Result
€173,106 €173,106
Back in profit in 2025, after a loss of €60,798 in 2024.
ATOM
Lifetime
19 annual accounts with figures on one time axis, 32 filings since 1993peak €559,927 (2023)
€113,028▲ €214,937
lowest -€199,889 (2018)
€173,106▲ €233,904
peak €4.7m (2022)
€4.6m▲ 2.0%
€2.4m▲ 130%
Board4 names since 2019
3 directorsBerquin René and 2 others
Documentsfilings and deeds
27-04-20263 days before the deadline
2025abbreviated format
Gross margin from -€101,908 to €113,028Back to profit: €173,1063 directors reappointed 09-09Debts from €1.1m to €2.4mInvestments €1.6m
Key points
from the 2025 annual accountsTurnover
≈ €430,000 estimated
The accounts state no turnover.
Debts
€2.4m ▲ 130%
Debts rose by €1.4m in 2025.
Investments
€1.7m 16.4 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 29.4% higher than in 2024.
Liquidity
0.23 was 0.65 in 2024
Short-term debts rose from €926,788 to €2.2m.
Position in the sector
€4.6m
More equity than 95% of companies in wholesale trade. Sector median €360,959 · 9,897 companies.
Checked score
93
Excellent
Financially stronger than 43% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026highest value
05-2026: < 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.23, cash €118,791
lowers risk
Size: total assets €7.2m
Founded in 1992
Figures for financial year 2025 (filed on 28-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 73% of them on solvency, 43% on liquidity, 14% on profitability and 43% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,887 companies had the same profile as ATOM has now. Each dot stands for 5 companies, two years later.
97.9%
were still trading
2.0%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of ATOM itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for ATOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €420,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.23 (0.65 in 2024), below 1. Short-term debt is 31.3% and cash 1.7% of total assets. 35.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
1 day late
2023
31 days early
2022
on the day
2020
8 days early
2019
32 days early
2018
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered office moved from Bekkevoort to Zandhoven
New registered office: Schildebaan 19- Bus 5 BE-2240 ZANDHOVEN · Previous registered office: Langerode 17/3 BE-3460 BEKKEVOORT · General meeting of 01-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0448524832
3 directors reappointed
Berquin René (managing director), Cathelyn Sonia (managing director) and Okami BV · Permanent representative: Berquin René · General meeting of 26-05-2025 · Gazette deed
Registered office moved from Deurne to Bekkevoort
New registered office: Langerode 17- Bus 03 BE-3460 BEKKEVOORT · Previous registered office: Bisschoppenhoflaan 420 BE-2100 DEURNE · General meeting of 08-01-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ATOM Zandhoven | €7.2m | €113,028 | 64.1% | - |
| DISOFF Comines-Warneton | €5.5m | €89,223 | 52.8% | 0 |
| ROBINSON Herentals | €3.7m | €74,642 | 96.0% | - |
| M.A.T. Beheer Malle | €3.8m | €178,059 | 19.0% | - |
| BATOLO Westerlo | €3.2m | €99,666 | 99.5% | - |
| CARHU - INVEST Rotselaar | €5.1m | €227,845 | 88.1% | 0 |
| FIMEVA TRADING Wielsbeke | €5.1m | €54,547 | 70.2% | - |
These companies have the same main activity as ATOM: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €3.2m and €5.5m, founded between 1987 and 1999.
Official details
Source: KBO- Status
- Active since 15-10-1992Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 1 other
- Establishment unit
- 2.059.522.9052240 Zandhoven, since 13-11-1992
- Financial year end
- 30 September
- Peppol
- Reachable since 16-12-2025
Annual accounts to 30-09-2025
- €7.2m▲ 25.1%
- Filing
- Filed on 27-04-2026, 3 days before the end of the filing period
Insights on ATOM
ATOM files the abbreviated format. That format states no turnover. The gross margin rose from €33,059 in 2006 to €113,028 in 2025.
The balance sheet grew most from 2016 to 2017 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ATOM
- What is the company number of ATOM?
- The company number of ATOM is 0448.524.832. The VAT number is the same number with BE in front: BE 0448.524.832.
- Where is ATOM based?
- The registered office is at Schildebaan 19, 2240 Zandhoven.Company details
- What does ATOM do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of ATOM?
- ATOM is a public limited company (NV).
- When was ATOM founded?
- ATOM was founded on 15-10-1992.
- Is ATOM still active?
- Yes, ATOM is an active enterprise in the KBO register.
- What is the turnover of ATOM?
- The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €113,028 and 31 comparable companies (NACE 461). It probably lies between €200,000 and €1.0m.Financials
- Is ATOM profitable?
- In financial year 2025, ATOM made a profit of €173,106.
- Where can I find the annual accounts of ATOM?
- ATOM filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ATOM due?
- ATOM must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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