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ATELIER Z

Active
Private limited companyfounded 2016active for 10 yearsRechtstraat 415, 9160 Lokeren, BelgiumKBO/BCE: BE 0662.847.025

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of ATELIER Z is 1.9% (moderate). The 2026 annual accounts show negative equity (-€48,903) and a net result of -€10,855. Equity has been shrinking by about 8.8% per year since 2019. Its solvency ranks better than 5% of 865 sector peers (NACE 43, financial year 2026). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 22-09-2016 Normal situation
Activity
Joinery installation NACE 43320and 2 others
Establishment unit
2.256.995.010 9160 Lokeren, since 01-10-2016
Financial year end
30 June
Peppol
Reachable since 17-07-2025

Board and ownership

Board
  • Stremerch ChristofDirector

Financial position

51 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts to 30-06-2026
Gross margin
-€5,952
Loss
€10,855
Equity
-€48,903
▼ 28.5%
Total assets
€29,535
▼ 22.1%
Turnover not published (micro format)
Filed on 05-10-2026, 118 days before the deadlineat the National Bank
Score breakdownraises riskLoss of €10,855 (financial year 2026)Negative equity -€48,903Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €29,535Show the evidence

Checked score

Score 2026
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 6% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2025
Weak
Solvency 0=
equity -165.6% of total assets
Liquidity 2+2
short-term debt 219.9% · cash 1.6%
Profitability 0-49
return on assets -36.8%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 2.0% 12-2024: 1.9%▼ -0.1 percentage points vs 11-2024 01-2025: 2.1%▲ +0.2 percentage points vs 12-2024highest value 02-2025: 2.0%▼ -0.1 percentage points vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 1.9%▼ -0.1 percentage points vs 06-2025 08-2025: 1.9%● unchanged vs 07-2025 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 1.8%▼ -0.1 percentage points vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026lowest value 04-2026: 1.8%● unchanged vs 03-2026lowest value 05-2026: 1.8%● unchanged vs 04-2026lowest value 06-2026: 1.8%● unchanged vs 05-2026lowest value 07-2026: 1.8%● unchanged vs 06-2026lowest value 08-2026: 1.8%● unchanged vs 07-2026lowest value 09-2026: 1.8%● unchanged vs 08-2026 10-2026: 1.9%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.45 (0.69 in 2025), below 1. Short-term debt is 219.9% and cash 1.6% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 3% on liquidity, 4% on profitability and 14% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €29,535
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €10,855 (financial year 2026)
NBB · annual accounts
raises risk · Negative equity -€48,903
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year -€48,903
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 05-10-2026, 118 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2026
118 days early
2025
143 days early
2024
29 days early
2023
29 days early
2022
43 days early
2021
10 days early
2020
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 57 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 19 December (4 of the last 5 accounts filed within 75 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2026 -€48,903 View
  • Caution: Lower solvency than 95% of companies in specialised constructionsector median 49.7% · 865 companies -165.6% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as ATELIER Z: joinery installation (NACE 43320). They are comparable in size and age: total assets between €24,900 and €36,400, founded between 2016 and 2018.

CompanyTotal assetsGross margin
ATELIER Z Lokeren€29,535-€5,952
Schrijnwerken Wannes Haaltert€24,933-€13,266
Neslany Interieur Maldegem€36,405€536
Heyco Genk€30,090-€8,312
CVS WOODDESIGN Laakdal€26,294-€28,643
Demefo Essen€25,535-€16,979
DEMALI Kapellen€27,181-€1,925
Full comparison

Documents

Annual accounts at the NBB

All 9 annual accounts

Articles and registers

Key facts about ATELIER Z

What is the company number of ATELIER Z?
The company number of ATELIER Z is 0662.847.025. The VAT number is the same number with BE in front: BE 0662.847.025.
Where is ATELIER Z based?
The registered office is at Rechtstraat 415, 9160 Lokeren.Company details
What does ATELIER Z do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of ATELIER Z?
The legal form of ATELIER Z is Private limited company (BV).
When was ATELIER Z founded?
ATELIER Z was founded on 22-09-2016.
Is ATELIER Z still active?
Yes, ATELIER Z is an active enterprise in the KBO register.
What is the turnover of ATELIER Z?
The annual accounts for financial year 2026 state no turnover. The micro format does not require it.Financials
Is ATELIER Z profitable?
In financial year 2026, ATELIER Z made a loss of €10,855.
Where can I find the annual accounts of ATELIER Z?
ATELIER Z filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of ATELIER Z due?
ATELIER Z must file the annual accounts for financial year 2027 by 31-01-2028.Timeline

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