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ATELIER SAUVEUR

Active
Private limited companyfounded 2024active for 1 yearTermstraat 60, 9270 Laarne, BelgiumKBO/BCE: BE 1015.666.115
Summary

The computed 12-month bankruptcy probability of ATELIER SAUVEUR is 2.9% (moderate). The 2025 annual accounts show negative equity (-€15,243) and a net result of -€25,243. Its solvency ranks better than 14% of 13,626 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46498
1 site
Size
€56,547total assets 2025
Staff
1.8 FTE
Equity
-€15,243
Loss
-€25,243
Turnover not published (micro format)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Structure
2025 accounts 4 days early
Why 49raises riskFounded in 2024Negative equity -€15,243Loss of €25,243 (financial year 2025)lowers riskLiquidity: current ratio 0.60, cash €7,796Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 10% of its sector peers (NACE 46, micro)
Financial strength
Weak
Solvency 0
equity -27.0% of total assets
Liquidity 17
short-term debt 127.0% · cash 13.8%
Profitability 0
return on assets -44.6%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2025: 1.6%lowest value 12-2025: 1.6%● unchanged vs 11-2025lowest value 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 2.0%▲ +0.3 percentage points vs 01-2026 03-2026: 2.1%▲ +0.1 percentage points vs 02-2026 04-2026: 2.4%▲ +0.3 percentage points vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.6%▲ +0.2 percentage points vs 05-2026 07-2026: 2.7%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%● unchanged vs 07-2026 09-2026: 2.7%● unchanged vs 08-2026 10-2026: 2.9%▲ +0.2 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.6, below 1; short-term debt: 127% and cash: 13.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 17% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity -€15,243
NBB · annual accounts
raises risk · Loss of €25,243 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.60, cash €7,796
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Appointment: Neil Oerlemans (director)Gazette deed
  3. IncorporationAppointment: VANDENBORRE,Elsje Anna (director) ·…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€15,243 View
  • Caution: Among the weakest 10% on net resultsector median €5,606 · 13,632 companies -€25,243 View
  • New directorlatest change 01-01-2026 · 2 in office 1 joined View

By topic

Financials

Financial year
2025
Total assets
€56,547
Loss
-€25,243
Solvency
-27.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46498
Founded
28-10-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Who signs
Each director alone
Annual meeting
Last Friday of June at 11:00
Purpose
“Productie,handel,import en export van (werk-)kledij en lederwaren; De overige groothandel…” (deed in Dutch)
Go to Articles of association

Key facts about ATELIER SAUVEUR

What is the company number of ATELIER SAUVEUR?
1015.666.115. In Belgium the VAT number is the company number with BE in front: BE 1015.666.115.
Where is ATELIER SAUVEUR based?
The registered office is at Termstraat 60, 9270 Laarne.Company details
What does ATELIER SAUVEUR do?
According to the KBO register, the main activity is wholesale trade (NACE 46498).
What is the legal form of ATELIER SAUVEUR?
Private limited company (BV).
When was ATELIER SAUVEUR founded?
On 28-10-2024.
Is ATELIER SAUVEUR still active?
Yes, ATELIER SAUVEUR is an active enterprise in the KBO register.
How many employees does ATELIER SAUVEUR have?
On average 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ATELIER SAUVEUR?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ATELIER SAUVEUR profitable?
In financial year 2025, ATELIER SAUVEUR made a loss of €25,243.
Where can I find the annual accounts of ATELIER SAUVEUR?
ATELIER SAUVEUR filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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