ATELIER PYCK

Active

Private limited companyfounded 20196 yrs activeChrysantenstraat 39, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0738.391.615

The computed 12-month bankruptcy probability of ATELIER PYCK is 2.1% (moderate). The 2025 annual accounts show equity of €74k and a net result of €-13k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 27407 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

70 / 100

Healthy▼ -16 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-2

Solvency100=

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 8.67 against 3.68 in 2024), and 9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

91%

Return on assets

-16.6%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

59 d early

2024

59 d early

2023

57 d early

2022

52 d early

2021

53 d early

2020

50 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€74k▼ 15.4%

2024 · €87k

2020: €13k 2021: €75k 2022: €81k 2023: €87k 2024: €87k

2020 → 2025

Total assets

€81k▼ 28.3%

2024 · €114k

2020: €638k 2021: €105k 2022: €135k 2023: €128k 2024: €114k

2020 → 2025

Net result

€-13k

2024 · €269

2020: €-7k 2021: €91k 2022: €6k 2023: €7k 2024: €269

2020 → 2025

Working capital

€55k▼ 6.5%

2024 · €58k

2020: €580k 2021: €68k 2022: €55k 2023: €60k 2024: €58k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€75k-€81k▲ 7.8%€87k▲ 8.3%€87k▲ 0.3%€74k▼ 15.4%

Operating result€134k-€9k▼ 93.1%€11k▲ 15.7%€1k▼ 90.1%€-13k

Net result€91k-€6k▼ 93.6%€7k▲ 13.7%€269▼ 96.0%€-13k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €13k after €1k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €81k

24.0%

76.0%

Fixed assets €20k▼ 41.1%

Current assets €62k▼ 23.1%

Equity and liabilities €81k

91.0%

Equity €74k▼ 15.4%

Debt €7k▼ 71.9%

The debt ratio falls from 22.9% to 9.0%: debt falls faster than equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€1k▼

2024 · €16k

Cash flow

€995▼

2024 · €15k

Solvency

91.0%▲

2024 · 77.1%

Current ratio

8.67▲

2024 · 3.68

Quick ratio

8.67▲

2024 · 3.68

Debt / equity

0.10▼

2024 · 0.30

ROE

-18.2%▼

2024 · 0.3%

ROA

-16.6%▼

2024 · 0.2%

Interest coverage

3.86▼

2024 · 24.82

Debt

€7k▼

2024 · €26k

Debt ≤ 1 year

€7k▼

2024 · €22k

Debt > 1 year

€178▼

2024 · €4k

Staff costs

€13k▼

2024 · €14k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€114k€81k▼

Fixed assets21/28€33k€20k▼

Tangible fixed assets22/27€33k€19k▼

Furniture and vehicles24€28k€16k▼

Other tangible fixed assets26€4k€3k▼

Financial fixed assets28€600€600=

Current assets29/58€80k€62k▼

Amounts receivable within one year40/41€4k€4k▲

Trade receivables40€790€1k▲

Other amounts receivable41€3k€3k▲

Cash at bank and in hand54/58€75k€55k▼

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€114k€81k▼

Equity10/15€87k€74k▼

Contributions10/11€20k€20k=

Reserves13€67k€67k=

Distributable reserves133€67k€67k=

Profit (loss) carried forward14-€-13k

Amounts payable17/49€26k€7k▼

Amounts payable after more than one year17€4k€178▼

Financial debts170/4€4k-

Other amounts payable178/9€100€178▲

Amounts payable within one year42/48€22k€7k▼

Current portion of amounts payable after more than one year42€16k€4k▼

Trade debts44€2k€73▼

Suppliers440/4€2k€73▼

Taxes, remuneration and social security45€4k€3k▼

Taxes450/3€2k€875▼

Remuneration and social security454/9€2k€2k▲

Income statement Code20242025

Remuneration, social security and pensions62€14k€13k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼

Other operating charges640/8€1k€1k▼

Gross operating margin9900€30k€15k▼

Operating profit (loss)9901€1k€-13k▼

Financial income75/76B€31-

Recurring financial income75€31-

Financial charges65/66B€628€348▼

Recurring financial charges65€628€348▼

Profit (loss) for the period before taxes9903€465€-13k▼

Income taxes67/77€196-

Profit (loss) for the period9904€269€-13k▼

Profit (loss) for the period to be appropriated9905€269€-13k▼

Appropriation of the result

Profit (loss) to be appropriated9906€269€-13k▼

Transfer to equity691/2€269-

To other reserves6921€269-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

02-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-13k ▼5108%

Net result drops to €-13k, the lowest in the series.

31-12

Financial Liquidity doublescurrent ratio 8.67

Current ratio from 3.68 to 8.67; short-term debt falls from €22k to €7k.

02-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

04-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

09-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

08-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €91k

Net result €91k after one loss-making year.

11-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Merelbeke-Melle · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chrysantenstraat 399820 Merelbeke-Melle

Ground area

574 m²

Building footprint

77 m²

Volume, LiDAR

430 m³

Parcel 44043A0714/00S003, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Chrysantenstraat 39, 9820 Merelbeke-Melle

Manufacture of rubber and plastic products

since 20192.296.397.497

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44043A0714/00S003	Flanders	574 m²	1 · 77 m²	7.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ALGEMENE BOUWWERKEN DE SMET DANNY

Nazareth-De Pinte · Eq €74k

DOCKX Frédéric

BE 0809.157.964

Jodoigne · Eq €74k

Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 13,090 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-11-2019

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

43910Bricklaying and masonry work

43994Specialised construction activities

43410Roofing work

68110Buying and selling of own real estate

68201Renting and operating of own or leased residential real estate, excluding social housing

68203Renting and operating of own or leased non-residential real estate, excluding land

68310Real estate agency activities

68311Real estate activities

81210General cleaning of buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.