Atextico
ActiveSummary
Atextico has been active since 1945 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €305,895 and a net result of €14,561. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 29% of 4926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability41▼-24
Solvency51▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.33 in 2024; short-term debt: 73.7% and cash: 0.1% of total assets), and 73.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
1.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €305,895
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
30 d late
2022
on the day
2021
2 d early
2020
32 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#10 oldest company in Ghent, Wholesale and retail trade sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14,561▲ 2.5%
2024 · €14,209
Working capital
€305,597▲ 5.0%
2024 · €291,036
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€16,639▲ 42.3%-€1,199▲ 92.8%€35,284€17,246▼ 51.1%€14,036▼ 18.6%
Net result-€20,618below the sector's middle half▲ 39.5%-€5,256below the sector's middle half▲ 74.5%€30,615within the sector's middle half€14,209within the sector's middle half▼ 53.6%€14,561within the sector's middle half▲ 2.5%
Equity€251,767within the sector's middle half▼ 7.6%€246,510within the sector's middle half▼ 2.1%€277,125within the sector's middle half▲ 12.4%€291,334within the sector's middle half▲ 5.1%€305,895below the sector's middle half▲ 5.0%
Total assets€1.2mwithin the sector's middle half▼ 3.7%€1.2mwithin the sector's middle half▼ 6.2%€1.2mwithin the sector's middle half▲ 2.1%€1.2mwithin the sector's middle half▲ 0.1%€1.2mbelow the sector's middle half▼ 1.7%
Debt€981,884▼ 2.6%€910,472▼ 7.3%€904,298▼ 0.7%€891,536▼ 1.4%€857,032▼ 3.9%
Working capital€291,847▼ 24.3%€268,319▼ 8.1%€280,572▲ 4.6%€291,036▲ 3.7%€305,597▲ 5.0%
Solvency20.4%within the sector's middle half▼ 0.9pp21.3%within the sector's middle half▲ 0.9pp23.5%within the sector's middle half▲ 2.2pp24.6%within the sector's middle half▲ 1.2pp26.3%within the sector's middle half▲ 1.7pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€297 =
Current assets
€1.2m ▼ 1.7%
Equity and liabilities €1.2m
Equity
€305,895 ▲ 5.0%
Debt
€857,032 ▼ 3.9%
Debt's share of the balance-sheet total falls from 75.4% to 73.7%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.36▲
2024 · 1.33
Quick ratio
0.30▲
2024 · 0.22
Debt to equity
2.80▼
2024 · 3.06
ROE
4.8%▼
2024 · 4.9%
ROA
1.3%▲
2024 · 1.2%
Debt ≤ 1 year
€857,032▼
2024 · €891,536
Income taxes
€249▲
2024 · €208
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,653 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,653 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,506 | €5,506 | €3,945 | €0 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | - | - | €75,197 | €89,344 | ▲ 18.8% |
| Other operating charges640/8 | €1,356 | €1,350 | €1,223 | €2,102 | €5,010 | ▲ 138% |
| Gross operating margin9900 | -€9,777 | €5,657 | €40,451 | €94,546 | €108,389 | ▲ 14.6% |
| Operating profit (loss)9901 | -€16,639 | -€1,199 | €35,284 | €17,246 | €14,036 | ▼ 18.6% |
| Financial income75/76B | €5,143 | €3,726 | €2,374 | €404 | €5,270 | ▲ 1,204% |
| Recurring financial income75 | €5,143 | €3,726 | €2,374 | €404 | €5,270 | ▲ 1,204% |
| Financial charges65/66B | €8,903 | €7,567 | €6,893 | €3,234 | €4,496 | ▲ 39.0% |
| Recurring financial charges65 | €8,903 | €7,567 | €6,893 | €3,234 | €4,496 | ▲ 39.0% |
| Profit (loss) for the period before taxes9903 | -€20,400 | -€5,039 | €30,764 | €14,416 | €14,810 | ▲ 2.7% |
| Income taxes67/77 | €219 | €217 | €150 | €208 | €249 | ▲ 20.1% |
| Profit (loss) for the period9904 | -€20,618 | -€5,256 | €30,615 | €14,209 | €14,561 | ▲ 2.5% |
| Profit (loss) for the period to be appropriated9905 | -€20,618 | -€5,256 | €30,615 | €14,209 | €14,561 | ▲ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▼ 1.7% |
