Atelier Co-Pains

Active

Private limited companyfounded 2009active for 17 yearsRuiterijschool 14, 2930 Brasschaat, Belgium18 active companies are registered at this addressKBO/BCE: BE 0819.074.136

From the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Atelier Co-Pains is 2.8% (moderate). The annual accounts of Atelier Co-Pains for financial year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €41,834 and a net result of -€48,821. Equity is growing by about 54% per year across the filed financial years. Its solvency ranks better than 31% of 12,737 sector peers (NACE 47, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

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Atelier Co-PainsActiveChecked score 49/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 29-09-2009 Normal situation
Legal form: Private limited company
Registered office: Ruiterijschool 14, 2930 Brasschaat
Activity: Retail sale of bread and pastry (bakery outlets) NACE 47241and 2 others
Establishment unit: 2.312.747.442 2930 Brasschaat, since 01-10-2020
Financial year end: 31 March
Peppol: Reachable since 05-01-2026

Company details

Who decides

Board

Meeussen Broodatelier & PatisserieDirector · since 24-02-2025 · permanent representative Bert Meeussen
Serge LamoralDirector · since 24-02-2025

Shareholders

BBS International50%annual accounts 2024

Board & ownership

How it is doing

49 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.8%

Annual accounts to 31-03-2025

Gross margin: €80,481; ▲ 17.5%
Turnover: ≈ €610,000; estimated
Loss: €48,821; ▲ 995%
Equity: €41,834; ▼ 53.9%
Total assets: €208,083; ▼ 20.5%

2026 accounts not filed, 1 day past the deadline

Filed on 31-10-2025PDF

Financials

Why 49raises risk1 change of registered office in 24 monthsLoss of €48,821, the second in a row (financial year 2025)Figures for financial year 2025 (filed 31-10-2025)lowers riskSize: total assets €208,083Show the evidence

Checked score

Score 2025

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 17% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 45-15

equity 20.1% of total assets

Liquidity 17-6

short-term debt 77.2% · cash 7.3%

Profitability 0-67

return on assets -23.5%

Bankruptcy probability, 12 months

2.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 1.0%▲ +0.5 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.2 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.5%▲ +0.1 percentage points vs 09-2025 11-2025: 1.8%▲ +0.3 percentage points vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.9%▲ +0.1 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.1%▲ +0.2 percentage points vs 06-2026 08-2026: 2.2%▲ +0.1 percentage points vs 07-2026 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.8%▲ +0.6 percentage points vs 09-2026highest value

Credit of up to €2,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity insufficient (current ratio 0.74, compared with 0.86 in 2024, below 1; short-term debt: 77.2% and cash: 7.3% of total assets), and 79.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 36% on solvency, 16% on liquidity, 6% on profitability and 10% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

1 change of registered office in 24 months

Belgian Official Gazette

Loss of €48,821, the second in a row (financial year 2025)

NBB · annual accounts

Size: total assets €208,083

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 31-10-2025)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€48,821

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

not filed

2025

on the day

2024

on the day

2023

1 day early

2022

42 days early

2021

31 days early

2020

53 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 21 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Caution: Among the weakest 9% on net resultsector median €27,659 · 12,727 companies -€48,821 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€48,821 View

Documents

Key facts about Atelier Co-Pains

What is the company number of Atelier Co-Pains?: 0819.074.136. In Belgium the VAT number is the company number with BE in front: BE 0819.074.136.
Where is Atelier Co-Pains based?: The registered office is at Ruiterijschool 14, 2930 Brasschaat.Company details
What does Atelier Co-Pains do?: According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of Atelier Co-Pains?: Private limited company (BV).
When was Atelier Co-Pains founded?: On 29-09-2009.
Is Atelier Co-Pains still active?: Yes, Atelier Co-Pains is an active enterprise in the KBO register.
How many employees does Atelier Co-Pains have?: On average 0.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Atelier Co-Pains?: ≈ €610,000 in financial year 2025. Estimated from the gross margin of €80,481: probably between €300,000 and €950,000, based on 62 comparable companies, NACE 472.
Is Atelier Co-Pains profitable?: In financial year 2025, Atelier Co-Pains made a loss of €48,821.
Where can I find the annual accounts of Atelier Co-Pains?: Atelier Co-Pains filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)