Atelier Streep

Active

Private limited companyfounded 20196 yrs activeLegeweg 286, 8200 Brugge, BelgiumKBO/BCE: BE 0739.664.689

The computed 12-month bankruptcy probability of Atelier Streep is 2.5% (moderate). The 2025 annual accounts show equity of €4k and a net result of €-7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 27407 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

35 / 100

Weak▼ -28 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-7

Solvency16▼-20

Growth32=

Stability100

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.12 against 1.87 in 2024), and 97.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

2.9%

Return on assets

-6%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27407 sector peers (2025).

NBB · sector comparison

Position among 27407 sector peers

Solvency

better than 10%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

17 d late

2024

28 d late

2023

30 d late

2022

18 d late

2021

22 d late

2020

27 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€4k▼ 67.3%

2024 · €11k

2020: €40k 2021: €-2k 2022: €-940 2023: €15k 2024: €11k

2020 → 2025

Total assets

€125k▲ 2.4%

2024 · €122k

2020: €199k 2021: €208k 2022: €200k 2023: €181k 2024: €122k

2020 → 2025

Net result

€-7k

2024 · €163

2020: €20k 2021: €-42k 2022: €1k 2023: €16k 2024: €163

2020 → 2025

Working capital

€8k▼ 71.0%

2024 · €29k

2020: €79k 2021: €26k 2022: €44k 2023: €26k 2024: €29k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-2k-€-940▲ 58.4%€15k€11k▼ 23.9%€4k▼ 67.3%

Operating result€-39k-€4k€18k▲ 373%€3k▼ 82.4%€-7k

Net result€-42k-€1k€16k▲ 1,076%€163▼ 98.9%€-7k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €7k after €3k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €125k

38.9%

61.1%

Fixed assets €49k▼ 19.2%

Current assets €76k▲ 23.7%

Equity and liabilities €125k

97.1%

Equity €4k▼ 67.3%

Debt €121k▲ 9.4%

The debt ratio rises from 90.9% to 97.1%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€9k▼

2024 · €32k

Cash flow

€8k▼

2024 · €29k

Solvency

2.9%▼

2024 · 9.1%

Current ratio

1.12▼

2024 · 1.87

Quick ratio

0.82▼

2024 · 1.46

Debt / equity

33.45▲

2024 · 9.99

ROE

-206.0%▼

2024 · 1.5%

ROA

-6.0%▼

2024 · 0.1%

Interest coverage

1.95▼

2024 · 9.79

Debt

€121k▲

2024 · €111k

Debt ≤ 1 year

€68k▲

2024 · €33k

Debt > 1 year

€52k▼

2024 · €76k

Income taxes

€-9▼

2024 · €-9

Staff costs

€209k▲

2024 · €161k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€122k€125k▲

Formation expenses20€69€0▼

Fixed assets21/28€60k€49k▼

Intangible fixed assets21€206€0▼

Tangible fixed assets22/27€55k€44k▼

Land and buildings22€18k€13k▼

Plant, machinery and equipment23€13k€13k▲

Furniture and vehicles24€24k€18k▼

Financial fixed assets28€5k€5k▲

Current assets29/58€62k€76k▲

Stocks and contracts in progress3€13k€20k▲

Stocks30/36€13k€20k▲

Amounts receivable within one year40/41€27k€40k▲

Trade receivables40€25k€33k▲

Other amounts receivable41€2k€6k▲

Current investments50/53-€4k

Cash at bank and in hand54/58€16k€5k▼

Deferred charges and accrued income490/1€5k€8k▲

Equity and liabilities

Total equity and liabilities10/49€122k€125k▲

Equity10/15€11k€4k▼

Contributions10/11€15k€15k=

Reserves13€11k€11k=

Non-distributable reserves130/1-€4k

Own shares acquired1312-€4k

Distributable reserves133€11k€8k▼

Profit (loss) carried forward14€-15k€-23k▼

Amounts payable17/49€111k€121k▲

Amounts payable after more than one year17€76k€52k▼

Financial debts170/4€76k€52k▼

Amounts payable within one year42/48€33k€68k▲

Current portion of amounts payable after more than one year42€21k€19k▼

Trade debts44€4k€14k▲

Suppliers440/4€4k€14k▲

Taxes, remuneration and social security45€8k€12k▲

Taxes450/3€2k€234▼

Remuneration and social security454/9€6k€12k▲

Other amounts payable47/48-€23k

Accrued charges and deferred income492/3€2k€1k▼

Income statement Code20242025

Remuneration, social security and pensions62€161k€209k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€16k▼

Other operating charges640/8€1k€1k▲

Gross operating margin9900€194k€219k▲

Operating profit (loss)9901€3k€-7k▼

Financial income75/76B€168€4k▲

Recurring financial income75€168€4k▲

Financial charges65/66B€3k€4k▲

Recurring financial charges65€3k€4k▲

Profit (loss) for the period before taxes9903€155€-7k▼

Income taxes67/77€-9€-9▼

Profit (loss) for the period9904€163€-7k▼

Profit (loss) for the period to be appropriated9905€163€-7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-20k€-23k▼

Profit (loss) brought forward from the previous period14P€-20k€-15k▲

Transfer from equity791/2€9k€0▼

Profit to be distributed694/7€4k€0▼

Other beneficiaries697€4k€0▼

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 2Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 17 days late

2025

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

30-08

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 30 days late

2023

18-08

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 18 days late

2022

31-12

Financial Back to profitnet €1k

Net result €1k after one loss-making year.

22-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 22 days late

2021

31-12

Financial Weakest financial yearnet €-42k ▼312%

Net result drops to €-42k, the lowest in the series; recovery starts the following year.

27-08

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 27 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brugge · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Legeweg 2868200 Brugge

Ground area

1,552 m²

Building footprint

1,197 m²

Volume, LiDAR

6,620 m³

2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Atelier Streep

Monnikenwerve 181, 8000 BruggeConstruction of residential and non-residential buildings

since 20192.296.812.619

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31808K0386/00Y000	Flanders	1,107 m²	1 · 1,078 m²	7.8 m · 2 fl.
31424B0334/00B005	Flanders	444 m²	1 · 119 m²	8.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 5 entries · 6,351 EUR awarded · 6,351 EUR paid

Year	Entries	awarded	paid
2024	2	1,090 EUR	1,142 EUR
2023	2	552 EUR	500 EUR
2022	1	4,709 EUR	4,709 EUR

Schemes

Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)

1 entry · 4,709 EUR · 4,709 EUR paid · Departement Werk en Sociale Economie

Premie kwalificerend werkplekleren

1 entry · 1,000 EUR · 1,000 EUR paid · Departement Werk en Sociale Economie

Stagebonus (stopgezet)

1 entry · 500 EUR · 500 EUR paid · Departement Werk en Sociale Economie

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 142 EUR · 142 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Dual-learning approval

3 live approvals · 3 ended

Decoratie en schilderwerken duaal (so)

Goedgekeurd · 2022 to 2027

Medewerker schilder- en behangwerken duaal (so)

Goedgekeurd · 2022 to 2027

Schilder-decorateur (vwo)

Goedgekeurd · 2022 to 2027

Similar companies · same sector, comparable size

Of 7,816 companies in sector 43341 we hold annual accounts for 2,640. 922 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded16-12-2019

Fiscal year end31-12

Activities, NACEBEL

43341Painting of buildings

74104Other professional, scientific and technical activities

74130Interior design

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:info@atelierstreep.be

Enterprise