ATFX
ActiveSummary
ATFX has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.30M and a net result of €59k. Its solvency ranks better than 31% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▲+15
Solvency60▲+1
Growth78
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days only on tighter terms
Liquidity ample (current ratio 1.71 against 1.67 in 2024; short-term debt: 3.9% and cash: 0.3% of total assets), but 64.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.4%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.30M▲ 4.7%
2024 · €1.25M
2024: €1.25M
2025: €1.30M▲ +4.7% vs 2024
2024 → 2025
Total assets
€3.68M▼ 0.6%
2024 · €3.70M
2024: €3.70M
2025: €3.68M▼ -0.6% vs 2024
2024 → 2025
Net result
€59k
2024 · €-265k
2024: €-265k
2025: €59k▲ +122% vs 2024
2024 → 2025
Working capital
€102k▲ 29.7%
2024 · €78k
2024: €78k
2025: €102k▲ +29.7% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€1.25M-€1.30M▲ 4.7%
2024: €1.25M
2025: €1.30M▲ +4.7% vs 2024
Operating result€-191k-€149k
2024: €-191k
2025: €149k▲ +178% vs 2024
Net result€-265k-€59k
2024: €-265k
2025: €59k▲ +122% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €149k after a loss of €191k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.68M
Fixed assets
€3.44M ▼ 2.0%
Current assets
€246k ▲ 25.8%
Equity and liabilities €3.68M
Equity
€1.30M ▲ 4.7%
Debt
€2.38M ▼ 3.2%
Debt's share of the balance-sheet total falls from 66.4% to 64.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€243k▲
2024 · €160k
Cash flow
€153k▲
2024 · €86k
Current ratio
1.71▲
2024 · 1.67
Debt to equity
1.82▼
2024 · 1.97
ROE
4.5%▲
2024 · -21.2%
ROA
1.6%▲
2024 · -7.1%
Interest coverage
2.70▲
2024 · 2.18
Debt ≤ 1 year
€144k▲
2024 · €117k
Debt > 1 year
€2.23M▼
2024 · €2.34M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.70M€3.68M▼
Fixed assets21/28€3.51M€3.44M▼
Tangible fixed assets22/27€3.51M€3.44M▼
Land and buildings22€3.50M€3.41M▼
Plant, machinery and equipment23€7k€29k▲
Current assets29/58€195k€246k▲
Amounts receivable within one year40/41€145k€236k▲
Trade receivables40€145k-
Other amounts receivable41-€236k
Cash at bank and in hand54/58€51k€10k▼
Equity and liabilities
Total equity and liabilities10/49€3.70M€3.68M▼
Equity10/15€1.25M€1.30M▲
Contributions10/11€1.51M€1.51M=
Profit (loss) carried forward14€-265k€-206k▲
Amounts payable17/49€2.46M€2.38M▼
Amounts payable after more than one year17€2.34M€2.23M▼
Financial debts170/4€2.10M€1.99M▼
Other amounts payable178/9€235k€241k▲
Amounts payable within one year42/48€117k€144k▲
Current portion of amounts payable after more than one year42€112k€113k▲
Trade debts44€4k€30k▲
Suppliers440/4€4k€30k▲
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48-€66
Accrued charges and deferred income492/3€387€998▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€351k€94k▼
Other operating charges640/8€17k€21k▲
Gross operating margin9900€176k€264k▲
Operating profit (loss)9901€-191k€149k▲
Financial charges65/66B€73k€90k▲
Recurring financial charges65€73k€90k▲
Profit (loss) for the period before taxes9903€-265k€59k▲
Profit (loss) for the period9904€-265k€59k▲
Profit (loss) for the period to be appropriated9905€-265k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-265k€-206k▲
Profit (loss) brought forward from the previous period14P-€-265k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €351k | €94k | ▼ 73.2% |
| Other operating charges640/8 | €17k | €21k | ▲ 27.1% |
| Gross operating margin9900 | €176k | €264k | ▲ 49.7% |
| Operating profit (loss)9901 | €-191k | €149k | ▲ 178% |
| Financial charges65/66B | €73k | €90k | ▲ 22.8% |
| Recurring financial charges65 | €73k | €90k | ▲ 22.8% |
| Profit (loss) for the period before taxes9903 | €-265k | €59k | ▲ 122% |
| Profit (loss) for the period9904 | €-265k | €59k | ▲ 122% |
| Profit (loss) for the period to be appropriated9905 | €-265k | €59k | ▲ 122% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €3.70M | €3.68M | ▼ 0.6% |
| Fixed assets21/28 | €3.51M | €3.44M | ▼ 2.0% |
| Tangible fixed assets22/27 | €3.51M | €3.44M | ▼ 2.0% |
| Land and buildings22 | €3.50M | €3.41M | ▼ 2.7% |
| Plant, machinery and equipment23 | €7k | €29k | ▲ 334% |
| Current assets29/58 | €195k | €246k | ▲ 25.8% |
| Amounts receivable within one year40/41 | €145k | €236k | ▲ 62.9% |
| Trade receivables40 | €145k | - | - |
| Other amounts receivable41 | - | €236k | - |
| Cash at bank and in hand54/58 | €51k | €10k | ▼ 80.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €3.70M | €3.68M | ▼ 0.6% |
| Equity10/15 | €1.25M | €1.30M | ▲ 4.7% |
| Contributions10/11 | €1.51M | €1.51M | = |
| Profit (loss) carried forward14 | €-265k | €-206k | ▲ 22.1% |
| Amounts payable17/49 | €2.46M | €2.38M | ▼ 3.2% |
| Amounts payable after more than one year17 | €2.34M | €2.23M | ▼ 4.6% |
| Financial debts170/4 | €2.10M | €1.99M | ▼ 5.4% |
| Other amounts payable178/9 | €235k | €241k | ▲ 2.6% |
| Amounts payable within one year42/48 | €117k | €144k | ▲ 23.1% |
| Current portion of amounts payable after more than one year42 | €112k | €113k | ▲ 0.2% |
| Trade debts44 | €4k | €30k | ▲ 576% |
| Suppliers440/4 | €4k | €30k | ▲ 576% |
| Taxes, remuneration and social security45 | - | €1k | - |
| Taxes450/3 | - | €1k | - |
| Other amounts payable47/48 | - | €66 | - |
| Accrued charges and deferred income492/3 | €387 | €998 | ▲ 158% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-265k | €59k | ▲ 122% |
| + Depreciation and write-downs630 | €351k | €94k | ▼ 73.2% |
| Operating cash flow (approximation) | €86k | €153k | ▲ 76.8% |
| Investment in fixed assets (approximation) | - | €-23k | - |
| Change in cash | - | €-41k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
Ground area
602 m²
Building footprint
590 m²
Volume, LiDAR
13,767 m³
Parcel 21807G0185/00N003, Brussels · tallest building 41.6 m, ±10 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
ATFX
since 20232.350.990.681
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0185/00N003 | Brussels | 602 m² | 1 · 590 m² | 41.6 m · 10 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,742. 700 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
43240Other construction installation
68110Buying and selling of own real estate
70200Business and other management consultancy
72109Other research and development on natural sciences
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.