ATELIER CHENOY
ActiveSummary
The computed 12-month bankruptcy probability of ATELIER CHENOY is 2.2% (moderate). The 2025 annual accounts show equity of €96k and a net result of €20k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+33
Solvency72▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 0.83 in 2024; short-term debt: 48.8% and cash: 36.5% of total assets), and 53.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.9%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
86 d early
2024
1 d early
2023
2 d early
2022
84 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 25.5%
2024 · €77k
2022: €44k
2023: €79k
2024: €77k
2022 → 2025
Total assets
€205k▲ 7.9%
2024 · €190k
2022: €204k
2023: €206k
2024: €190k
2022 → 2025
Net result
€20k
2024 · €-2k
2022: €24k
2023: €35k
2024: €-2k
2022 → 2025
Working capital
€24k
2024 · €-18k
2022: €-76k
2023: €-26k
2024: €-18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€44k-€79k▲ 79.6%€77k▼ 2.4%€96k▲ 25.5%
Operating result€31k-€46k▲ 48.7%€5k▼ 89.2%€26k▲ 423%
Net result€24k-€35k▲ 46.6%€-2k€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 423% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€81k ▼ 19.2%
Current assets
€124k ▲ 38.2%
Equity and liabilities €205k
Equity
€96k ▲ 25.5%
Debt
€109k ▼ 3.9%
Debt's share of the balance-sheet total falls from 59.7% to 53.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2024 · €25k
Cash flow
€49k▲
2024 · €19k
Current ratio
1.24▲
2024 · 0.83
Quick ratio
1.15▲
2024 · 0.76
Debt to equity
1.13▼
2024 · 1.48
ROE
20.3%▲
2024 · -2.4%
ROA
9.5%▲
2024 · -1.0%
Interest coverage
8.98▲
2024 · 3.64
Debt ≤ 1 year
€100k▼
2024 · €108k
Debt > 1 year
€4k▲
2024 · €0
Income taxes
€342▲
2024 · €0
Staff costs
€48k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€190k€205k▲
Fixed assets21/28€100k€81k▼
Intangible fixed assets21€188€0▼
Tangible fixed assets22/27€100k€81k▼
Plant, machinery and equipment23€78k€70k▼
Furniture and vehicles24€22k€11k▼
Financial fixed assets28€218€218=
Current assets29/58€90k€124k▲
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€17k€34k▲
Trade receivables40€13k€23k▲
Other amounts receivable41€4k€11k▲
Cash at bank and in hand54/58€49k€75k▲
Deferred charges and accrued income490/1€16k€7k▼
Equity and liabilities
Total equity and liabilities10/49€190k€205k▲
Equity10/15€77k€96k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€57k€76k▲
Amounts payable17/49€113k€109k▼
Amounts payable after more than one year17€0€4k▲
Financial debts170/4€0€4k▲
Amounts payable within one year42/48€108k€100k▼
Current portion of amounts payable after more than one year42€18k€2k▼
Trade debts44€5k€11k▲
Suppliers440/4€5k€11k▲
Advances received on contracts in progress46€0€3k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€74k€76k▲
Accrued charges and deferred income492/3€6k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€48k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€30k▲
Other operating charges640/8€394€705▲
Non-recurring operating charges66A-€90
Gross operating margin9900€74k€104k▲
Operating profit (loss)9901€5k€26k▲
Financial income75/76B€157€127▼
Recurring financial income75€157€127▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€-2k€20k▲
Income taxes67/77€0€342▲
Profit (loss) for the period9904€-2k€20k▲
Profit (loss) for the period to be appropriated9905€-2k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€76k▲
Profit (loss) brought forward from the previous period14P€59k€57k▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼105%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €35k ▲46.6%
Operating result €46k, net result €35k, both a record.
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roy, Rue de la Hazette 56900 Marche-en-FamenneGround area
1,915 m²
Building footprint
128 m²
Parcel 83045C0213/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Atelier Chenoy
since 20212.321.036.487
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83045C0213/00M000 | Wallonia | 1,915 m² | 1 · 128 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MSGA
BE 0801.300.766
Welkenraedt · Eq €96,280
SM TECH
BE 0743.836.085
Ukkel · Eq €96,281
ETS. BERGHMANS THOMAS
BE 0889.887.502
Sint-Genesius-Rode · Eq €96,292
DMV AFWERKING
BE 0843.187.445
Antwerpen · Eq €96,294
TEMEBO
BE 0746.986.013
Zulte · Eq €96,181
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,699 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
25401Forging of metal
43320Joinery installation
25530Machining of metals
25991Manufacture of fabricated metal products, except machinery and equipment
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.