ATOPY
ActiveSummary
ATOPY has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,797 and a net result of €42,797. Its solvency ranks better than 81% of 20,706 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-01-2025 Normal situation
- Activity
- Specialist medical practice NACE 86220
- Establishment unit
- 2.368.770.286 1430 Rebecq, since 03-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 27-04-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €57,800
- Turnover
- ≈ €130,000
- estimated
- Profit
- €42,797
- Equity
- €45,797
- Total assets
- €52,153
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 6.71, cash €41,569Figures for financial year 2025 (filed on 19-06-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 88% on liquidity and 80% on profitability.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 19-06-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €9,772 |
| Depreciation and write-downs of the year | €1,756 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,756 |
| Other operating charges640/8 | €593 |
| Gross operating margin9900 | €57,800 |
| Operating profit (loss)9901 | €55,451 |
| Financial income75/76B | €37 |
| Recurring financial income75 | €37 |
| Financial charges65/66B | €652 |
| Recurring financial charges65 | €652 |
| Profit (loss) for the period before taxes9903 | €54,836 |
| Income taxes67/77 | €12,039 |
| Profit (loss) for the period9904 | €42,797 |
| Profit (loss) for the period to be appropriated9905 | €42,797 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €52,153 | |
| Formation expenses20 | €1,468 | |
| Fixed assets21/28 | €8,016 | |
| Tangible fixed assets22/27 | €8,016 | |
| Furniture and vehicles24 | €8,016 | |
| Current assets29/58 | €42,669 | |
| Amounts receivable within one year40/41 | €510 | |
| Other amounts receivable41 | €510 | |
| Cash at bank and in hand54/58 | €41,569 | |
| Deferred charges and accrued income490/1 | €590 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €52,153 | |
| Equity10/15 | €45,797 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €42,797 | |
| Amounts payable17/49 | €6,356 | |
| Amounts payable within one year42/48 | €6,356 | |
| Taxes, remuneration and social security45 | €6,356 | |
| Taxes450/3 | €3,778 | |
| Remuneration and social security454/9 | €2,578 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €42,797 |
| + Depreciation and write-downs630 | €1,756 |
| Operating cash flow (approximation) | €44,553 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 11,279 companies had the same profile as ATOPY has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of ATOPY itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for ATOPY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-06-2026 | 2026-00200359 |
Board & ownership
Directors
Owners and capital
Shareholders
- Lucie Lafarge 100 shares · 100%
- LAFARGE Lucie 100 shares (100%) · €3,000 in cash
Capital transactions
- 07-01-2025 Incorporation · €3,000 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, médecin actionnaire”
Capital, shares and profit
- Membership ruleThe articles set who can become a member or partner, and on what terms.
- “Médecins légalement habilités art de guérir Belgique inscrits tableau pratiquant ou appelés à pratiquer”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 07-01-2025 (in French)
Network & group
ATOPY shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of ATOPY. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
25-08
Gazette deed
Registered office moved from Bruxelles to RebecqNew seat: 1430 Rebecq, Chemin Rieu Diesbecq n°2 · Previous seat: 1070 Bruxelles, rue de la Gaîté, 90 · Shareholding6 points ▸
- General meeting, 17-04-2025
- Lucie Lafarge holds 100 shares (100%)
- Registered-office move, 1430 Rebecq, Chemin Rieu Diesbecq n°2
- Power of attorney, EJE Fisco
- Power of attorney
- Other provision, “meeting closure and signature, ordre du jour épuisé, séance levée, procès-verbal soumis à signature des membres présents” (deed in French)
07-01
Gazette deed
IncorporationStarting capital €3,000 · Appointment: LAFARGE Lucie (director) · Founder9 points ▸
- Founder, LAFARGE Lucie
- Incorporation, 31-12-2024
- Founding capital, €3,000
- Other provision, “plan financier-capitaux propres de départ” (deed in French)
- Declaration, “attestation dépôt libératoire, Code des sociétés et des associations” (deed in French)
- Capital
- Registered office clause, “1070 Anderlecht,Rue de la Gaîté 90” (deed in French)
- Director appointment, LAFARGE Lucie (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements obligations activités par comparant nom compte formation” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25090F0133/00A000 | Wallonia | 2,129 m² | 1 · 275 m² | 7.4 m · 2 |