Atelier AXE
ActiveAtelier AXE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174k and a net result of €82k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency87▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 1.98 in 2024; short-term debt: 33.2% and cash: 61.6% of total assets), and 37.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
29.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
1 d early
2023
on the day
2022
83 d late
2021
27 d early
2020
5 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€174k▲ 22.7%
2024 · €142k
2018: €104k
2019: €101k
2020: €127k
2021: €101k
2022: €126k
2023: €108k
2024: €142k
2018 → 2025
Total assets
€281k▲ 27.1%
2024 · €221k
2018: €148k
2019: €152k
2020: €171k
2021: €141k
2022: €204k
2023: €203k
2024: €221k
2018 → 2025
Net result
€82k▲ 137%
2024 · €34k
2018: €3k
2019: €-3k
2020: €26k
2021: €4k
2022: €25k
2023: €-4k
2024: €34k
2018 → 2025
Working capital
€94k▲ 63.7%
2024 · €58k
2018: €42k
2019: €31k
2020: €61k
2021: €40k
2022: €61k
2023: €27k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€126k▲ 25.1%€108k▼ 14.7%€142k▲ 31.9%€174k▲ 22.7%
Operating result€20k-€26k▲ 30.2%€-887€50k€118k▲ 136%
Net result€4k-€25k▲ 592%€-4k€34k€82k▲ 137%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 136% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€93k▼ 10.8%
Current assets
€187k▲ 61.2%
Equity and liabilities €281k
Equity
€174k▲ 22.7%
Debt
€106k▲ 35.0%
The debt ratio rises from 35.6% to 37.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€132k▲
2024 · €63k
Cash flow
€95k▲
2024 · €47k
Solvency
62.2%▼
2024 · 64.4%
Current ratio
2.01▲
2024 · 1.98
Quick ratio
2.01▲
2024 · 1.98
Debt / equity
0.61▲
2024 · 0.55
ROE
46.7%▲
2024 · 24.2%
ROA
29.1%▲
2024 · 15.6%
Interest coverage
83.03▲
2024 · 32.69
Debt
€106k▲
2024 · €79k
Debt ≤ 1 year
€93k▲
2024 · €59k
Debt > 1 year
€13k▼
2024 · €20k
Income taxes
€33k▲
2024 · €14k
Staff costs
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€281k▲
Fixed assets21/28€105k€93k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€105k€93k▼
Land and buildings22€44k€44k=
Plant, machinery and equipment23€25k€21k▼
Furniture and vehicles24€15k€11k▼
Other tangible fixed assets26€20k€17k▼
Current assets29/58€116k€187k▲
Amounts receivable within one year40/41€16k€9k▼
Trade receivables40€4k€9k▲
Other amounts receivable41€13k-
Cash at bank and in hand54/58€93k€173k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€221k€281k▲
Equity10/15€142k€174k▲
Contributions10/11€12k€12k=
Reserves13€130k€162k▲
Distributable reserves133€130k€162k▲
Amounts payable17/49€79k€106k▲
Amounts payable after more than one year17€20k€13k▼
Financial debts170/4€20k€13k▼
Amounts payable within one year42/48€59k€93k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€2k€4k▲
Credit institutions430/8€2k€4k▲
Trade debts44€17k€7k▼
Suppliers440/4€17k€7k▼
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€11k€4k▼
Remuneration and social security454/9€296€460▲
Other amounts payable47/48€22k€71k▲
Income statement
Code20242025
Remuneration, social security and pensions62€6k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€70k€138k▲
Operating profit (loss)9901€50k€118k▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€48k€115k▲
Income taxes67/77€14k€33k▲
Profit (loss) for the period9904€34k€82k▲
Profit (loss) for the period to be appropriated9905€34k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€82k▲
Transfer from equity791/2-€49k
Transfer to equity691/2€34k€82k▲
To other reserves6921€34k€82k▲
Profit to be distributed694/7-€49k
Return on contributions (dividend)694-€49k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2018net €82k ▲137%
Operating result €118k, net result €82k, both a record.
31-12
Financial
Equity above €150kEq €174k ▲22.7%
2 profitable years in a row build equity to €174k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-4k ▼115%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
22-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 83 days late
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merbes-le-Château · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Combattants(MSM) 66567 Merbes-le-ChâteauGround area
1,511 m²
Building footprint
136 m²
Parcel 56050A0274/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
XAVIER BAYOT ARCHITECTE
since 20092.179.083.917
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56050A0274/00E000 | Wallonia | 1,511 m² | 1 · 136 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ARCHITECT BOUCQUEZ CHARLOTTE
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Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 5,259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2009
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0479/535451