ATENA INTERCONTINENTAL
ActiveSummary
ATENA INTERCONTINENTAL has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €663,317 and a net result of -€502,008. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 1555 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency81▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.8 against 1.41 in 2023; short-term debt: 44.1% and cash: 24.6% of total assets), and 44.1% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.9%
Return on assets
-42.3%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€502,008
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
89 d late
2022
68 d late
2021
50 d late
2020
31 d late
2019
346 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 107 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
In the rankings
#7 company by equity in Sint-Jans-Molenbeek, Telecoms and IT sector#9 company by total assets in Sint-Jans-Molenbeek, Telecoms and IT sector#9 oldest company in Sint-Jans-Molenbeek, Telecoms and IT sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€502,008▼ 11.2%
2023 · -€451,276
Working capital
-€103,625
2023 · €345,749
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€93,003▲ 15.6%€77,615▼ 16.5%-€432,477-€391,947▲ 9.4%-€459,884▼ 17.3%
Net result€57,041within the sector's middle half▲ 23.3%€45,569within the sector's middle half▼ 20.1%-€447,029below the sector's middle half-€451,276below the sector's middle half▼ 1.0%-€502,008below the sector's middle half▼ 11.2%
Equity€2.1mabove the sector's middle half▲ 1.3%€2.1mabove the sector's middle half=€1.6mabove the sector's middle half▼ 21.7%€1.2mwithin the sector's middle half▼ 27.9%€663,317within the sector's middle half▼ 43.1%
Total assets€2.8mwithin the sector's middle half▲ 17.7%€2.8mwithin the sector's middle half▲ 1.7%€2.3mwithin the sector's middle half▼ 18.9%€2.0mwithin the sector's middle half▼ 12.4%€1.2mwithin the sector's middle half▼ 40.7%
Debt€707,464▲ 123%€754,967▲ 6.7%€668,249▼ 11.5%€835,556▲ 25.0%€524,122▼ 37.3%
Working capital€1.1mabove the sector's middle half▲ 24.3%€1.2mabove the sector's middle half▲ 2.8%€773,513above the sector's middle half▼ 33.3%€345,749within the sector's middle half▼ 55.3%-€103,625below the sector's middle half
Solvency74.5%above the sector's middle half▼ 12.0pp73.2%above the sector's middle half▼ 1.2pp70.8%above the sector's middle half▼ 2.5pp58.2%within the sector's middle half▼ 12.5pp55.9%within the sector's middle half▼ 2.4pp
Current ratio2.59within the sector's middle half▼ 1.262.57within the sector's middle half▼ 0.022.16within the sector's middle half▼ 0.421.41within the sector's middle half▼ 0.740.80below the sector's middle half▼ 0.61
Return on assets (ROA)2.1%within the sector's middle half▲ 0.1pp1.6%within the sector's middle half▼ 0.4pp-19.6%below the sector's middle half▼ 21.2pp-22.6%below the sector's middle half▼ 3.0pp-42.3%below the sector's middle half▼ 19.7pp
Staff (FTE)14.2within the sector's middle half▲ 0.7%15.1within the sector's middle half▲ 6.3%16.6within the sector's middle half▲ 9.9%15.1within the sector's middle half▼ 9.0%15.8within the sector's middle half▲ 4.6%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €459,884 in 2024 against €391,947 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.2m
Fixed assets
€766,942 ▼ 6.4%
Current assets
€420,497 ▼ 64.4%
Equity and liabilities €1.2m
Equity
€663,317 ▼ 43.1%
Debt
€524,122 ▼ 37.3%
Debt's share of the balance-sheet total rises from 41.8% to 44.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€410,250▼
2023 · -€326,451
Cash flow
-€452,374▼
2023 · -€385,780
Debt to equity
0.79▲
2023 · 0.72
ROE
-75.7%▼
2023 · -38.7%
Interest coverage
-9.39▼
2023 · -5.33
Debt ≤ 1 year
€524,122▼
2023 · €835,556
Income taxes
€486▲
2023 · €475
Staff costs
€881,209▲
2023 · €826,985
