ATELIER TOEKOMST
ActiveATELIER TOEKOMST has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €26k. Its solvency ranks better than 77% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.49 against 4.14 in 2024; short-term debt: 21% and cash: 64.4% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
25.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
12 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 44.4%
2024 · €55k
2024: €55k
2024 → 2025
Total assets
€101k▲ 38.6%
2024 · €73k
2024: €73k
2024 → 2025
Net result
€26k▼ 43.9%
2024 · €47k
2024: €47k
2024 → 2025
Working capital
€74k▲ 33.7%
2024 · €55k
2024: €55k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€55k-€80k▲ 44.4%
Operating result€64k-€36k▼ 43.2%
Net result€47k-€26k▼ 43.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€6k
Current assets
€95k
Equity and liabilities €101k
Equity
€80k▲ 44.4%
Debt
€21k▲ 20.4%
The debt ratio falls from 24.2% to 21.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k
Cash flow
€27k
Solvency
79.0%▲
2024 · 75.8%
Current ratio
4.49▲
2024 · 4.14
Quick ratio
4.49▲
2024 · 4.14
Debt / equity
0.27▼
2024 · 0.32
ROE
32.8%▼
2024 · 84.4%
ROA
25.9%▼
2024 · 64.0%
Interest coverage
80.64
Debt
€21k▲
2024 · €18k
Debt ≤ 1 year
€21k▲
2024 · €18k
Income taxes
€10k▼
2024 · €17k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€101k▲
Fixed assets21/28-€6k
Tangible fixed assets22/27-€6k
Furniture and vehicles24-€6k
Current assets29/58€73k€95k▲
Amounts receivable within one year40/41€32k€30k▼
Trade receivables40€32k€27k▼
Other amounts receivable41€99€3k▲
Cash at bank and in hand54/58€40k€65k▲
Deferred charges and accrued income490/1€304€31▼
Equity and liabilities
Total equity and liabilities10/49€73k€101k▲
Equity10/15€55k€80k▲
Contributions10/11€10k€10k=
Reserves13€45k€69k▲
Distributable reserves133€45k€69k▲
Profit (loss) carried forward14€312€865▲
Amounts payable17/49€18k€21k▲
Amounts payable within one year42/48€18k€21k▲
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€10k€10k▲
Remuneration and social security454/9€1k€1k▼
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€898€528▼
Gross operating margin9900€65k€39k▼
Operating profit (loss)9901€64k€36k▼
Financial income75/76B€4€20▲
Recurring financial income75€4€20▲
Financial charges65/66B€229€465▲
Recurring financial charges65€229€465▲
Profit (loss) for the period before taxes9903€64k€36k▼
Income taxes67/77€17k€10k▼
Profit (loss) for the period9904€47k€26k▼
Profit (loss) for the period to be appropriated9905€47k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€27k▼
Profit (loss) brought forward from the previous period14P-€312
Transfer to equity691/2€45k€24k▼
To other reserves6921€45k€24k▼
Profit to be distributed694/7€1k€2k▲
Return on contributions (dividend)694€1k€2k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomststraat(Kor) 68500 KortrijkGround area
187 m²
Building footprint
88 m²
Volume, LiDAR
657 m³
Parcel 34354C0015/00K007, Flanders · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ATELIER TOEKOMST
since 20232.347.383.964
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0015/00K007 | Flanders | 186 m² | 1 · 88 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SIJEMA
BE 0754.659.604
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ROVE ARCHITECTEN
BE 0501.931.151
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Research Laboratory Architecture
BE 0805.977.651
Ukkel · Eq €80k
sh&zen
BE 0695.459.712
Hannut · Eq €80k
ESO-construct
BE 0430.625.461
Zelzate · Eq €80k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2023
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.