Skip to content

ATMOZ

Active
Private limited company (pre-2019)founded 201511 yrs activeEpicialaan 7, 2970 Schilde, BelgiumKBO/BCE: BE 0633.603.802
Summary

ATMOZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €122,676 and a net result of €90,266. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+81
Solvency93▲+34
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.86 against 1.31 in 2023; short-term debt: 32% and cash: 5.5% of total assets), and 32% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €122,676
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
13 d late
2022
56 d late
2021
31 d late
2020
25 d late
2019
70 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ATMOZ was incorporated on 7 July 2015.1 Total assets rose from EUR 39,527 in 2018 to EUR 180,368 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€122,676▲ 279%
2023 · €32,410
Total assets
€180,368▲ 89.4%
2023 · €95,247
Net result
€90,266
2023 · -€3,418
Working capital
€107,500▲ 459%
2023 · €19,221
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€12,499▲ 3,487%€63,742▲ 410%€35,907▼ 43.7%-€1,740€137,905
Net result€11,678within the sector's middle half▲ 3,394%€45,799above the sector's middle half▲ 292%€22,375within the sector's middle half▼ 51.1%-€3,418within the sector's middle half€90,266above the sector's middle half
Equity€10,655within the sector's middle half€13,453within the sector's middle half▲ 26.3%€35,828within the sector's middle half▲ 166%€32,410within the sector's middle half▼ 9.5%€122,676within the sector's middle half▲ 279%
Total assets€51,001below the sector's middle half▲ 29.0%€97,109within the sector's middle half▲ 90.4%€102,376within the sector's middle half▲ 5.4%€95,247within the sector's middle half▼ 7.0%€180,368within the sector's middle half▲ 89.4%
Debt€40,347▼ 0.9%€83,656▲ 107%€66,548▼ 20.5%€62,836▼ 5.6%€57,692▼ 8.2%
Working capital€10,655within the sector's middle half€13,453within the sector's middle half▲ 26.3%€21,739within the sector's middle half▲ 61.6%€19,221within the sector's middle half▼ 11.6%€107,500within the sector's middle half▲ 459%
Solvency20.9%within the sector's middle half▲ 23.9pp13.9%within the sector's middle half▼ 7.0pp35.0%within the sector's middle half▲ 21.1pp34.0%within the sector's middle half▼ 1.0pp68.0%within the sector's middle half▲ 34.0pp
Current ratio1.26within the sector's middle half▲ 0.301.16within the sector's middle half▼ 0.101.33within the sector's middle half▲ 0.171.31within the sector's middle half▼ 0.022.86within the sector's middle half▲ 1.56
Return on assets (ROA)22.9%above the sector's middle half▲ 22.1pp47.2%above the sector's middle half▲ 24.3pp21.9%above the sector's middle half▼ 25.3pp-3.6%below the sector's middle half▼ 25.4pp50.0%above the sector's middle half▲ 53.6pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2020: €12,499€12,499Net result 2020: €11,678€11,678Operating result 2021: €63,742€63,742Net result 2021: €45,799€45,799Operating result 2022: €35,907€35,907Net result 2022: €22,375€22,375Operating result 2023: -€1,740-€1,740Net result 2023: -€3,418-€3,418Operating result 2024: €137,905€137,905Net result 2024: €90,266€90,26620202021202220232024-€50,000€0€50,000€100,000€150,000Operating result 2022: €35,907€35,900Net result 2022: €22,375€22,400Operating result 2023: -€1,740-€1,740Net result 2023: -€3,418-€3,420Operating result 2024: €137,905€138,000Net result 2024: €90,266€90,300202220232024
The operating result returns to profit in 2024: €137,905 after a loss of €1,740 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180,368
Fixed assets €15,177 ▲ 15.1%
Current assets €165,192 ▲ 101%
Equity and liabilities €180,368
Equity €122,676 ▲ 279%
Debt €57,692 ▼ 8.2%
Debt's share of the balance-sheet total falls from 66.0% to 32.0%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€140,664▲
2023 · €486
Cash flow
€93,026▲
2023 · -€1,192
Debt to equity
0.47▼
2023 · 1.94
ROE
73.6%▲
2023 · -10.5%
Interest coverage
246.85▲
2023 · 0.62
Debt ≤ 1 year
€57,692▼
2023 · €62,836
Income taxes
€48,434▲
2023 · €1,336
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€95,247€180,368▲
Fixed assets21/28€13,189€15,177▲
Tangible fixed assets22/27€13,189€15,177▲
Furniture and vehicles24€13,189€15,177▲
Current assets29/58€82,057€165,192▲
Amounts receivable within one year40/41€67,210€154,586▲
Trade receivables40€50,617€108,680▲
Other amounts receivable41€16,593€45,905▲
Cash at bank and in hand54/58€14,275€9,860▼
Deferred charges and accrued income490/1€572€746▲
Equity and liabilities
Total equity and liabilities10/49€95,247€180,368▲
Equity10/15€32,410€122,676▲
Contributions10/11€13,000€13,000=
Reserves13€22,375€112,641▲
Distributable reserves133€22,375€112,641▲
Profit (loss) carried forward14-€2,965-€2,965=
Amounts payable17/49€62,836€57,692▼
Amounts payable within one year42/48€62,836€57,692▼
Trade debts44€46,487€7,921▼
Suppliers440/4€46,487€7,921▼
Taxes, remuneration and social security45€16,350€49,771▲
Taxes450/3€16,350€49,771▲
