(AtoZ)2
Active(AtoZ)2 has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €-24k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-18
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 21.61 against 13.72 in 2024; short-term debt: 4.3% and cash: 48.9% of total assets), and 4.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
60 d late
2023
56 d late
2022
24 d late
2021
16 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€328k▼ 6.7%
2024 · €352k
2018: €285k
2019: €207k
2020: €234k
2021: €277k
2022: €300k
2023: €325k
2024: €352k
2018 → 2025
Total assets
€343k▼ 8.6%
2024 · €376k
2018: €341k
2019: €354k
2020: €265k
2021: €318k
2022: €366k
2023: €374k
2024: €376k
2018 → 2025
Net result
€-24k
2024 · €27k
2018: €47k
2019: €22k
2020: €28k
2021: €43k
2022: €23k
2023: €25k
2024: €27k
2018 → 2025
Working capital
€305k▲ 2.0%
2024 · €300k
2018: €251k
2019: €167k
2020: €190k
2021: €246k
2022: €222k
2023: €249k
2024: €300k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€277k-€300k▲ 8.5%€325k▲ 8.2%€352k▲ 8.3%€328k▼ 6.7%
Operating result€66k-€38k▼ 43.1%€40k▲ 6.7%€40k▲ 0.4%€-23k
Net result€43k-€23k▼ 45.2%€25k▲ 5.5%€27k▲ 9.3%€-24k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €40k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €343k
Fixed assets
€23k▼ 56.2%
Current assets
€320k▼ 0.9%
Equity and liabilities €343k
Equity
€328k▼ 6.7%
Debt
€15k▼ 37.1%
The debt ratio falls from 6.3% to 4.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €75k
Cash flow
€6k▼
2024 · €61k
Solvency
95.7%▲
2024 · 93.7%
Current ratio
21.61▲
2024 · 13.72
Quick ratio
21.61▲
2024 · 13.72
Debt / equity
0.05▼
2024 · 0.07
ROE
-7.2%▼
2024 · 7.7%
ROA
-6.9%▼
2024 · 7.2%
Interest coverage
44.08▼
2024 · 796.52
Debt
€15k▼
2024 · €24k
Debt ≤ 1 year
€15k▼
2024 · €24k
Income taxes
€905▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€376k€343k▼
Fixed assets21/28€52k€23k▼
Tangible fixed assets22/27€52k€22k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€42k€16k▼
Financial fixed assets28€459€459=
Current assets29/58€323k€320k▼
Amounts receivable after more than one year29€140k€140k=
Trade receivables290€140k€140k=
Amounts receivable within one year40/41€23k€11k▼
Trade receivables40€12k-
Other amounts receivable41€11k€11k▲
Cash at bank and in hand54/58€159k€168k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€376k€343k▼
Equity10/15€352k€328k▼
Contributions10/11€6k€6k=
Reserves13€148k€148k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€29k€29k=
Distributable reserves133€117k€117k=
Profit (loss) carried forward14€198k€174k▼
Amounts payable17/49€24k€15k▼
Amounts payable within one year42/48€24k€15k▼
Current portion of amounts payable after more than one year42€705-
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€22k€15k▼
Taxes450/3€22k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€29k▼
Other operating charges640/8€1k€979▼
Gross operating margin9900€76k€8k▼
Operating profit (loss)9901€40k€-23k▼
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B€94€157▲
Recurring financial charges65€94€157▲
Profit (loss) for the period before taxes9903€40k€-23k▼
Income taxes67/77€13k€905▼
Profit (loss) for the period9904€27k€-24k▼
Profit (loss) for the period to be appropriated9905€27k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€225k€174k▼
Profit (loss) brought forward from the previous period14P€198k€198k=
Transfer to equity691/2€27k-
To other reserves6921€27k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-24k ▼187%
Net result drops to €-24k, the lowest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 13.72
Current ratio from 6.28 to 13.72; short-term debt falls from €47k to €24k.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 7.49
Current ratio from 2.14 to 7.49; short-term debt falls from €146k to €29k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 59 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neesveld 273040 HuldenbergGround area
677 m²
Building footprint
134 m²
Volume, LiDAR
720 m³
Parcel 24045B0573/00W007, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Neesveld 27, 3040 Huldenberg
since 19992.090.848.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24045B0573/00W007 | Flanders | 677 m² | 1 · 134 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tune-IT
BE 0859.889.261
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MEDIQUAL
BE 0525.864.516
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RAMA CONSULTING
BE 0477.690.653
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neT4ce
BE 0542.982.442
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Bitprods
BE 0633.830.464
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 13,481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-1999
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
70200Business and other management consultancy
70220Business consulting
72220
72600
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.