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Atelier Co-Pains

Active
Private limited companyfounded 2009active for 17 yearsRuiterijschool 14, 2930 Brasschaat, BelgiumKBO/BCE: BE 0819.074.136

From the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Atelier Co-Pains is 2.8% (moderate). The annual accounts of Atelier Co-Pains for financial year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €41,834 and a net result of -€48,821. Equity has been growing by about 54% per year since 2019. Its solvency ranks better than 31% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 29-09-2009 Normal situation
Registered office
18 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 2 others
Establishment unit
2.312.747.442 2930 Brasschaat, since 01-10-2020
Financial year end
31 March
Peppol
Reachable since 05-01-2026

Board and ownership

Board

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.8%
Annual accounts to 31-03-2025
Gross margin
€80,481
▲ 17.5%
Turnover
≈ €610,000
estimated
Loss
€48,821
▲ 995%
Equity
€41,834
▼ 53.9%
Total assets
€208,083
▼ 20.5%
2026 accounts not filed, 1 day past the deadline
Filed on 31-10-2025PDF
Score breakdownraises risk1 change of registered office in 24 monthsLoss of €48,821, the second in a row (financial year 2025)Figures for financial year 2025 (filed on 31-10-2025)lowers riskSize: total assets €208,083Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 17% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 45-15
equity 20.1% of total assets
Liquidity 17-6
short-term debt 77.2% · cash 7.3%
Profitability 0-67
return on assets -23.5%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 1.0%▲ +0.5 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.2 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.5%▲ +0.1 percentage points vs 09-2025 11-2025: 1.8%▲ +0.3 percentage points vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.9%▲ +0.1 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.1%▲ +0.2 percentage points vs 06-2026 08-2026: 2.2%▲ +0.1 percentage points vs 07-2026 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.8%▲ +0.6 percentage points vs 09-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.74 (0.86 in 2024), below 1. Short-term debt is 77.2% and cash 7.3% of total assets. 79.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 36% of them on solvency, 16% on liquidity, 6% on profitability and 10% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €48,821, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €208,083
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 31-10-2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€48,821
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
on the day
2024
on the day
2023
1 day early
2022
42 days early
2021
31 days early
2020
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 21 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 91% of companies in retail tradesector median €27,641 · 12,747 companies -€48,821 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€48,821 View

Comparable companies

These companies have the same main activity as Atelier Co-Pains: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €226,000 and €399,000, founded between 2006 and 2012.

CompanyTotal assetsGross margin
Atelier Co-Pains Brasschaat€208,083€80,481
EUROTRADE.BE Sint-Katelijne-Waver€225,948€92,896
2 BROTHERS Mortsel€398,768€42,441
EEN GOEIEMORGEN Antwerpen€296,711€65,983
BAKKERIJ SOETE-VAN LEUVENHAGE Kortrijk€226,422€100,235
DELICES ET CHOCOLATS Brunehaut€251,820€81,130
PRALINES VERHEECKE Brugge€246,349€105,502
Full comparison

Documents

Annual accounts at the NBB

All 15 annual accounts

Articles and registers

Key facts about Atelier Co-Pains

What is the company number of Atelier Co-Pains?
The company number of Atelier Co-Pains is 0819.074.136. The VAT number is the same number with BE in front: BE 0819.074.136.
Where is Atelier Co-Pains based?
The registered office is at Ruiterijschool 14, 2930 Brasschaat.Company details
What does Atelier Co-Pains do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of Atelier Co-Pains?
The legal form of Atelier Co-Pains is Private limited company (BV).
When was Atelier Co-Pains founded?
Atelier Co-Pains was founded on 29-09-2009.
Is Atelier Co-Pains still active?
Yes, Atelier Co-Pains is an active enterprise in the KBO register.
How many employees does Atelier Co-Pains have?
Atelier Co-Pains had an average of 0.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Atelier Co-Pains?
The turnover in financial year 2025 is ≈ €610,000. This figure is estimated from the gross margin of €80,481 and 62 comparable companies (NACE 472). It probably lies between €300,000 and €950,000.
Is Atelier Co-Pains profitable?
In financial year 2025, Atelier Co-Pains made a loss of €48,821.
Where can I find the annual accounts of Atelier Co-Pains?
Atelier Co-Pains filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)

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