Equity
€54,903 ▲ 33.1%
ATELIER PHI has made a profit in every financial year since 2023.
ATELIER PHI
Lifetime
3 annual accounts with figures on one time axispeak €130,260 (2024)
€117,894▼ 9.5%
peak €21,772 (2024)
€13,640▼ 37.4%
peak €54,903 (2025)
€54,903▲ 33.1%
€92,076▲ 0.3%
Board2 names since 2023
2 directorsKUYPERS Thomas Eric Alain Philippe and 1 other
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Result from €21,772 to €13,640Equity from €41,263 to €54,903Cash from €22,975 to €51,280
Key points
from the 2025 annual accountsTurnover
≈ €240,000 estimated
The accounts state no turnover.
Payment terms
87 days to suppliers
ATELIER PHI pays its suppliers 79 days later than in 2024.
Checked score
94
Excellent
Financially stronger than 52% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.43, cash €51,280
Figures for financial year 2025 (filed on 01-08-2026)
Size: total assets €146,979
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 36% of them on solvency, 47% on liquidity, 49% on profitability and 76% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ATELIER PHI has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ATELIER PHI itself is lower: 0.1% within 12 months. It rests on far more data about ATELIER PHI than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ATELIER PHI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.43 (1.08 in 2024), below the usual 1.5. Short-term debt is 62.6% and cash 34.9% of total assets. 62.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 days early
2024
141 days early
2023
142 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 95 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 March (3 of the last 3 accounts filed within 138 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- KUYPERS Thomas Eric Alain Philippe 1,501 sharesdeed of 27-01-2023
- LAURENT Michaël Guy Marcel 1,499 sharesdeed of 27-01-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797622090
Incorporation
Founders: KUYPERS Thomas Eric Alain Philippe and LAURENT Michaël Guy Marcel · 3,000 shares · Appointments: KUYPERS Thomas Eric Alain Philippe (director) and LAURENT Michaël Guy Marcel (director) · published on 27-01-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ATELIER PHI Sprimont | €146,979 | €117,894 | 37.4% | - |
| ATELIER D'ARCHITECTURE NOVA Péruwelz | €168,018 | €116,606 | 63.5% | - |
| NAITO Halle | €149,547 | €102,184 | 67.6% | - |
| Vharia Heusden-Zolder | €144,613 | €100,104 | 79.0% | - |
| kiosk brussels Sint-Gillis (bij-Brussel) | €160,518 | €98,509 | 75.9% | - |
| Smarchi Architecten Beringen | €167,238 | €137,061 | 74.8% | - |
| ALL GARDENS CONCEPT Arlon | €135,219 | €133,549 | 80.4% | - |
These companies have the same main activity as ATELIER PHI: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €135,000 and €168,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 25-01-2023Normal situation
- Activity
- Activities of building architectsNACE 71111
- Establishment units
- 2.341.161.3164031 Liège, since 25-01-2023
- 2.341.161.4154140 Sprimont, since 25-01-2023and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- €146,979▲ 10.4%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on ATELIER PHI
ATELIER PHI files the abbreviated format. That format states no turnover. The gross margin rose from €89,226 in 2023 to €117,894 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ATELIER PHI
- What is the company number of ATELIER PHI?
- The company number of ATELIER PHI is 0797.622.090. The VAT number is the same number with BE in front: BE 0797.622.090.
- Where is ATELIER PHI based?
- The registered office is at Rue d'Esneux 102, 4140 Sprimont.Company details
- What does ATELIER PHI do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of ATELIER PHI?
- ATELIER PHI is a private limited company (BV).
- When was ATELIER PHI founded?
- ATELIER PHI was founded on 25-01-2023.
- Is ATELIER PHI still active?
- Yes, ATELIER PHI is an active enterprise in the KBO register.
- How many employees does ATELIER PHI have?
- ATELIER PHI had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ATELIER PHI?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €117,894 and 53 comparable companies (NACE 711). It probably lies between €180,000 and €360,000.
- Is ATELIER PHI profitable?
- In financial year 2025, ATELIER PHI made a profit of €13,640.
- Where can I find the annual accounts of ATELIER PHI?
- ATELIER PHI filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ATELIER PHI due?
- ATELIER PHI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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