Skip to content

Atelier Sommelier

Active
Private limited companyfounded 20242 yrs activeElbestraat 25, 8760 Tielt, BelgiumKBO/BCE: BE 1009.567.090
Summary

The computed 12-month bankruptcy probability of Atelier Sommelier is 2.6% (moderate). The 2025 annual accounts show negative equity (-€5,755) and a net result of -€8,755. Its solvency ranks better than 19% of 12348 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale of wines and spirits
NACE 46341
1 site
Size
€164,259total assets 2025
Equity
-€5,755
Loss
-€8,755
Turnover not published (abridged schema)
Financial health
50 Fair Checked score 2025
Bankruptcy chance 12 m
2.6%
Structure
Accounts filed 18 d late0 of 1 deed read
Why 50- Founded in 2024- Liquidity: current ratio 1.20, cash €1,965- Negative equity -€5,755+ Size: total assets €164,259Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 14% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 21
equity -3.5% of total assets
Liquidity 9
short-term debt 78.7% · cash 1.2%
Profitability 12
return on assets -5.3%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
Last 19 months 06-2025: 1.6%lowest value 07-2025: 1.6%● 0.0% vs 06-2025lowest value 08-2025: 1.7%▲ +4.9% vs 07-2025 09-2025: 2.0%▲ +17.0% vs 08-2025 10-2025: 2.1%▲ +5.8% vs 09-2025 11-2025: 2.4%▲ +10.5% vs 10-2025 12-2025: 2.4%● 0.0% vs 11-2025 01-2026: 2.6%▲ +10.3% vs 12-2025 02-2026: 2.6%▼ -1.4% vs 01-2026 03-2026: 2.5%▼ -1.1% vs 02-2026 04-2026: 2.8%▲ +8.9% vs 03-2026 05-2026: 2.9%▲ +4.3% vs 04-2026 06-2026: 2.9%▲ +1.1% vs 05-2026highest value 07-2026: 2.9%● 0.0% vs 06-2026highest value 08-2026: 2.9%● 0.0% vs 07-2026highest value 09-2026: 2.6%▼ -12.0% vs 08-2026 10-2026: 2.6%● 0.0% vs 09-2026
  • Founded in 2024 raises the probability for this profile
  • Liquidity: current ratio 1.20, cash €1,965 raises the probability
  • Negative equity -€5,755 raises the probability
  • Size: total assets €164,259 lowers the probability for this profile
No credit on open account
Liquidity tight (current ratio 1.2; short-term debt: 78.7% and cash: 1.2% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 15%, liquidity 10%, profitability 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Liquidity: current ratio 1.20, cash €1,965
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€5,755
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €164,259
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
18 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€5,755 View
  • Caution: Among the weakest 17% on equitysector median €58,742 · 12,380 companies -€5,755 View
  • Total assets 2025first fiscal year filed €164,259 View

By topic

Financials

Fiscal year
2025
Total assets
€164,259
Loss
-€8,755
Solvency
-3.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of wines and spiritsNACE 46341
Founded
22-05-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.