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ATECO

Active
Private limited companyfounded 2008active for 18 yearsZavelenberggaarde 39, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0899.250.772
Summary

The computed 12-month bankruptcy probability of ATECO is 1.8% (moderate). The 2025 annual accounts show negative equity (-€16,631) and a net result of -€55,829. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 34,718 sector peers (NACE 43, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€47,027total assets 2025
Equity
-€16,631
Loss
-€55,829
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Structure
2025 accounts 1 day early2 of 4 deeds summarised
Why 52raises riskLoss of €55,829 (financial year 2025)Negative equity -€16,631lowers riskSize: total assets €47,027Founded in 2008Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 4% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 0-69
equity -35.4% of total assets
Liquidity 15-28
short-term debt 135.4% · cash 12.3%
Profitability 0-72
return on assets -118.7%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: 1.0% 12-2024: 0.9%▼ -0.1 percentage points vs 11-2024 01-2025: 1.2%▲ +0.3 percentage points vs 12-2024 02-2025: 1.6%▲ +0.4 percentage points vs 01-2025 03-2025: 0.3%▼ -1.3 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.7%▲ +0.3 percentage points vs 01-2026 03-2026: 1.9%▲ +1.2 percentage points vs 02-2026highest value 04-2026: 1.9%● unchanged vs 03-2026highest value 05-2026: 1.9%● unchanged vs 04-2026highest value 06-2026: 1.9%● unchanged vs 05-2026highest value 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 1.9%● unchanged vs 07-2026 09-2026: 1.8%▼ -0.1 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.39, compared with 1.24 in 2024, below 1; short-term debt: 135.4% and cash: 12.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 9% on liquidity, 4% on profitability and 2% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €47,027
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €55,829 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€16,631
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€16,631
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
9 days late
2023
7 days early
2022
on the day
2021
on the day
2020
1 day late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end27-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Assemblee Generale - Annee ComptableShareholding · Power of attorney
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Weakest financial yearnet -€55,829

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€16,631 View
  • Caution: From profit to loss in 2025after €26,935 in 2024 -€55,829 View
  • Caution: Among the weakest 5% on solvencysector median 46.8% · 34,718 companies -35.4% View

By topic

Financials

Financial year
2025
Total assets
€47,027
Loss
-€55,829
Solvency
-35.4%
Total assets▼ 46.9%
Net result
20192025
Go to Financials

Timeline

Events
23
Since
2010
Next accounts
by 31-01-2027
  1. 09-02-2025Annual accounts filed
  2. 18-07-2024Reappointment: COPPENS Eric (director)
  3. 30-06-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
14-07-2008
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
18
Financial year
From 1 January to 31 December
Annual meeting
Last Friday of June at 16:00
Purpose
“L’étude et la réalisation de missions de consultance en management et autres; L’étude et…” (deed in French)
Go to Articles of association

Key facts about ATECO

What is the company number of ATECO?
0899.250.772. In Belgium the VAT number is the company number with BE in front: BE 0899.250.772.
Where is ATECO based?
The registered office is at Zavelenberggaarde 39, 1082 Sint-Agatha-Berchem.Company details
What does ATECO do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of ATECO?
Private limited company (BV).
When was ATECO founded?
On 14-07-2008.
Is ATECO still active?
Yes, ATECO is an active enterprise in the KBO register.
What is the turnover of ATECO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ATECO profitable?
In financial year 2025, ATECO made a loss of €55,829.
Where can I find the annual accounts of ATECO?
ATECO filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ATECO due?
By 31-01-2027, for financial year 2026.Timeline

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