ATLAS
ActiveSummary
ATLAS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€63,938) and a net result of €24,893. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 9% of 2601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+17
Solvency0=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.18 against 1.66 in 2024; short-term debt: 43.9% and cash: 20.1% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-53.5%
Return on assets
20.8%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2601 sector peers (2025).
NBB · sector comparisonPosition among 2601 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
3 d late
2023
2 d early
2022
4 d early
2021
42 d early
2020
19 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 January (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€63,938▲ 28.0%
2024 · -€88,832
Total assets
€119,607▲ 18.7%
2024 · €100,748
Net result
€24,893▲ 237%
2024 · €7,391
Working capital
€62,207▲ 70.1%
2024 · €36,578
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,705▼ 30.8%-€22,003-€31,033▼ 41.0%€7,338€26,368▲ 259%
Net result€14,031within the sector's middle half▼ 53.9%-€20,668below the sector's middle half-€20,568below the sector's middle half▲ 0.5%€7,391within the sector's middle half€24,893within the sector's middle half▲ 237%
Equity-€54,987below the sector's middle half▲ 20.3%-€75,655below the sector's middle half▼ 37.6%-€96,223below the sector's middle half▼ 27.2%-€88,832below the sector's middle half▲ 7.7%-€63,938below the sector's middle half▲ 28.0%
Total assets€110,319within the sector's middle half▲ 28.4%€98,353within the sector's middle half▼ 10.8%€82,872within the sector's middle half▼ 15.7%€100,748within the sector's middle half▲ 21.6%€119,607within the sector's middle half▲ 18.7%
Debt€165,306▲ 6.7%€174,008▲ 5.3%€179,094▲ 2.9%€189,579▲ 5.9%€183,545▼ 3.2%
Working capital€79,283above the sector's middle half▲ 27.3%€59,574within the sector's middle half▼ 24.9%€39,246within the sector's middle half▼ 34.1%€36,578within the sector's middle half▼ 6.8%€62,207within the sector's middle half▲ 70.1%
Solvency-49.8%below the sector's middle half▲ 30.5pp-76.9%below the sector's middle half▼ 27.1pp-116.1%below the sector's middle half▼ 39.2pp-88.2%below the sector's middle half▲ 27.9pp-53.5%below the sector's middle half▲ 34.7pp
Current ratio3.73above the sector's middle half▼ 0.213.43above the sector's middle half▼ 0.302.22within the sector's middle half▼ 1.211.66within the sector's middle half▼ 0.562.18within the sector's middle half▲ 0.53
Return on assets (ROA)12.7%above the sector's middle half▼ 22.7pp-21.0%below the sector's middle half▼ 33.7pp-24.8%below the sector's middle half▼ 3.8pp7.3%within the sector's middle half▲ 32.2pp20.8%above the sector's middle half▲ 13.5pp
Staff (FTE)0.6▲ 100%0.4▼ 33.3%0.3▼ 25.0%1.2▲ 300%1▼ 16.7%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 259% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119,607
Fixed assets
€4,901 ▼ 42.0%
Current assets
€114,706 ▲ 24.3%
Key figures and ratios
EBITDA
€30,169▲
2024 · €10,984
Cash flow
€28,695▲
2024 · €11,037
Quick ratio
1.78▲
2024 · 1.59
Debt to equity
-2.87▼
2024 · -2.13
Interest coverage
51.95▼
2024 · 57.44
Debt ≤ 1 year
€52,498▼
2024 · €55,719
Debt > 1 year
€131,047▼
2024 · €131,861
Staff costs
€36,551▲
2024 · €25,662
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.5%
went bankrupt
5.3%
stopped otherwise
91%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €10,163 | €5,350 | €25,662 | €36,551 | ▲ 42.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €453 | €2,218 | €3,491 | €3,646 | €3,802 | ▲ 4.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €2,874 | €10,639 | €0 | -€16,404 | - |
| Other operating charges640/8 | - | €3,920 | €2,872 | €2,902 | €25,765 | ▲ 788% |
| Gross operating margin9900 | €51,812 | -€2,827 | -€8,681 | €39,548 | €76,081 | ▲ 92.4% |
| Operating profit (loss)9901 | €22,705 | -€22,003 | -€31,033 | €7,338 | €26,368 | ▲ 259% |
| Financial income75/76B | - | €1,607 | €11,900 | €244 | €5,534 | ▲ 2,168% |
| Recurring financial income75 | €1,300 | €1,607 | €90 | €89 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | - | €11,810 | €155 | €5,534 | ▲ 3,460% |
| Financial charges65/66B | - | €272 | €1,435 | €191 | €7,008 | ▲ 3,565% |
| Recurring financial charges65 | €4,808 | €272 | €1,435 | €191 | €581 | ▲ 204% |
| Non-recurring financial charges66B | - | - | - | - | €6,427 | - |
| Profit (loss) for the period before taxes9903 | €19,198 | -€20,668 | -€20,568 | €7,391 | €24,893 | ▲ 237% |