| Fixed assets21/28 | €9,748 | €4,242 | €297 | €297 | €297 | = |
| Tangible fixed assets22/27 | €9,451 | €3,945 | €0 | - | - | - |
| Furniture and vehicles24 | €9,451 | €3,945 | €0 | - | - | - |
| Financial fixed assets28 | €297 | €297 | €297 | €297 | €297 | = |
| Current assets29/58 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▼ 1.7% |
| Stocks and contracts in progress3 | €1.2m | €1.1m | €1.1m | €987,176 | €909,675 | ▼ 7.9% |
| Stocks30/36 | €1.2m | €1.1m | €1.1m | €987,176 | €909,675 | ▼ 7.9% |
| Amounts receivable within one year40/41 | €51,993 | €48,471 | €95,042 | €189,667 | €248,765 | ▲ 31.2% |
| Trade receivables40 | €41,952 | €38,430 | €93,299 | €186,294 | €56,901 | ▼ 69.5% |
| Other amounts receivable41 | €10,041 | €10,041 | €1,742 | €3,373 | €191,864 | ▲ 5,588% |
| Cash at bank and in hand54/58 | €11,393 | €12,544 | €975 | €2,425 | €902 | ▼ 62.8% |
| Deferred charges and accrued income490/1 | €3,173 | €3,038 | €3,156 | €3,305 | €3,288 | ▼ 0.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▼ 1.7% |
| Equity10/15 | €251,767 | €246,510 | €277,125 | €291,334 | €305,895 | ▲ 5.0% |
| Contributions10/11 | €273,631 | €273,631 | €273,631 | €273,631 | €273,631 | = |
| Capital10 | €273,631 | €273,631 | €273,631 | €273,631 | €273,631 | = |
| Issued capital100 | €273,631 | €273,631 | €273,631 | €273,631 | €273,631 | = |
| Reserves13 | €32,825 | €32,825 | €17,391 | €17,703 | €32,264 | ▲ 82.3% |
| Non-distributable reserves130/1 | €17,391 | €17,391 | €17,391 | €17,391 | €17,391 | = |
| Legal reserve130 | €17,391 | €17,391 | €17,391 | €17,391 | €17,391 | = |
| Distributable reserves133 | €15,434 | €15,434 | €0 | €312 | €14,873 | ▲ 4,671% |
| Profit (loss) carried forward14 | -€54,689 | -€59,946 | -€13,897 | €0 | - | - |
| Amounts payable17/49 | €981,884 | €910,472 | €904,298 | €891,536 | €857,032 | ▼ 3.9% |
| Amounts payable after more than one year17 | €49,829 | €26,050 | €3,745 | €0 | - | - |
| Financial debts170/4 | €49,829 | €26,050 | €3,745 | €0 | - | - |
| Amounts payable within one year42/48 | €932,055 | €884,421 | €900,554 | €891,536 | €857,032 | ▼ 3.9% |
| Current portion of amounts payable after more than one year42 | €42,591 | €23,778 | €22,306 | €3,745 | €0 | ▼ 100% |
| Financial debts43 | €14,144 | €2,737 | €14,029 | €0 | €8,797 | - |
| Credit institutions430/8 | €14,144 | €2,737 | €14,029 | €0 | €8,797 | - |
| Trade debts44 | €39,102 | €58,458 | €45,146 | €55,080 | €48,338 | ▼ 12.2% |
| Suppliers440/4 | €39,102 | €58,458 | €45,146 | €55,080 | €48,338 | ▼ 12.2% |
| Taxes, remuneration and social security45 | €5,541 | €7,841 | €5,274 | €15,022 | €11,688 | ▼ 22.2% |
| Taxes450/3 | €5,541 | €7,841 | €5,274 | €15,022 | €11,688 | ▼ 22.2% |
| Other amounts payable47/48 | €830,676 | €791,606 | €813,800 | €817,690 | €788,209 | ▼ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,618 | -€5,256 | €30,615 | €14,209 | €14,561 | ▲ 2.5% |
| + Depreciation and write-downs630 | €5,506 | €5,506 | €3,945 | €0 | - | - |
| Operating cash flow (approximation) | -€15,112 | €250 | €34,560 | €14,209 | €14,561 | ▲ 2.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1,151 | -€11,569 | €1,449 | -€1,523 | ▼ 205% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Back to profitnet €30,615
Net result €30,615 after 5 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1945
Ground area
1,297 m²
Building footprint
299 m²
Volume, LiDAR
1,216 m³
Parcel 44811L0021/00X020, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ATEXTICO NV
since 19452.005.532.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44811L0021/00X020 | Flanders | 1,297 m² | 1 · 299 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,307 companies in sector 46423 we hold annual accounts for 810. 554 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded02-11-1945
Fiscal year end31-12
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0401063920
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.