ATMUS
ActiveATMUS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €-4k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+28
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 8.02 against 7.13 in 2024; short-term debt: 9.9% and cash: 20.5% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
-3.7%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
4 d late
2023
1 d early
2022
28 d late
2021
1 d late
2020
1 d late
2019
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€89k▼ 4.0%
2024 · €92k
2019: €48k
2020: €61k
2021: €75k
2022: €104k
2023: €110k
2024: €92k
2019 → 2025
Total assets
€98k▼ 5.5%
2024 · €104k
2019: €80k
2020: €67k
2021: €87k
2022: €116k
2023: €130k
2024: €104k
2019 → 2025
Net result
€-4k▲ 79.1%
2024 · €-18k
2019: €-11k
2020: €13k
2021: €14k
2022: €29k
2023: €6k
2024: €-18k
2019 → 2025
Working capital
€69k▼ 5.1%
2024 · €72k
2019: €23k
2020: €41k
2021: €55k
2022: €84k
2023: €90k
2024: €72k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€104k▲ 38.5%€110k▲ 5.7%€92k▼ 16.0%€89k▼ 4.0%
Operating result€19k-€35k▲ 80.5%€12k▼ 65.1%€-18k€-4k▲ 79.6%
Net result€14k-€29k▲ 107%€6k▼ 79.6%€-18k€-4k▲ 79.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€20k=
Current assets
€78k▼ 6.8%
Equity and liabilities €98k
Equity
€89k▼ 4.0%
Debt
€10k▼ 17.0%
The debt ratio falls from 11.3% to 9.9%. Equity and debt are lower.
Key figures and ratios
Solvency
90.1%▲
2024 · 88.7%
Current ratio
8.02▲
2024 · 7.13
Quick ratio
8.02▲
2024 · 7.13
Debt / equity
0.11▼
2024 · 0.13
ROE
-4.2%▲
2024 · -19.1%
ROA
-3.7%▲
2024 · -16.9%
Debt
€10k▼
2024 · €12k
Debt ≤ 1 year
€10k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€98k▼
Fixed assets21/28€20k€20k=
Financial fixed assets28€20k€20k=
Current assets29/58€84k€78k▼
Amounts receivable within one year40/41€59k€58k▼
Trade receivables40€57k€58k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€25k€20k▼
Equity and liabilities
Total equity and liabilities10/49€104k€98k▼
Equity10/15€92k€89k▼
Contributions10/11€19k€19k=
Reserves13€74k€70k▼
Distributable reserves133€74k€70k▼
Amounts payable17/49€12k€10k▼
Amounts payable within one year42/48€12k€10k▼
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€2k€1,000▼
Remuneration and social security454/9€10k€8k▼
Income statement
Code20242025
Other operating charges640/8€525€387▼
Gross operating margin9900€-17k€-3k▲
Operating profit (loss)9901€-18k€-4k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€213€44▼
Recurring financial charges65€213€44▼
Profit (loss) for the period before taxes9903€-18k€-4k▲
Income taxes67/77€-392-
Profit (loss) for the period9904€-18k€-4k▲
Profit (loss) for the period to be appropriated9905€-18k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-4k▲
Transfer from equity791/2€18k€4k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 1 day late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €-18k ▼399%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
30-06
Financial
Highest result since 2019net €29k ▲107%
Operating result €35k, net result €29k, both a record.
30-06
Financial
Equity above €100kEq €104k ▲38.5%
3 profitable years in a row build equity to €104k.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
30-06
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-06
Financial
Liquidity times 5current ratio 8.17
Current ratio from 1.75 to 8.17; short-term debt falls from €30k to €6k.
16-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 16 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 236 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peperstraat 509800 DeinzeGround area
3,436 m²
Building footprint
341 m²
Volume, LiDAR
1,229 m³
2 parcels, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ATMUS
since 20142.226.328.360
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44006C0406/00A000 | Flanders | 3,102 m² | 1 · 251 m² | 8.8 m · 1 fl. |
| 44809I0171/00S003 | Flanders | 334 m² | 1 · 90 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HAESAERT TECHNICS
BE 1003.453.617
Beveren-Kruibeke-Zwijndrecht · Eq €89k
BE MY LOFT
BE 0881.332.991
Ittre · Eq €89k
AQUASANI
BE 0820.712.347
Sint-Niklaas · Eq €89k
Jens Boeckx
BE 0805.854.719
Schilde · Eq €89k
Midmid
BE 0646.805.797
Destelbergen · Eq €89k
Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 3,061 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2014
Fiscal year end30-06
Activities, NACEBEL
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.