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 928 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 90% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.1%
went bankrupt
8.8%
stopped otherwise
90%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 928 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €691,530 | €794,827 | €826,985 | €881,209 | ▲ 6.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €72,543 | €79,584 | €86,784 | €65,496 | €49,634 | ▼ 24.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €5,385 | -€7,010 | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €10,334 | - |
| Other operating charges640/8 | - | €13,071 | €20,504 | €15,908 | €14,021 | ▼ 11.9% |
| Non-recurring operating charges66A | - | €11,130 | - | - | - | - |
| Gross operating margin9900 | €868,542 | €878,315 | €462,627 | €516,442 | €495,314 | ▼ 4.1% |
| Operating profit (loss)9901 | €93,003 | €77,615 | -€432,477 | -€391,947 | -€459,884 | ▼ 17.3% |
| Financial income75/76B | - | €50 | €0 | €2,348 | €2,030 | ▼ 13.5% |
| Recurring financial income75 | - | €50 | €0 | €2,348 | €2,030 | ▼ 13.5% |
| Non-recurring financial income76B | - | - | - | €2,348 | - | - |
| Financial charges65/66B | - | €12,438 | €13,068 | €61,202 | €43,668 | ▼ 28.6% |
| Recurring financial charges65 | €8,495 | €12,438 | €13,068 | €61,202 | €43,668 | ▼ 28.6% |
| Profit (loss) for the period before taxes9903 | €84,508 | €65,227 | -€445,546 | -€450,801 | -€501,522 | ▼ 11.3% |
| Income taxes67/77 | €27,467 | €19,659 | €1,483 | €475 | €486 | ▲ 2.3% |
| Profit (loss) for the period9904 | €57,041 | €45,569 | -€447,029 | -€451,276 | -€502,008 | ▼ 11.2% |
| Profit (loss) for the period to be appropriated9905 | €57,041 | €45,569 | -€447,029 | -€451,276 | -€502,008 | ▼ 11.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.8m | €2.8m | €2.3m | €2.0m | €1.2m | ▼ 40.7% |
| Fixed assets21/28 | €935,400 | €921,873 | €843,088 | €819,576 | €766,942 | ▼ 6.4% |
| Intangible fixed assets21 | €44,029 | €30,596 | €17,162 | €3,729 | - | - |
| Tangible fixed assets22/27 | €623,683 | €622,590 | €557,239 | €547,260 | €501,355 | ▼ 8.4% |
| Land and buildings22 | - | €499,393 | €479,503 | €459,167 | €439,064 | ▼ 4.4% |
| Plant, machinery and equipment23 | - | €64,071 | €45,780 | €28,501 | €16,699 | ▼ 41.4% |
| Furniture and vehicles24 | - | €19,717 | €1,832 | €692 | - | - |
| Other tangible fixed assets26 | - | €39,408 | €30,125 | €58,900 | €45,592 | ▼ 22.6% |
| Financial fixed assets28 | €267,687 | €268,687 | €268,687 | €268,587 | €265,587 | ▼ 1.1% |
| Current assets29/58 | €1.8m | €1.9m | €1.4m | €1.2m | €420,497 | ▼ 64.4% |
| Amounts receivable after more than one year29 | - | €28,428 | €28,428 | €28,428 | €28,428 | = |
| Other amounts receivable291 | - | €28,428 | €28,428 | €28,428 | €28,428 | = |
| Amounts receivable within one year40/41 | €91,171 | €83,933 | €172,189 | €151,363 | €80,042 | ▼ 47.1% |
| Trade receivables40 | - | €65,469 | €152,698 | €131,234 | €61,301 | ▼ 53.3% |
| Other amounts receivable41 | - | €18,464 | €19,492 | €20,129 | €18,741 | ▼ 6.9% |
| Cash at bank and in hand54/58 | €1.7m | €1.8m | €1.2m | €960,604 | €291,661 | ▼ 69.6% |
| Deferred charges and accrued income490/1 | - | €16,629 | €18,796 | €40,910 | €20,366 | ▼ 50.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.8m | €2.8m | €2.3m | €2.0m | €1.2m | ▼ 40.7% |
| Equity10/15 | €2.1m | €2.1m | €1.6m | €1.2m | €663,317 | ▼ 43.1% |
| Contributions10/11 | - | €520,587 | €520,587 | €520,587 | €520,587 | = |
| Reserves13 | €52,060 | €52,060 | €52,060 | €52,060 | €52,060 | = |
| Non-distributable reserves130/1 | - | €52,060 | €52,060 | €52,060 | €52,060 | = |
| Reserves not available under the articles1311 | - | €52,060 | €52,060 | €52,060 | €52,060 | = |
| Profit (loss) carried forward14 | €1.5m | €1.5m | €1.0m | €592,678 | €90,670 | ▼ 84.7% |
| Amounts payable17/49 | €707,464 | €754,967 | €668,249 | €835,556 | €524,122 | ▼ 37.3% |
