ATHOS BEHEER
ActiveATHOS BEHEER has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439k and a net result of €49k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 6.61 against 6.51 in 2024; short-term debt: 7.7% and cash: 24.4% of total assets), and 16.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.8%
Return on assets
9.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-08-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
15 d late
2024
35 d late
2023
1 d early
2022
6 d early
2021
10 d late
2020
2 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€439k▲ 12.6%
2024 · €389k
2018: €147k
2019: €163k
2020: €203k
2021: €233k
2022: €278k
2023: €318k
2024: €389k
2018 → 2025
Total assets
€523k▲ 14.3%
2024 · €458k
2018: €247k
2019: €244k
2020: €234k
2021: €264k
2022: €398k
2023: €400k
2024: €458k
2018 → 2025
Net result
€49k▼ 30.9%
2024 · €71k
2018: €-2k
2019: €16k
2020: €40k
2021: €30k
2022: €45k
2023: €40k
2024: €71k
2018 → 2025
Working capital
€225k▲ 4.2%
2024 · €216k
2018: €118k
2019: €117k
2020: €149k
2021: €137k
2022: €148k
2023: €166k
2024: €216k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€233k-€278k▲ 19.5%€318k▲ 14.3%€389k▲ 22.3%€439k▲ 12.6%
Operating result€47k-€67k▲ 43.4%€61k▼ 10.1%€80k▲ 31.3%€63k▼ 20.8%
Net result€30k-€45k▲ 49.1%€40k▼ 12.1%€71k▲ 77.9%€49k▼ 30.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets
€258k▲ 27.4%
Current assets
€265k▲ 3.9%
Equity and liabilities €523k
Equity
€439k▲ 12.6%
Debt
€85k▲ 24.0%
The debt ratio rises from 14.9% to 16.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€76k
Cash flow
€62k
Solvency
83.8%▼
2024 · 85.1%
Current ratio
6.61▲
2024 · 6.51
Quick ratio
6.61▲
2024 · 6.51
Debt / equity
0.19▲
2024 · 0.18
ROE
11.2%▼
2024 · 18.2%
ROA
9.4%▼
2024 · 15.5%
Interest coverage
72.85
Debt
€85k▲
2024 · €68k
Debt ≤ 1 year
€40k▲
2024 · €39k
Debt > 1 year
€45k▲
2024 · €29k
Income taxes
€21k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€458k€523k▲
Fixed assets21/28€202k€258k▲
Tangible fixed assets22/27-€56k
Furniture and vehicles24-€4k
Leasing and similar rights25-€51k
Financial fixed assets28€202k€202k=
Current assets29/58€255k€265k▲
Amounts receivable after more than one year29€24k€24k=
Other amounts receivable291€24k€24k=
Amounts receivable within one year40/41€50k€45k▼
Trade receivables40€18k€6k▼
Other amounts receivable41€33k€39k▲
Current investments50/53€65k€65k=
Cash at bank and in hand54/58€114k€128k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€458k€523k▲
Equity10/15€389k€439k▲
Contributions10/11€12k€12k=
Reserves13€377k€426k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€375k€424k▲
Amounts payable17/49€68k€85k▲
Amounts payable after more than one year17€29k€45k▲
Financial debts170/4€29k€45k▲
Amounts payable within one year42/48€39k€40k▲
Current portion of amounts payable after more than one year42€21k€35k▲
Financial debts43€10k-
Credit institutions430/8€10k-
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€454€1k▲
Taxes450/3€454€1k▲
Income statement
Code20242025
Non-recurring operating income76A€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€13k
Other operating charges640/8€1k€2k▲
Gross operating margin9900€81k€78k▼
Operating profit (loss)9901€80k€63k▼
Financial income75/76B€24k€8k▼
Recurring financial income75€24k€8k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€103k€71k▼
Income taxes67/77€32k€21k▼
Profit (loss) for the period9904€71k€49k▼
Profit (loss) for the period to be appropriated9905€71k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€49k▼
Transfer to equity691/2€71k€49k▼
To other reserves6921€71k€49k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 15 days late
2025
04-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
31-12
Financial
Highest result since 2018net €71k ▲77.9%
Operating result €80k, net result €71k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 6.02
Current ratio from 2.71 to 6.02; short-term debt falls from €69k to €30k.
31-12
Financial
Equity above €200kEq €203k ▲24.2%
2 profitable years in a row build equity to €203k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Equity above €150kEq €163k ▲10.8%
Equity rises from €147k to €163k.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langvenstraat 413582 BeringenGround area
890 m²
Building footprint
163 m²
Volume, LiDAR
982 m³
Parcel 71029B1272/00G000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Langvenstraat 41, 3582 Beringen
since 20092.178.358.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B1272/00G000 | Flanders | 890 m² | 1 · 163 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOUTRELCO
BE 0451.050.790
Oudenaarde · Eq €438k
HENRY JL
BE 0896.275.644
Gesves · Eq €439k
HERMANAS
BE 1009.062.294
Deerlijk · Eq €438k
CLACAR
BE 0440.048.715
Knokke-Heist · Eq €439k
APOCOR
BE 0659.701.750
Antwerpen · Eq €439k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 35,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-04-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.