Other amounts payable47/48€0-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,226€2,760▲
Other operating charges640/8€1,360€118▼
Gross operating margin9900€1,847€140,782▲
Operating profit (loss)9901-€1,740€137,905▲
Financial income75/76B€439€1,366▲
Recurring financial income75€439€1,366▲
Financial charges65/66B€781€570▼
Recurring financial charges65€781€570▼
Profit (loss) for the period before taxes9903-€2,082€138,700▲
Income taxes67/77€1,336€48,434▲
Profit (loss) for the period9904-€3,418€90,266▲
Profit (loss) for the period to be appropriated9905-€3,418€90,266▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,965€87,301▲
Profit (loss) brought forward from the previous period14P€453-€2,965▼
Transfer to equity691/2€0€90,266▲
To other reserves6921€0€90,266▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€622€2,226€2,760▲ 24.0%
Other operating charges640/8-€449€450€1,360€118▼ 91.3%
Gross operating margin9900€13,918€64,191€36,978€1,847€140,782▲ 7,523%
Operating profit (loss)9901€12,499€63,742€35,907-€1,740€137,905▲ 8,027%
Financial income75/76B-€337€226€439€1,366▲ 211%
Recurring financial income75€0€337€226€439€1,366▲ 211%
Financial charges65/66B-€225€117€781€570▼ 27.0%
Recurring financial charges65€112€225€117€781€570▼ 27.0%
Profit (loss) for the period before taxes9903€12,387€63,854€36,015-€2,082€138,700▲ 6,763%
Income taxes67/77€709€18,055€13,640€1,336€48,434▲ 3,525%
Profit (loss) for the period9904€11,678€45,799€22,375-€3,418€90,266▲ 2,741%
Profit (loss) for the period to be appropriated9905€11,678€45,799€22,375-€3,418€90,266▲ 2,741%
Line20202021202220232024Change
Assets
Total assets20/58€51,001€97,109€102,376€95,247€180,368▲ 89.4%
Fixed assets21/28--€14,089€13,189€15,177▲ 15.1%
Tangible fixed assets22/27--€14,089€13,189€15,177▲ 15.1%
Furniture and vehicles24--€14,089€13,189€15,177▲ 15.1%
Current assets29/58€51,001€97,109€88,287€82,057€165,192▲ 101%
Stocks and contracts in progress3€3,650€0----
Stocks30/36-€0----
Amounts receivable within one year40/41€35,061€76,015€62,913€67,210€154,586▲ 130%
Trade receivables40-€57,675€59,609€50,617€108,680▲ 115%
Other amounts receivable41-€18,340€3,304€16,593€45,905▲ 177%
Cash at bank and in hand54/58€11,935€20,730€24,934€14,275€9,860▼ 30.9%
Deferred charges and accrued income490/1-€364€440€572€746▲ 30.4%
Equity and liabilities
Total equity and liabilities10/49€51,001€97,109€102,376€95,247€180,368▲ 89.4%
Equity10/15€10,655€13,453€35,828€32,410€122,676▲ 279%
Contributions10/11-€13,000€13,000€13,000€13,000=
Reserves13--€22,375€22,375€112,641▲ 403%
Distributable reserves133--€22,375€22,375€112,641▲ 403%
Profit (loss) carried forward14-€2,345€453€453-€2,965-€2,965=
Amounts payable17/49€40,347€83,656€66,548€62,836€57,692▼ 8.2%
Amounts payable within one year42/48€40,347€83,656€66,548€62,836€57,692▼ 8.2%
Trade debts44€28,568€22,601€24,609€46,487€7,921▼ 83.0%
Suppliers440/4-€22,601€24,609€46,487€7,921▼ 83.0%
Taxes, remuneration and social security45-€18,055€32,755€16,350€49,771▲ 204%
Taxes450/3-€18,055€32,755€16,350€49,771▲ 204%
Remuneration and social security454/9-€0----
Other amounts payable47/48-€43,000€9,184€0--
Line20202021202220232024Change
Profit (loss) for the period9904€11,678€45,799€22,375-€3,418€90,266▲ 2,741%
+ Depreciation and write-downs630--€622€2,226€2,760▲ 24.0%
Operating cash flow (approximation)€11,678€45,799€22,997-€1,192€93,026▲ 7,905%
Investment in fixed assets (approximation)----€1,326-€4,747▼ 258%
Change in cash-€8,795€4,204-€10,659-€4,415▲ 58.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial Back to profitnet €90,266
Net result €90,266 after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 2.86
Current ratio from 1.31 to 2.86; short-term debt falls from €62,836 to €57,692.
31-12
Financial Equity above €100,000Eq €122,676 ▲279%
Equity rises from €32,410 to €122,676.
13-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
25-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
25-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
09-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial Back to profitnet €334
Net result €334 after one loss-making year.
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
4,947 m²
Building footprint
423 m²
Volume, LiDAR
1,702 m³
2 parcels, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Atmoz Laboratorium Accommodatie
Hoge Haar 2, 2970 SchildeManufacture of furniture
since 20152.245.295.721
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11041B0110/00K002 Flanders 3,267 m² 1 · 255 m² 6.8 m · 1 fl.
11041B0453/00A002 Flanders 1,680 m² 1 · 168 m² 6.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 805 companies in sector 46610 we hold annual accounts for 566. 390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded07-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46610Wholesale trade
46645Wholesale trade
46839Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:0633603802
Registered 24-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.