Equity
€106,375 =
ATILTEX has made a profit without a break since 2017.
ATILTEX
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1990peak €36,696 (2017)
€22,312▲ 11.6%
lowest -€54,524 (2008)
€37▼ 99.7%
peak €106,375 (2025)
€106,375unchanged
€174,183▲ 15.4%
Board1 name since 2021
1 directorCALLI Izzet
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Result from €14,874 to €37Debts from €150,931 to €174,183Investments €77,078Cash from €4,519 to €2,511
Key points
from the 2025 annual accountsInvestments
€78,499 4.7 × depreciation
Green is investment, beige is depreciation.
Filings
36 annual accounts since 1990
Six of the last ten came late. The 2019 accounts came latest: 113 days after the end of the period.
Checked score
82
Excellent
Financially stronger than 42% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.8%▲ +0.3 percentage points vs 06-2025highest value
08-2025: 0.5%▼ -0.3 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.5%● unchanged vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Liquidity: current ratio 1.62, cash €2,511
Profit of €37 (financial year 2025)
lowers risk
Founded in 1989
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 53% of them on solvency, 25% on liquidity, 49% on profitability and 39% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as ATILTEX has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ATILTEX itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for ATILTEX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.62 (1.68 in 2024), above the usual 1.5. Short-term debt is 47.4% and cash 0.9% of total assets. However, 62.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 days early
2024
24 days early
2023
14 days late
2022
57 days late
2021
9 days early
2020
13 days late
2019
113 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0437060422
New director
CALLI Izzet appointed, CALLI Izzet resigned · Director discharge: CALLI Izzet · General meeting of 07-12-2023 · Gazette deed
Registered office moved within Saint-Josse-ten-Noode
New registered office: Chaussée de Louvain, 35 à 1210 Saint-Josse-Ten-Noode · Previous registered office: Chaussée de Louvain 61, 1210 Saint-Josse-ten-Noode · General meeting of 05-02-2018 · Gazette deed
First establishment
Leuvensesteenweg 35, Saint-Josse-ten-Noode
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ATILTEX Saint-Josse-ten-Noode | €280,558 | €22,312 | 37.9% | - |
| BOETIEK IDEFIX Brecht | €245,526 | €25,676 | 28.1% | - |
| ANCI Herentals | €220,211 | €27,215 | -283.4% | - |
| COBARELLO Sint-Truiden | €303,164 | €14,965 | 10.7% | - |
| MATRASSENSHOP BEDDING Sint-Niklaas | €374,978 | €27,720 | 8.8% | 0 |
| BOVAM Kapellen | €326,658 | €32,226 | -0.1% | - |
| MARIE-HELENE Koksijde | €398,271 | €16,694 | 39.3% | - |
These companies have the same main activity as ATILTEX: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €220,000 and €398,000, founded between 1986 and 1991.
Official details
Source: KBO- Status
- Active since 21-03-1989Normal situation
- Activity
- Retail sale of household textiles and beddingNACE 47512
- Establishment unit
- 2.042.759.6221210 Saint-Josse-ten-Noode, since 09-10-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 16-07-2025
Annual accounts 2025
- ≈ €230,000estimated
- €280,558▲ 9.1%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on ATILTEX
ATILTEX files the micro format. That format states no turnover. The gross margin rose from €7,010 in 2006 to €22,312 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ATILTEX
- What is the company number of ATILTEX?
- The company number of ATILTEX is 0437.060.422. The VAT number is the same number with BE in front: BE 0437.060.422.
- Where is ATILTEX based?
- The registered office is at Leuvensesteenweg 35, 1210 Saint-Josse-ten-Noode.Company details
- What does ATILTEX do?
- According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
- What is the legal form of ATILTEX?
- ATILTEX is a private limited company (BV).
- When was ATILTEX founded?
- ATILTEX was founded on 21-03-1989.
- Is ATILTEX still active?
- Yes, ATILTEX is an active enterprise in the KBO register.
- What is the turnover of ATILTEX?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €22,312 and 60 comparable companies (NACE 475). It probably lies between €120,000 and €590,000. It is a rough estimate.Financials
- Is ATILTEX profitable?
- In financial year 2025, ATILTEX made a profit of €37.
- Where can I find the annual accounts of ATILTEX?
- ATILTEX filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ATILTEX due?
- ATILTEX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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