ATELIER Sb

Active

Private limited companyfounded 20242 yrs activeBerg van Sint-Job 50, 1180 Ukkel, BelgiumKBO/BCE: BE 1008.344.890

Summary

The computed 12-month bankruptcy probability of ATELIER Sb is 2.0% (moderate). The annual accounts of ATELIER Sb for fiscal year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €24,955 and a net result of -€28,665. Its solvency ranks better than 19% of 4251 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ATELIER SbActiveChecked score 52/100

Risk analysis Report Compare

Activity

Other professional, scientific and technical activities

NACE 74112NACE 74102

1 site

Size

€308,785total assets 2025

Equity: €24,955
Loss: -€28,665

Turnover not published (abridged schema)

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 2.0%

Structure

Accounts filed 31 d late1 of 2 deeds read

Why 52- 1 change of registered office in 24 months- Latest accounts 31 days late; 1 of the last 3 late+ Sector Other professional, scientific and technical activities (NACE 74)+ Size: total assets €308,785Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 16% of its sector peers (NACE 74, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 33-13

equity 8.1% of total assets

Liquidity 28-12

short-term debt 47.7% · cash 0.9%

Profitability 7-93

return on assets -9.3%

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,359 companies)

Last 24 months 05-2025: 0.6% 06-2025: 0.6%▲ +1.9% vs 05-2025 07-2025: 0.1%▼ -77.3% vs 06-2025lowest value 08-2025: 0.1%▲ +2.3% vs 07-2025 09-2025: 0.1%▲ +0.7% vs 08-2025 10-2025: 0.1%▲ +1.5% vs 09-2025 11-2025: 0.1%▲ +5.1% vs 10-2025 12-2025: 0.2%▲ +3.4% vs 11-2025 01-2026: 0.1%▼ -2.0% vs 12-2025 02-2026: 0.1%▼ -0.7% vs 01-2026 03-2026: 0.1%▼ -0.7% vs 02-2026 04-2026: 0.2%▲ +12.4% vs 03-2026 05-2026: 0.2%▲ +5.5% vs 04-2026 06-2026: 0.2%▼ -0.6% vs 05-2026 07-2026: 0.2%▲ +4.7% vs 06-2026 08-2026: 0.3%▲ +84.4% vs 07-2026 09-2026: 2.0%▲ +515% vs 08-2026highest value 10-2026: 2.0%● 0.0% vs 09-2026highest value

Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
1 change of registered office in 24 months raises the probability
Latest accounts 31 days late; 1 of the last 3 late raises the probability
Size: total assets €308,785 lowers the probability for this profile

Credit up to €1,000 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.87 against 1.24 in 2024; short-term debt: 47.7% and cash: 0.9% of total assets), and 91.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 20%, liquidity 16%, profitability 16%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Other professional, scientific and technical activities (NACE 74)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €308,785

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4251 sector peers (2025).

NBB · sector comparison

Position among 4251 sector peers

Solvency

better than 19%

← weakest strongest →

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

49 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · micro…
13-08-26 Registered officeRegistered-office move
12-06-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: From profit to loss in 2025after €68,020 in 2024 -€28,665 View
Caution: Among the weakest 5% on net resultsector median €9,226 · 4,248 companies -€28,665 View
Total assets 20252 fiscal years filed €308,785 View