| Amounts payable within one year42/48 | €707,464 | €737,182 | €668,249 | €835,556 | €524,122 | ▼ 37.3% |
| Trade debts44 | €27,128 | €12,411 | €43,623 | €23,338 | €10,488 | ▼ 55.1% |
| Suppliers440/4 | - | €12,411 | €43,623 | €23,338 | €10,488 | ▼ 55.1% |
| Taxes, remuneration and social security45 | - | €83,315 | €82,992 | €97,907 | €25,973 | ▼ 73.5% |
| Taxes450/3 | - | €21,464 | €21,142 | €23,071 | €20,938 | ▼ 9.2% |
| Remuneration and social security454/9 | - | €61,851 | €61,851 | €74,836 | €5,035 | ▼ 93.3% |
| Other amounts payable47/48 | - | €641,456 | €541,633 | €714,311 | €487,661 | ▼ 31.7% |
| Accrued charges and deferred income492/3 | - | €17,785 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57,041 | €45,569 | -€447,029 | -€451,276 | -€502,008 | ▼ 11.2% |
| + Depreciation and write-downs630 | €72,543 | €79,584 | €86,784 | €65,496 | €49,634 | ▼ 24.2% |
| Operating cash flow (approximation) | €129,584 | €125,153 | -€360,245 | -€385,780 | -€452,374 | ▼ 17.3% |
| Investment in fixed assets (approximation) | - | -€66,057 | -€8,000 | -€41,984 | €3,000 | ▲ 107% |
| Change in cash | - | €74,494 | -€545,387 | -€261,744 | -€668,943 | ▼ 156% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 56 days late
2024
31-12
Financial
Weakest financial yearnet -€502,008
Net result drops to -€502,008, the lowest in the series.
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 89 days late
2023
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 68 days late
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 50 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
12-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 346 days late
2020
31-12
Financial
Highest result since 2018net €57,041 ▲23.3%
Operating result €93,003, net result €57,041, both a record.
2019
31-12
Financial
Equity above €2mEq €2.0m ▲2.3%
2 profitable years in a row build equity to €2.0m.
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 120 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 7 establishment units since 2001
Ground area
4,415 m²
Building footprint
4,448 m²
Volume, LiDAR
13,709 m³
7 parcels, Brussels, Flanders, Wallonia · tallest building 25.6 m, ±7 floors. Linked by address, not a title deed.
7 establishment units
ATENA MONEY TRANSFERT
since 20012.094.400.541
ATENA MONEY TRANSFERT
since 20012.143.066.035
ATENA MOMEY TRANSFERT
since 20032.143.066.134
Turnhoutsebaan 117, 2140 Antwerpen
since 20042.208.569.343
Van Ooststraat 14, 1030 Schaarbeek
since 20072.208.569.145
Atena Intercontinental
since 20212.317.882.207
Show 1 more locations
ATENA INTERCONTINENTAL
since 20232.348.812.735
7 parcels
Flanders
2
(28.6%)
Wallonia
1
(14.3%)
Brussels
4
(57.1%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2443/00L003 | Flanders | 3,445 m² | 1 · 3,546 m² | - |
| 21572B0105/00L000 | Brussels | 270 m² | 1 · 248 m² | 20.3 m · 6 fl. |
| 11312A0797/00A002 | Flanders | 241 m² | 1 · 241 m² | 25.6 m · 7 fl. |
| 21810L2135/00C003 | Brussels | 148 m² | 1 · 135 m² | 22.8 m · 6 fl. |
| 21910E0123/00E005 | Brussels | 120 m² | 1 · 95 m² | 15.3 m · 4 fl. |
| 21522B0423/00N000 | Brussels | 100 m² | 1 · 101 m² | 16.5 m · 4 fl. |
| 63079A1161/00A000 | Wallonia | 91 m² | 1 · 82 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
7 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2024 annual accounts of ATENA INTERCONTINENTAL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,746. 1,004 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-02-2001
Fiscal year end31-12
Trade name FR
ATENA MONEY TRANSFERT
Activities, NACEBEL 2025
62900Other information technology and computer services
66129Activities auxiliary to financial services and insurance activities
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474086807
Also
9925:BE0474086807
Registered
27-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.