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Atingo

Active
Non-profit associationfounded 198045 yrs activeRue de la Pépinière 23, 5000 Namur, BelgiumKBO/BCE: BE 0420.947.831

Atingo has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €-108k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 377 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
52 / 100
Fair▼ -42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-33
Solvency97▼-3
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 3.74 in 2024), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 45 years 0 50 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
21 d early
2023
26 d early
2022
13 d early
2021
19 d early
2020
18 d early
2019
10 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-108k
2024 · €26k
2018: €1k 2019: €-9k 2020: €12k 2021: €110k 2022: €72k 2023: €14k 2024: €26k
2018 → 2025
Working capital
€293k▼ 23.6%
2024 · €384k
2018: €178k 2019: €165k 2020: €199k 2021: €339k 2022: €352k 2023: €372k 2024: €384k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€290k-€362k▲ 24.8%€376k▲ 3.8%€402k▲ 7.0%€295k▼ 26.7%
Operating result€112k-€73k▼ 35.3%€15k▼ 79.0%€28k▲ 85.0%€-107k
Net result€110k-€72k▼ 34.6%€14k▼ 80.8%€26k▲ 91.3%€-108k
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100kOperating result 2021: €112k€112kNet result 2021: €110k€110kOperating result 2022: €73k€73kNet result 2022: €72k€72kOperating result 2023: €15k€15kNet result 2023: €14k€14kOperating result 2024: €28k€28kNet result 2024: €26k€26kOperating result 2025: €-107k€-107kNet result 2025: €-108k€-108k20212022202320242025
The operating result turns negative in 2025: a loss of €107k after €28k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €521k
Fixed assets €15k▼ 19.1%
Current assets €506k▼ 3.5%
Equity and liabilities €521k
Equity €295k▼ 26.7%
Debt €227k▲ 60.7%
The debt ratio rises from 26.0% to 43.5%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-91k
2024 · €42k
Cash flow
€-92k
2024 · €40k
Solvency
56.5%
2024 · 74.0%
Current ratio
2.38
2024 · 3.74
Quick ratio
2.38
2024 · 3.74
Debt / equity
0.77
2024 · 0.35
ROE
-36.5%
2024 · 6.6%
ROA
-20.6%
2024 · 4.9%
Interest coverage
-90.05
2024 · 23.58
Debt
€227k
2024 · €141k
Debt ≤ 1 year
€213k
2024 · €140k
Staff costs
€675k
2024 · €597k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€543k€521k
Fixed assets21/28€19k€15k
Intangible fixed assets21€6k€0
Tangible fixed assets22/27€8k€10k
Plant, machinery and equipment23€4k€10k
Furniture and vehicles24€4k€0
Financial fixed assets28€6k€6k=
Current assets29/58€524k€506k
Amounts receivable within one year40/41€318k€220k
Trade receivables40€62k€123k
Other amounts receivable41€255k€97k
Current investments50/53€153€153=
Cash at bank and in hand54/58€205k€286k
Deferred charges and accrued income490/1€1k€496
Equity and liabilities
Total equity and liabilities10/49€543k€521k
Equity10/15€402k€295k
Reserves13€91k€91k=
Profit (loss) carried forward14€311k€204k
Amounts payable17/49€141k€227k
Amounts payable within one year42/48€140k€213k
Financial debts43-€64k
Credit institutions430/8-€64k
Trade debts44€18k€19k
Suppliers440/4€18k€19k
Taxes, remuneration and social security45€122k€130k
Taxes450/3€25k€35k
Remuneration and social security454/9€98k€94k
Accrued charges and deferred income492/3€840€14k
Income statement Code20242025
Remuneration, social security and pensions62€597k€675k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k
Other operating charges640/8€1k€685
Gross operating margin9900€640k€585k
Operating profit (loss)9901€28k€-107k
Financial charges65/66B€2k€1k
Recurring financial charges65€2k€1k
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€26k€-108k
Profit (loss) for the period9904€26k€-108k
Profit (loss) for the period to be appropriated9905€26k€-108k
Appropriation of the result
Profit (loss) to be appropriated9906€311k€204k
Profit (loss) brought forward from the previous period14P€285k€311k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-08
State Gazette act Miscellaneous
General meeting · Approval · Director discharge11 facts ▸
  • General meeting, 23/06/2026
  • Approval, comptes, bilan et rapport d'activités 2025
  • Director discharge, Atingo
  • Approval, budget 2026
  • Director appointment, GRAWEZ Michel
  • Director appointment, GRAWEZ Michel
  • Director appointment, HUBERMONT Claude
  • Director appointment, HUBERMONT Claude
  • Director appointment, CARNOY Fabienne
  • Director appointment, SNOECK Vincent
  • Director appointment, SNOECK Vincent
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-108k ▼507%
Net result drops to €-108k, the lowest in the series.
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Highest result since 2018net €110k ▲782%
Operating result €112k, net result €110k, both a record.
31-12
Financial Liquidity doublescurrent ratio 4.55
Current ratio from 2.08 to 4.55; short-term debt falls from €183k to €95k.
31-12
Financial Equity above €200kEq €290k ▲61.1%
2 profitable years in a row build equity to €290k.
13-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €12k
Net result €12k after one loss-making year.
10-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 10 days late
2019
02-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 33 days late
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
16-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
under verification, no change since 2026
This board is reconstructed from a single act (26104836). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
CARNOY Fabienne
Director · since 14-08-2026
Current
GRAWEZ Michel
Director · since 14-08-2026
Current
HUBERMONT Claude
Director · since 14-08-2026
Current
Vincent SNOECK
Director · since 14-08-2026
Current
14-08-2026 CARNOY Fabienne: Appointed
14-08-2026 GRAWEZ Michel: Appointed
14-08-2026 HUBERMONT Claude: Appointed
14-08-2026 Vincent SNOECK: Appointed
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2008
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Pépinière 235000 Namur
Ground area
236 m²
Building footprint
81 m²
Volume, LiDAR
738 m³
Parcel 92094A0203/00F000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Atingo
Rue de la Pépinière 23, 5000 NamurActivities of membership organisations
since 20082.180.988.580
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92094A0203/00F000 Wallonia 236 m² 1 · 81 m² 10.5 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

2 connected companies
Linked via shared directors

Similar companies · same sector, comparable size

Of 485 companies in sector 94994 we hold annual accounts for 138. 116 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded23-09-1980
Fiscal year end31-12
Activities, NACEBEL
94994Activities of membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.