Atelier Tré

Active

Private limited companyfounded 20214 yrs activeLeopolddreef(B) 11, 9290 Berlare, BelgiumKBO/BCE: BE 0775.439.675

The computed 12-month bankruptcy probability of Atelier Tré is 2.1% (moderate). The 2025 annual accounts show equity of €63k and a net result of €9k. Equity is growing by ~61.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 27711 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

60 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability71▼-19

Solvency41▼-9

Growth78=

Track record94

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity tight (current ratio 1.37 against 1.82 in 2024; short-term debt: 38% and cash: 36.1% of total assets), and 83.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

16.1%

Return on assets

2.2%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 27711 sector peers (2025).

NBB · sector comparison

Position among 27711 sector peers

Solvency

better than 18%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

80 d early

2024

129 d early

2023

28 d late

2022

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€63k▲ 15.8%

2024 · €55k

2022: €799 2023: €17k 2024: €55k

2022 → 2025

Total assets

€394k▲ 77.9%

2024 · €222k

2022: €256k 2023: €211k 2024: €222k

2022 → 2025

Net result

€9k▼ 77.1%

2024 · €38k

2022: €-2k 2023: €16k 2024: €38k

2022 → 2025

Working capital

€55k▼ 3.8%

2024 · €58k

2022: €-78k 2023: €-7k 2024: €58k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€799-€17k▲ 2,029%€55k▲ 221%€63k▲ 15.8%

Operating result€902-€21k▲ 2,183%€50k▲ 144%€15k▼ 69.2%

Net result€-2k-€16k€38k▲ 132%€9k▼ 77.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 69% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €394k

47.9%

52.1%

Fixed assets €189k▲ 101%

Current assets €205k▲ 61.0%

Equity and liabilities €394k

16.1%

83.9%

Equity €63k▲ 15.8%

Debt €331k▲ 98.3%

The debt ratio rises from 75.3% to 83.9%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€79k▼

2024 · €96k

Cash flow

€72k▼

2024 · €83k

Solvency

16.1%▼

2024 · 24.7%

Current ratio

1.37▼

2024 · 1.82

Quick ratio

1.03▼

2024 · 1.61

Debt / equity

5.23▲

2024 · 3.05

ROE

13.6%▼

2024 · 68.9%

ROA

2.2%▼

2024 · 17.0%

Interest coverage

10.79▼

2024 · 26.79

Debt

€331k▲

2024 · €167k

Debt ≤ 1 year

€150k▲

2024 · €70k

Debt > 1 year

€181k▲

2024 · €97k

Income taxes

€-195▼

2024 · €9k

Staff costs

€90k▲

2024 · €55k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€222k€394k▲

Formation expenses20€0-

Fixed assets21/28€94k€189k▲

Intangible fixed assets21€0-

Tangible fixed assets22/27€94k€189k▲

Land and buildings22€0-

Plant, machinery and equipment23€83k€126k▲

Furniture and vehicles24€11k€63k▲

Leasing and similar rights25€0-

Other tangible fixed assets26€0-

Assets under construction and advance payments27€0-

Financial fixed assets28€0-

Current assets29/58€128k€205k▲

Amounts receivable after more than one year29€0-

Trade receivables290€0-

Other amounts receivable291€0-

Stocks and contracts in progress3€15k€51k▲

Stocks30/36€15k€51k▲

Contracts in progress37€0-

Amounts receivable within one year40/41€22k€11k▼

Trade receivables40€17k€758▼

Other amounts receivable41€6k€10k▲

Current investments50/53€0-

Cash at bank and in hand54/58€89k€142k▲

Deferred charges and accrued income490/1€1k€1k▼

Equity and liabilities

Total equity and liabilities10/49€222k€394k▲

Equity10/15€55k€63k▲

Contributions10/11€3k€3k=

Revaluation surpluses12€0-

Reserves13€52k€60k▲

Non-distributable reserves130/1€0-

Reserves not available under the articles1311€0-

Own shares acquired1312€0-

Financial assistance1313€0-

Other1319€0-

Tax-exempt reserves132€0-

Distributable reserves133€52k€60k▲

Profit (loss) carried forward14€0-

Investment grants15€0-

Advance to shareholders on the distribution of net assets19€0-

Provisions and deferred taxes16€0-

Provisions for liabilities and charges160/5€0-

Pensions and similar obligations160€0-

Taxes161€0-

Major repairs and maintenance162€0-

Environmental obligations163€0-

Other liabilities and charges164/5€0-

Deferred taxes168€0-

Amounts payable17/49€167k€331k▲

Amounts payable after more than one year17€97k€181k▲

Financial debts170/4€97k€181k▲

Trade debts175€0-

Advances received on contracts in progress176€0-

Other amounts payable178/9€0-

Amounts payable within one year42/48€70k€150k▲

Current portion of amounts payable after more than one year42€29k€55k▲

Financial debts43€0€0=

Credit institutions430/8€0€0=

Other loans439€0-

Trade debts44€24k€58k▲

Suppliers440/4€24k€58k▲

Bills of exchange payable441€0-

Advances received on contracts in progress46€0€4k▲

Taxes, remuneration and social security45€5k€23k▲

Taxes450/3€368€11k▲

Remuneration and social security454/9€5k€12k▲

Other amounts payable47/48€11k€11k▼

Accrued charges and deferred income492/3-€150

Income statement Code20242025

Remuneration, social security and pensions62€55k€90k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€63k▲

Other operating charges640/8€3k€1k▼

Non-recurring operating charges66A€14k€0▼

Gross operating margin9900€167k€170k▲

Operating profit (loss)9901€50k€15k▼

Financial income75/76B€32€267▲

Recurring financial income75€32€267▲

Financial charges65/66B€4k€7k▲

Recurring financial charges65€4k€7k▲

Profit (loss) for the period before taxes9903€47k€8k▼

Income taxes67/77€9k€-195▼

Profit (loss) for the period9904€38k€9k▼

Profit (loss) for the period to be appropriated9905€38k€9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€38k€9k▼

Profit (loss) brought forward from the previous period14P€0-

Transfer to equity691/2€38k€9k▼

To other reserves6921€38k€9k▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

12-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

24-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €38k ▲132%

Operating result €50k, net result €38k, both a record.

28-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 28 days late

2023

31-12

Financial Back to profitnet €16k

Net result €16k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Berlare · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leopolddreef(B) 119290 Berlare

Ground area

1,009 m²

Building footprint

101 m²

Volume, LiDAR

494 m³

Parcel 42003D0389/00K002, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Atelier Tré

Leopolddreef(B) 11, 9290 BerlareJoinery installation

since 20212.323.239.971

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42003D0389/00K002	Flanders	1,009 m²	1 · 101 m²	7.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 2 entries · 333 EUR awarded · 333 EUR paid

Year	Entries	awarded	paid
2024	1	117 EUR	117 EUR
2022	1	216 EUR	216 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 333 EUR · 333 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

SIMA Ramen en Deuren

BE 0723.520.426

Diepenbeek · Eq €63k

Mabo Houtconstructies

Ottignies-Louvain-la-Neuve · Eq €63k

Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,572 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-10-2021

Fiscal year end31-12

Activities, NACEBEL

43320Joinery installation

43332Laying of wooden floor and wall coverings

43343Specialised construction activities

43410Roofing work

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.