Atelier Maurice
ActiveSummary
The computed 12-month bankruptcy probability of Atelier Maurice is 3.2% (moderate). The 2025 annual accounts show equity of €274k and a net result of €84k. Equity is growing by ~40.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 13305 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+1
Solvency77▲+10
Growth52=
Track record94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.14 in 2024; short-term debt: 25.5% and cash: 29.2% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
16.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
29 d early
2023
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€274k▲ 44.4%
2024 · €190k
2023: €122k
2024: €190k
2023 → 2025
Total assets
€523k▲ 16.2%
2024 · €450k
2023: €462k
2024: €450k
2023 → 2025
Net result
€84k▲ 24.1%
2024 · €68k
2023: €119k
2024: €68k
2023 → 2025
Working capital
€75k▲ 315%
2024 · €18k
2023: €-66k
2024: €18k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€122k-€190k▲ 55.8%€274k▲ 44.4%
Operating result€161k-€102k▼ 36.7%€120k▲ 17.4%
Net result€119k-€68k▼ 42.8%€84k▲ 24.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets
€315k ▲ 5.4%
Current assets
€209k ▲ 37.6%
Equity and liabilities €523k
Equity
€274k ▲ 44.4%
Debt
€249k ▼ 4.3%
Debt's share of the balance-sheet total falls from 57.8% to 47.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€167k▲
2024 · €152k
Cash flow
€132k▲
2024 · €118k
Current ratio
1.57▲
2024 · 1.14
Quick ratio
1.29▲
2024 · 0.87
Debt to equity
0.91▼
2024 · 1.37
ROE
30.8%▼
2024 · 35.8%
ROA
16.1%▲
2024 · 15.1%
Interest coverage
13.14▲
2024 · 10.33
Debt ≤ 1 year
€133k▼
2024 · €133k
Debt > 1 year
€115k▼
2024 · €127k
Income taxes
€23k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€450k€523k▲
Fixed assets21/28€299k€315k▲
Tangible fixed assets22/27€299k€315k▲
Land and buildings22€136k€131k▼
Plant, machinery and equipment23€43k€86k▲
Furniture and vehicles24€30k€22k▼
Other tangible fixed assets26€89k€77k▼
Current assets29/58€152k€209k▲
Stocks and contracts in progress3€36k€36k▲
Stocks30/36€36k€36k▲
Amounts receivable within one year40/41€21k€17k▼
Trade receivables40€19k€10k▼
Other amounts receivable41€2k€7k▲
Cash at bank and in hand54/58€92k€153k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€450k€523k▲
Equity10/15€190k€274k▲
Contributions10/11€3k€3k=
Reserves13€187k€271k▲
Distributable reserves133€187k€271k▲
Amounts payable17/49€260k€249k▼
Amounts payable after more than one year17€127k€115k▼
Financial debts170/4€127k€115k▼
Amounts payable within one year42/48€133k€133k▼
Current portion of amounts payable after more than one year42€15k€31k▲
Trade debts44€12k€10k▼
Suppliers440/4€12k€10k▼
Advances received on contracts in progress46€6k€7k▲
Taxes, remuneration and social security45€14k€11k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€86k€75k▼
Accrued charges and deferred income492/3-€528
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€48k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€157k€172k▲
Operating profit (loss)9901€102k€120k▲
Financial income75/76B-€27
Recurring financial income75-€27
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€87k€107k▲
Income taxes67/77€19k€23k▲
Profit (loss) for the period9904€68k€84k▲
Profit (loss) for the period to be appropriated9905€68k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€84k▲
Transfer to equity691/2€68k€84k▲
To other reserves6921€68k€84k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €274k ▲44.4%
3 profitable years in a row build equity to €274k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €68k ▼42.8%
Net result drops to €68k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €190k ▲55.8%
2 profitable years in a row build equity to €190k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Amandusstraat 48540 DeerlijkGround area
609 m²
Building footprint
284 m²
Volume, LiDAR
1,371 m³
Parcel 34009A0247/00R000, Flanders · tallest building 11.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Maison Maurice
since 20222.329.204.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009A0247/00R000 | Flanders | 609 m² | 1 · 284 m² | 11.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 4,513 EUR awarded · 4,513 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,380 EUR | 4,380 EUR |
| 2024 | 1 | 0 EUR | 133 EUR |
| 2023 | 1 | 133 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeerlijk2.329.204.382
Similar companies · same sector, comparable size
HELENE
BE 0849.461.860
Oostende · Eq €274,241
JACO'S
BE 0735.962.160
Bekkevoort · Eq €274,232
TP2018
BE 0455.738.959
Dilbeek · Eq €274,576
HRONIJ LIU
BE 0430.746.712
Ath · Eq €274,655
WIMAR
BE 0449.374.175
Hasselt · Eq €274,038
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 7,879 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.