| Income taxes67/77 | €5,167 | - | - | - | - | - |
| Profit (loss) for the period9904 | €14,031 | -€20,668 | -€20,568 | €7,391 | €24,893 | ▲ 237% |
| Profit (loss) for the period to be appropriated9905 | €14,031 | -€20,668 | -€20,568 | €7,391 | €24,893 | ▲ 237% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €110,319 | €98,353 | €82,872 | €100,748 | €119,607 | ▲ 18.7% |
| Fixed assets21/28 | €2,005 | €14,287 | €11,466 | €8,451 | €4,901 | ▼ 42.0% |
| Tangible fixed assets22/27 | €1,810 | €14,092 | €11,271 | €8,256 | €4,706 | ▼ 43.0% |
| Plant, machinery and equipment23 | - | €4,958 | €4,137 | €3,122 | €1,572 | ▼ 49.6% |
| Furniture and vehicles24 | - | €9,134 | €7,134 | €5,134 | €3,134 | ▼ 39.0% |
| Financial fixed assets28 | €195 | €195 | €195 | €195 | €195 | = |
| Current assets29/58 | €108,314 | €84,066 | €71,405 | €92,297 | €114,706 | ▲ 24.3% |
| Stocks and contracts in progress3 | €13,750 | €2,850 | €3,550 | €3,850 | €21,450 | ▲ 457% |
| Stocks30/36 | - | €2,850 | €3,550 | €3,850 | €21,450 | ▲ 457% |
| Amounts receivable within one year40/41 | €62,321 | €60,249 | €49,541 | €75,671 | €68,179 | ▼ 9.9% |
| Trade receivables40 | - | €59,293 | €49,541 | €75,671 | €68,154 | ▼ 9.9% |
| Other amounts receivable41 | - | €957 | - | - | €25 | - |
| Cash at bank and in hand54/58 | €32,243 | €20,886 | €12,721 | €11,554 | €24,043 | ▲ 108% |
| Deferred charges and accrued income490/1 | - | €81 | €5,594 | €1,221 | €1,034 | ▼ 15.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €110,319 | €98,353 | €82,872 | €100,748 | €119,607 | ▲ 18.7% |
| Equity10/15 | -€54,987 | -€75,655 | -€96,223 | -€88,832 | -€63,938 | ▲ 28.0% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Profit (loss) carried forward14 | -€75,447 | -€96,115 | -€116,683 | -€107,432 | -€82,538 | ▲ 23.2% |
| Amounts payable17/49 | €165,306 | €174,008 | €179,094 | €189,579 | €183,545 | ▼ 3.2% |
| Amounts payable after more than one year17 | €136,275 | €147,515 | €146,935 | €131,861 | €131,047 | ▼ 0.6% |
| Other amounts payable178/9 | - | €147,515 | €146,935 | €131,861 | €131,047 | ▼ 0.6% |
| Amounts payable within one year42/48 | €29,031 | €24,493 | €32,159 | €55,719 | €52,498 | ▼ 5.8% |
| Trade debts44 | €18,562 | €19,262 | €26,476 | €32,555 | €41,865 | ▲ 28.6% |
| Suppliers440/4 | - | €19,262 | €26,476 | €32,555 | €41,865 | ▲ 28.6% |
| Advances received on contracts in progress46 | - | - | - | €8,700 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €5,231 | €5,683 | €14,464 | €10,633 | ▼ 26.5% |
| Taxes450/3 | - | - | €1,163 | €1,448 | €7,024 | ▲ 385% |
| Remuneration and social security454/9 | - | €5,231 | €4,520 | €13,016 | €3,609 | ▼ 72.3% |
| Accrued charges and deferred income492/3 | - | €2,000 | - | €2,000 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,031 | -€20,668 | -€20,568 | €7,391 | €24,893 | ▲ 237% |
| + Depreciation and write-downs630 | €453 | €2,218 | €3,491 | €3,646 | €3,802 | ▲ 4.3% |
| Operating cash flow (approximation) | €14,483 | -€18,450 | -€17,077 | €11,037 | €28,695 | ▲ 160% |
| Investment in fixed assets (approximation) | - | -€14,500 | -€671 | -€630 | -€252 | ▲ 60.0% |
| Change in cash | - | -€11,358 | -€8,165 | -€1,166 | €12,489 | ▲ 1,171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Back to profitnet €7,391
Net result €7,391 after 2 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€20,668
Net result drops to -€20,668, the lowest in the series; recovery starts the following year.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €30,468 ▲45.2%
Operating result €32,806, net result €30,468, both a record.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 160 days late
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 525 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 23 acts read
About the unread acts
We know of 23 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
23 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2001
Ground area
493 m²
Building footprint
161 m²
Volume, LiDAR
1,016 m³
Parcel 44021A3331/00Y000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ATLAS BVBA
since 20012.116.129.234
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A3331/00Y000 | Flanders | 493 m² | 1 · 161 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,377 companies in sector 95311 we hold annual accounts for 2,962. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-01-2001
Fiscal year end30-06
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473712663
Also
9925:BE0473712663
Registered
12-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.