ATELIER 2020
ActiveThe computed 12-month bankruptcy probability of ATELIER 2020 is 2.3% (moderate). The 2025 annual accounts show negative equity (€-41k) and a net result of €-1k. Equity is shrinking by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 1041 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+63
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.12 in 2024; short-term debt: 274.7% and cash: 1.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-174.7%
Return on assets
-4.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-41k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
28 d early
2023
30 d early
2022
85 d late
2021
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-41k▼ 2.8%
2024 · €-39k
2021: €-17k
2022: €-27k
2023: €-34k
2024: €-39k
2021 → 2025
Total assets
€23k▼ 10.7%
2024 · €26k
2021: €35k
2022: €33k
2023: €30k
2024: €26k
2021 → 2025
Net result
€-1k▲ 81.2%
2024 · €-6k
2021: €-19k
2022: €-10k
2023: €-7k
2024: €-6k
2021 → 2025
Working capital
€-55k▲ 3.5%
2024 · €-57k
2021: €-42k
2022: €-51k
2023: €-56k
2024: €-57k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-17k-€-27k▼ 59.9%€-34k▼ 26.2%€-39k▼ 17.1%€-41k▼ 2.8%
Operating result€-19k-€-10k▲ 47.0%€-7k▲ 30.3%€-6k▲ 18.5%€-983▲ 82.5%
Net result€-19k-€-10k▲ 46.5%€-7k▲ 30.0%€-6k▲ 17.6%€-1k▲ 81.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €983 in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€15k▼ 17.3%
Current assets
€8k▲ 3.8%
Key figures and ratios
EBITDA
€2k▲
2024 · €-1k
Cash flow
€2k▲
2024 · €-1k
Solvency
-174.7%▼
2024 · -151.7%
Current ratio
0.13▲
2024 · 0.12
Quick ratio
0.13▲
2024 · 0.12
Debt / equity
-1.57▲
2024 · -1.66
ROA
-4.7%▲
2024 · -22.2%
Interest coverage
20.33▲
2024 · -8.63
Debt
€64k▼
2024 · €65k
Debt ≤ 1 year
€64k▼
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€23k▼
Fixed assets21/28€18k€15k▼
Tangible fixed assets22/27€18k€15k▼
Plant, machinery and equipment23€620€532▼
Furniture and vehicles24€332€166▼
Other tangible fixed assets26€17k€14k▼
Current assets29/58€8k€8k▲
Amounts receivable within one year40/41€8k€8k=
Other amounts receivable41€8k€8k=
Cash at bank and in hand54/58€90€400▲
Equity and liabilities
Total equity and liabilities10/49€26k€23k▼
Equity10/15€-39k€-41k▼
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Profit (loss) carried forward14€-41k€-43k▼
Amounts payable17/49€65k€64k▼
Amounts payable within one year42/48€65k€64k▼
Other amounts payable47/48€65k€64k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€66▼
Gross operating margin9900€-170€2k▲
Operating profit (loss)9901€-6k€-983▲
Financial charges65/66B€147€104▼
Recurring financial charges65€147€104▼
Profit (loss) for the period before taxes9903€-6k€-1k▲
Profit (loss) for the period9904€-6k€-1k▲
Profit (loss) for the period to be appropriated9905€-6k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-43k▼
Profit (loss) brought forward from the previous period14P€-36k€-41k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
VIIde-Olympiadelaan 1162020 AntwerpenGround area
156 m²
Building footprint
93 m²
Volume, LiDAR
740 m³
Parcel 11809I2364/00X007, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ATELIER 2020
since 20202.310.834.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2364/00X007 | Flanders | 156 m² | 1 · 93 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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INSTITUUT PHILIPS
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 21,748 companies in sector 96210 we hold annual accounts for 2,831.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2020
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
46450Wholesale of perfume and cosmetics
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.