ATELIER-DB
ActiveATELIER-DB has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €127k and a net result of €4k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 7427 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
61
/ 100
Healthy▼ -20 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-57
Solvency49=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.03 in 2023), and 69.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €127k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
36 d early
2022
42 d early
2021
41 d early
2020
27 d late
2019
34 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€127k▲ 3.6%
2023 · €122k
2018: €268k
2019: €180k
2020: €96k
2021: €104k
2022: €104k
2023: €122k
2018 → 2024
Total assets
€410k▲ 2.8%
2023 · €399k
2018: €388k
2019: €292k
2020: €240k
2021: €272k
2022: €433k
2023: €399k
2018 → 2024
Net result
€4k▼ 75.6%
2023 · €18k
2018: €9k
2019: €-88k
2020: €-84k
2021: €8k
2022: €296
2023: €18k
2018 → 2024
Working capital
€9k▲ 50.5%
2023 · €6k
2018: €190k
2019: €65k
2020: €-24k
2021: €2k
2022: €-27k
2023: €6k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€96k-€104k▲ 7.8%€104k▲ 0.3%€122k▲ 17.5%€127k▲ 3.6%
Operating result€-87k-€10k€4k▼ 55.0%€29k▲ 575%€19k▼ 34.5%
Net result€-84k-€8k€296▼ 96.1%€18k▲ 6,056%€4k▼ 75.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 35% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €410k
Fixed assets
€140k▼ 17.6%
Current assets
€271k▲ 18.0%
Equity and liabilities €410k
Equity
€127k▲ 3.6%
Debt
€284k▲ 2.5%
The debt ratio falls from 69.4% to 69.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€51k▼
2023 · €71k
Cash flow
€37k▼
2023 · €60k
Solvency
30.9%▲
2023 · 30.6%
Current ratio
1.04▲
2023 · 1.03
Quick ratio
0.96▲
2023 · 0.88
Debt / equity
2.24▼
2023 · 2.27
ROE
3.5%▼
2023 · 14.9%
ROA
1.1%▼
2023 · 4.6%
Interest coverage
2.73▼
2023 · 6.43
Debt
€284k▲
2023 · €277k
Debt ≤ 1 year
€261k▲
2023 · €223k
Debt > 1 year
€22k▼
2023 · €49k
Income taxes
€753▼
2023 · €783
Staff costs
€146k▲
2023 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€399k€410k▲
Fixed assets21/28€169k€140k▼
Intangible fixed assets21€1k€628▼
Tangible fixed assets22/27€168k€139k▼
Land and buildings22€55k€56k▲
Plant, machinery and equipment23€104k€81k▼
Furniture and vehicles24€9k€2k▼
Current assets29/58€229k€271k▲
Stocks and contracts in progress3€33k€20k▼
Stocks30/36€19k€20k▲
Contracts in progress37€14k€0▼
Amounts receivable within one year40/41€123k€191k▲
Trade receivables40€86k€126k▲
Other amounts receivable41€37k€65k▲
Cash at bank and in hand54/58€53k€46k▼
Deferred charges and accrued income490/1€21k€13k▼
Equity and liabilities
Total equity and liabilities10/49€399k€410k▲
Equity10/15€122k€127k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€60k€65k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€54k€58k▲
Amounts payable17/49€277k€284k▲
Amounts payable after more than one year17€49k€22k▼
Financial debts170/4€49k€22k▼
Amounts payable within one year42/48€223k€261k▲
Current portion of amounts payable after more than one year42€29k€26k▼
Financial debts43€50k€100k▲
Credit institutions430/8€50k€100k▲
Trade debts44€38k€29k▼
Suppliers440/4€38k€29k▼
Taxes, remuneration and social security45€27k€26k▼
Taxes450/3€4k€6k▲
Remuneration and social security454/9€22k€20k▼
Other amounts payable47/48€79k€80k▲
Accrued charges and deferred income492/3€5k€6▼
Income statement
Code20232024
Non-recurring operating income76A€0€4k▲
Remuneration, social security and pensions62€143k€146k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€32k▼
Other operating charges640/8€10k€10k▼
Gross operating margin9900€224k€207k▼
Operating profit (loss)9901€29k€19k▼
Financial income75/76B€936€5k▲
Recurring financial income75€936€5k▲
Financial charges65/66B€11k€19k▲
Recurring financial charges65€11k€19k▲
Profit (loss) for the period before taxes9903€19k€5k▼
Income taxes67/77€783€753▼
Profit (loss) for the period9904€18k€4k▼
Profit (loss) for the period to be appropriated9905€18k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€4k▼
Transfer to equity691/2€18k€4k▼
To other reserves6921€18k€4k▼
Social balance
Average headcount (FTE)90872.82.7▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €18k ▲6056%
Operating result €29k, net result €18k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €104k ▲7.8%
Equity rises from €96k to €104k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 34 days late
2019
31-12
Financial
Weakest financial yearnet €-88k ▼1031%
Net result drops to €-88k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-11-2020
Koen DEBLAUWE: Resigned as Director
13-11-2020
Koen DEBLAUWE: Resigned as Managing director
17-09-2018
BECUE Nicole: Resigned as Director
17-09-2018
BECUE Nicole: Resigned as Managing director
17-09-2018
DEVOS Freddy: Resigned as Director
17-09-2018
DEVOS Freddy: Resigned as Managing director
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 648540 DeerlijkGround area
2,381 m²
Building footprint
1,307 m²
Volume, LiDAR
6,683 m³
Parcel 34009B0970/00D000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ATELIER-DB
since 19852.027.828.550
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009B0970/00D000 | Flanders | 2,381 m² | 1 · 1,307 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 37,253 EUR awarded · 37,253 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 213 EUR | 213 EUR |
| 2024 | 1 | 6,816 EUR | 6,816 EUR |
| 2023 | 2 | 22,343 EUR | 22,343 EUR |
| 2022 | 1 | 7,881 EUR | 7,881 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Jdesigngroep
BE 0872.164.315
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POLY-STYL
BE 0456.882.866
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TIMMERWERKEN DE GROOTE
BE 0472.385.545
Deerlijk · Eq €127k
Form iT
BE 0745.925.446
Dessel · Eq €126k
PLOUMEN et Cie
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Soumagne · Eq €126k
Of 19,948 companies in sector 43320 we hold annual accounts for 9,084. 7,660 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-09-1985
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.