Atelier Remise
ActiveAtelier Remise has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €13k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-26
Solvency39▼-10
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.49 in 2024; short-term debt: 27% and cash: 1.7% of total assets), and 85.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.2%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1894 sector peers (2025).
NBB · sector comparisonPosition among 1894 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
7 d early
2023
33 d early
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 12.6%
2024 · €87k
2022: €66k
2023: €80k
2024: €87k
2022 → 2025
Total assets
€684k▲ 87.6%
2024 · €365k
2022: €204k
2023: €205k
2024: €365k
2022 → 2025
Net result
€13k▲ 52.8%
2024 · €8k
2022: €63k
2023: €16k
2024: €8k
2022 → 2025
Working capital
€-116k▼ 57.5%
2024 · €-74k
2022: €-87k
2023: €-70k
2024: €-74k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€66k-€80k▲ 21.2%€87k▲ 8.2%€97k▲ 12.6%
Operating result€77k-€22k▼ 71.5%€13k▼ 42.4%€29k▲ 127%
Net result€63k-€16k▼ 75.1%€8k▼ 47.2%€13k▲ 52.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 127% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €684k
Fixed assets
€616k▲ 109%
Current assets
€68k▼ 3.5%
Equity and liabilities €684k
Equity
€97k▲ 12.6%
Debt
€587k▲ 111%
The debt ratio rises from 76.3% to 85.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €18k
Cash flow
€19k▲
2024 · €14k
Solvency
14.2%▼
2024 · 23.7%
Current ratio
0.37▼
2024 · 0.49
Quick ratio
0.37▼
2024 · 0.49
Debt / equity
6.02▲
2024 · 3.21
ROE
12.9%▲
2024 · 9.5%
ROA
1.8%▼
2024 · 2.3%
Interest coverage
3.01▼
2024 · 11.12
Debt
€587k▲
2024 · €278k
Debt ≤ 1 year
€184k▲
2024 · €144k
Debt > 1 year
€386k▲
2024 · €134k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€365k€684k▲
Fixed assets21/28€294k€616k▲
Tangible fixed assets22/27€294k€616k▲
Land and buildings22€291k€285k▼
Furniture and vehicles24€3k€3k▼
Assets under construction and advance payments27-€329k
Current assets29/58€71k€68k▼
Amounts receivable within one year40/41€68k€56k▼
Trade receivables40€61k€37k▼
Other amounts receivable41€7k€19k▲
Cash at bank and in hand54/58€2k€11k▲
Deferred charges and accrued income490/1-€780
Equity and liabilities
Total equity and liabilities10/49€365k€684k▲
Equity10/15€87k€97k▲
Contributions10/11€5k€5k=
Reserves13€82k€92k▲
Distributable reserves133€82k€92k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€278k€587k▲
Amounts payable after more than one year17€134k€386k▲
Financial debts170/4€134k€386k▲
Amounts payable within one year42/48€144k€184k▲
Current portion of amounts payable after more than one year42-€24k
Trade debts44€8k€12k▲
Suppliers440/4€8k€12k▲
Taxes, remuneration and social security45€3k€601▼
Taxes450/3€3k€601▼
Other amounts payable47/48€133k€148k▲
Accrued charges and deferred income492/3€37€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€19k€3k▼
Gross operating margin9900€37k€39k▲
Operating profit (loss)9901€13k€29k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€2k€12k▲
Recurring financial charges65€2k€12k▲
Profit (loss) for the period before taxes9903€11k€17k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€8k€13k▲
Profit (loss) for the period to be appropriated9905€8k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€13k▲
Transfer to equity691/2€7k€11k▲
To other reserves6921€7k€11k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼47.2%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteeldreef 129140 TemseGround area
4,821 m²
Building footprint
127 m²
Volume, LiDAR
1,147 m³
Parcel 46302D1362/00F000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Presence
since 20212.316.896.171
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302D1362/00F000 | Flanders | 4,821 m² | 1 · 127 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 3,151 companies in sector 63920 we hold annual accounts for 1,522. 1,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2021
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.