ATELIER LEYDER

Active

Private limited companyfounded 20215 yrs activeGewerbestrasse 31A, 4731 Raeren, BelgiumKBO/BCE: BE 0764.493.424

The computed 12-month bankruptcy probability of ATELIER LEYDER is 2.3% (moderate). The 2025 annual accounts show equity of €9k and a net result of €9k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 27787 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

54 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability71▼-29

Solvency27▼-62

Growth32▼-46

Track record94

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

1.8%

Return on assets

1.8%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27787 sector peers (2025).

NBB · sector comparison

Position among 27787 sector peers

Solvency

better than 10%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

58 d early

2024

44 d early

2023

37 d early

2022

41 d early

2021

38 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€9k▼ 80.3%

2024 · €45k

2021: €43k 2022: €39k 2023: €25k 2024: €45k

2021 → 2025

Working capital

€87k▼ 30.0%

2024 · €125k

2021: €88k 2022: €124k 2023: €111k 2024: €125k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€43k-€82k▲ 91.6%€107k▲ 30.4%€102k▼ 4.7%€9k▼ 91.2%

Operating result€57k-€54k▼ 4.4%€35k▼ 35.1%€62k▲ 76.4%€11k▼ 82.6%

Net result€43k-€39k▼ 8.1%€25k▼ 36.4%€45k▲ 79.3%€9k▼ 80.3%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 83% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €488k

76.7%

23.3%

Fixed assets €374k▲ 1,583%

Current assets €114k▼ 17.5%

Equity and liabilities €488k

98.2%

Equity €9k▼ 91.2%

Debt €479k▲ 724%

The debt ratio rises from 36.2% to 98.2%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€64k▼

2024 · €69k

Cash flow

€62k▲

2024 · €52k

Solvency

1.8%▼

2024 · 63.8%

Current ratio

4.29▼

2024 · 10.39

Quick ratio

3.21▼

2024 · 7.76

Debt / equity

53.41▲

2024 · 0.57

ROE

98.9%▲

2024 · 43.9%

ROA

1.8%▼

2024 · 28.0%

Interest coverage

52.92▲

2024 · 23.05

Debt

€479k▲

2024 · €58k

Debt ≤ 1 year

€27k▲

2024 · €13k

Debt > 1 year

€453k▲

2024 · €45k

Income taxes

€2k▼

2024 · €15k

Staff costs

€28k▼

2024 · €45k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€160k€488k▲

Fixed assets21/28€22k€374k▲

Tangible fixed assets22/27€22k€374k▲

Land and buildings22-€358k

Furniture and vehicles24€22k€16k▼

Current assets29/58€138k€114k▼

Stocks and contracts in progress3€35k€29k▼

Stocks30/36€35k€29k▼

Amounts receivable within one year40/41€18k€23k▲

Trade receivables40€9k€12k▲

Other amounts receivable41€9k€10k▲

Cash at bank and in hand54/58€84k€60k▼

Deferred charges and accrued income490/1€761€3k▲

Equity and liabilities

Total equity and liabilities10/49€160k€488k▲

Equity10/15€102k€9k▼

Contributions10/11€100€100=

Profit (loss) carried forward14€102k€9k▼

Amounts payable17/49€58k€479k▲

Amounts payable after more than one year17€45k€453k▲

Financial debts170/4€960€384k▲

Other amounts payable178/9€44k€68k▲

Amounts payable within one year42/48€13k€27k▲

Current portion of amounts payable after more than one year42€5k€17k▲

Trade debts44€2k€4k▲

Suppliers440/4€2k€4k▲

Taxes, remuneration and social security45€6k€6k▼

Taxes450/3€5k€3k▼

Remuneration and social security454/9€1k€3k▲

Income statement Code20242025

Remuneration, social security and pensions62€45k€28k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€53k▲

Other operating charges640/8€4k€6k▲

Gross operating margin9900€118k€97k▼

Operating profit (loss)9901€62k€11k▼

Financial income75/76B€1k€1k▼

Recurring financial income75€1k€1k▼

Financial charges65/66B€3k€1k▼

Recurring financial charges65€3k€1k▼

Profit (loss) for the period before taxes9903€60k€11k▼

Income taxes67/77€15k€2k▼

Profit (loss) for the period9904€45k€9k▼

Profit (loss) for the period to be appropriated9905€45k€9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€152k€111k▼

Profit (loss) brought forward from the previous period14P€107k€102k▼

Profit to be distributed694/7€50k€102k▲

Return on contributions (dividend)694€50k€102k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 4Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €9k ▼80.3%

Net result drops to €9k, the lowest in the series.

17-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2021net €45k ▲79.3%

Operating result €62k, net result €45k, both a record.

31-12

Financial Liquidity doublescurrent ratio 10.39

Current ratio from 4.58 to 10.39; short-term debt falls from €31k to €13k.

24-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Equity above €100kEq €107k ▲30.4%

3 profitable years in a row build equity to €107k.

20-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

23-06

NBB filing Annual accounts filed

fiscal year 2021 · unclassified schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Raeren · 1 establishment unit since 2021

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gewerbestrasse 31A4731 Raeren

1 establishment unit

ATELIER LEYDER

Gewerbestrasse 31A, 4731 RaerenWallpapering and laying of floor and wall coverings in other materials

since 20212.316.142.046

Similar companies · same sector, comparable size

PHENIX TOTAL INTERIOR

Vresse-sur-Semois · Eq €9k

Camerlinckx schilder- en decoratiewerken

BE 0793.651.327

Wortegem-Petegem · Eq €9k

LINE CONSTRUCT

BE 0751.825.125

Linkebeek · Eq €9k

Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 1,577 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-03-2021

Fiscal year end31-12

Activities, NACEBEL

43341Painting of buildings

43333Wallpapering and laying of floor and wall coverings in other materials

46442Wholesale trade

47530Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filings

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.