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Atelier Tommy

Active
Private limited company (pre-2019)founded 200719 yrs activeSchapenweg 55, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0887.672.437

For Atelier Tommy, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €16k and a net result of €2k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 24639 sector peers (fiscal year 2023). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability65▼-16
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
94%
Return on assets
13.9%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline23-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 05-04-2024, 117 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
117 d early
2022
31 d early
2021
16 d early
2020
33 d early
2019
31 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2023, micro schema

Equity
€16k▲ 17.3%
2022 · €13k
2018: €10k 2019: €9k 2020: €11k 2021: €12k 2022: €13k
2018 → 2023
Total assets
€17k▲ 0.4%
2022 · €17k
2018: €29k 2019: €24k 2020: €25k 2021: €19k 2022: €17k
2018 → 2023
Net result
€2k▲ 38.5%
2022 · €2k
2018: €2k 2019: €-1k 2020: €2k 2021: €277 2022: €2k
2018 → 2023
Working capital
€16k▲ 17.3%
2022 · €13k
2018: €8k 2019: €7k 2020: €9k 2021: €9k 2022: €13k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20192020202120222023Trend
Equity€9k-€11k▲ 25.8%€12k▲ 2.4%€13k▲ 14.3%€16k▲ 17.3%
Operating result€-592-€3k€856▼ 73.8%€3k▲ 199%€4k▲ 62.7%
Net result€-1k-€2k€277▼ 88.3%€2k▲ 508%€2k▲ 38.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-2k€0€2k€4kOperating result 2019: €-592€-592Net result 2019: €-1k€-1kOperating result 2020: €3k€3kNet result 2020: €2k€2kOperating result 2021: €856€856Net result 2021: €277€277Operating result 2022: €3k€3kNet result 2022: €2k€2kOperating result 2023: €4k€4kNet result 2023: €2k€2k20192020202120222023
After the dip in 2021 the operating result has climbed two years in a row; 2023 is 63% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €17k
Equity €16k▲ 17.3%
Debt €999▼ 69.3%
The debt ratio falls from 19.5% to 6.0%. Equity is higher and debt is lower.
Key figures and ratios
2023 value · change against 2022
EBITDA
€4k
2022 · €6k
Cash flow
€2k
2022 · €6k
Solvency
94.0%
2022 · 80.5%
Current ratio
16.80
2022 · 5.13
Quick ratio
10.79
2022 · 3.29
Debt / equity
0.06
2022 · 0.24
ROE
14.8%
2022 · 12.5%
ROA
13.9%
2022 · 10.1%
Interest coverage
3.52
2022 · 15.26
Debt
€999
2022 · €3k
Debt ≤ 1 year
€999
2022 · €3k
Income taxes
€651
2022 · €455
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet Code20222023
Assets
Total assets20/58€17k€17k
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€17k€17k
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€127€443
Other amounts receivable41€127€443
Cash at bank and in hand54/58€11k€10k
Deferred charges and accrued income490/1€33€0
Equity and liabilities
Total equity and liabilities10/49€17k€17k
Equity10/15€13k€16k
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€5k€8k
Amounts payable17/49€3k€999
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€3k€999
Current portion of amounts payable after more than one year42€1k€0
Trade debts44€1k€347
Suppliers440/4€1k€347
Taxes, remuneration and social security45€1k€651
Taxes450/3€1k€651
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€0
Other operating charges640/8€172€319
Gross operating margin9900€7k€4k
Operating profit (loss)9901€3k€4k
Financial charges65/66B€422€1k
Recurring financial charges65€422€1k
Profit (loss) for the period before taxes9903€2k€3k
Income taxes67/77€455€651
Profit (loss) for the period9904€2k€2k
Profit (loss) for the period to be appropriated9905€2k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€5k€8k
Profit (loss) brought forward from the previous period14P€4k€5k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2024
05-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity triplescurrent ratio 16.80
Current ratio from 5.13 to 16.80; short-term debt falls from €3k to €999.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity doublescurrent ratio 5.13
Current ratio from 2.41 to 5.13; short-term debt falls from €6k to €3k.
15-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-1k ▼152%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
12-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
21-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
25-06
NBB filing Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schapenweg 551800 Vilvoorde
Ground area
917 m²
Building footprint
220 m²
Volume, LiDAR
1,062 m³
Parcel 23088A0063/00T006, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23088A0063/00T006 Flanders 917 m² 1 · 220 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 3,947 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded05-03-2007
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.