ATECLO
ActiveATECLO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €49k and a net result of €-5k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 7974 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7974 sector peers (2025).
NBB · sector comparisonPosition among 7974 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
17 d late
2024
20 d late
2023
29 d late
2022
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▼ 9.3%
2024 · €54k
2022: €18k
2023: €40k
2024: €54k
2022 → 2025
Net result
€-5k
2024 · €14k
2022: €13k
2023: €23k
2024: €14k
2022 → 2025
Total assets
€635k▲ 270%
2024 · €172k
2022: €179k
2023: €186k
2024: €172k
2022 → 2025
Solvency
7.7%▼ 23.7pp
2024 · 31.4%
2022: 9.8%
2023: 21.7%
2024: 31.4%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€18k-€40k▲ 130%€54k▲ 34.0%€49k▼ 9.3%
Operating result€18k-€26k▲ 42.7%€21k▼ 16.9%€-2k
Net result€13k-€23k▲ 81.2%€14k▼ 39.8%€-5k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €21k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €635k
Fixed assets
€343k▲ 127%
Current assets
€291k▲ 1,389%
Equity and liabilities €635k
Equity
€49k▼ 9.3%
Debt
€586k▲ 398%
The debt ratio rises from 68.6% to 92.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
7.7%▼
2024 · 31.4%
ROE
-10.3%▼
2024 · 25.4%
ROA
-0.8%▼
2024 · 8.0%
Debt
€586k▲
2024 · €118k
Debt ≤ 1 year
€80k▲
2024 · €31k
Debt > 1 year
€506k▲
2024 · €87k
Income taxes
€166▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€635k▲
Formation expenses20€937€533▼
Fixed assets21/28€151k€343k▲
Tangible fixed assets22/27€1k€193k▲
Land and buildings22-€185k
Plant, machinery and equipment23-€8k
Furniture and vehicles24€1k€459▼
Financial fixed assets28€150k€150k=
Current assets29/58€20k€291k▲
Amounts receivable within one year40/41€12k€286k▲
Trade receivables40€8k€15k▲
Other amounts receivable41€3k€271k▲
Cash at bank and in hand54/58€5k€2k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€172k€635k▲
Equity10/15€54k€49k▼
Contributions10/11€5k€5k=
Reserves13€48k€44k▼
Distributable reserves133€48k€44k▼
Profit (loss) carried forward14€915€385▼
Amounts payable17/49€118k€586k▲
Amounts payable after more than one year17€87k€506k▲
Financial debts170/4€87k€506k▲
Amounts payable within one year42/48€31k€80k▲
Current portion of amounts payable after more than one year42€21k€31k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€4k€1k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48-€45k
Accrued charges and deferred income492/3€200€200=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€34k▲
Other operating charges640/8€732€804▲
Gross operating margin9900€23k€33k▲
Operating profit (loss)9901€21k€-2k▼
Financial income75/76B€296-
Recurring financial income75€296-
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€19k€-5k▼
Income taxes67/77€5k€166▼
Profit (loss) for the period9904€14k€-5k▼
Profit (loss) for the period to be appropriated9905€14k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-4k▼
Profit (loss) brought forward from the previous period14P€245€915▲
Transfer from equity791/2-€5k
Transfer to equity691/2€13k-
To other reserves6921€13k-
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment2 facts ▸
- General meeting, 2026-08-25
- Director appointment, Nathalie Deckers (administrateur)
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €-5k ▼137%
Net result drops to €-5k, the lowest in the series.
31-12
Financial
Liquidity times 6current ratio 3.65
Current ratio from 0.64 to 3.65.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Highest result since 2022net €23k ▲81.2%
Operating result €26k, net result €23k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Nathalie Deckers
CurrentDirector · since 01-01-2026
01-01-2026
Appointed as Director
Location & real-estate footprint
Registered office, Tenneville · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grignamont 156971 TennevilleGround area
747 m²
Building footprint
124 m²
Volume, LiDAR
754 m³
Parcel 83010B0685/00L000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ATECLO
since 20222.330.699.964
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83010B0685/00L000 | Wallonia | 747 m² | 1 · 124 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KASANAI
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A&S
BE 0786.210.734
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POWER SCIENCE
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 10,336 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ateclo2022@gmail.com
Phone:+32471612717