Atec Construct
ActiveSummary
Atec Construct has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,218 and a net result of €38,616. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 55% of 9511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+6
Solvency84▼-16
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 5.09 in 2024; short-term debt: 35.5% and cash: 17.9% of total assets), and 40.7% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
53%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
14 d late
2024
34 d early
2023
13 d early
2022
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€43,218▼ 63.9%
2024 · €119,602
Total assets
€72,837▼ 49.5%
2024 · €144,237
Net result
€38,616▲ 32.0%
2024 · €29,251
Working capital
€22,497▼ 77.6%
2024 · €100,655
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€47,295-€61,279▲ 29.6%€37,208▼ 39.3%€50,315▲ 35.2%
Net result€37,070-€49,281▲ 32.9%€29,251▼ 40.6%€38,616▲ 32.0%
Equity€41,070-€90,351▲ 120%€119,602▲ 32.4%€43,218▼ 63.9%
Total assets€77,583-€126,464▲ 63.0%€144,237▲ 14.1%€72,837▼ 49.5%
Debt€36,514-€36,113▼ 1.1%€24,635▼ 31.8%€29,619▲ 20.2%
Working capital€35,378-€76,586▲ 116%€100,655▲ 31.4%€22,497▼ 77.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72,837
Fixed assets
€24,474 ▲ 29.2%
Current assets
€48,363 ▼ 61.4%
Equity and liabilities €72,837
Equity
€43,218 ▼ 63.9%
Debt
€29,619 ▲ 20.2%
Debt's share of the balance-sheet total rises from 17.1% to 40.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58,753▲
2024 · €42,439
Cash flow
€47,055▲
2024 · €34,482
Current ratio
1.87▼
2024 · 5.09
Debt to equity
0.69▲
2024 · 0.21
ROE
89.4%▲
2024 · 24.5%
ROA
53.0%▲
2024 · 20.3%
Interest coverage
108.56▼
2024 · 143.89
Debt ≤ 1 year
€25,866▲
2024 · €24,635
Income taxes
€11,157▲
2024 · €9,092
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,028 | €3,043 | €5,231 | €8,439 | ▲ 61.3% |
| Other operating charges640/8 | €344 | €446 | €375 | €271 | ▼ 27.7% |
| Gross operating margin9900 | €48,666 | €64,768 | €42,813 | €59,024 | ▲ 37.9% |
| Operating profit (loss)9901 | €47,295 | €61,279 | €37,208 | €50,315 | ▲ 35.2% |
| Financial income75/76B | €0 | €1,415 | €1,430 | €0 | ▼ 100.0% |
| Recurring financial income75 | €0 | €1,415 | €1,430 | €0 | ▼ 100.0% |
| Financial charges65/66B | €21 | €110 | €295 | €541 | ▲ 83.5% |
| Recurring financial charges65 | €21 | €110 | €295 | €541 | ▲ 83.5% |
| Profit (loss) for the period before taxes9903 | €47,274 | €62,585 | €38,343 | €49,774 | ▲ 29.8% |
| Income taxes67/77 | €10,204 | €13,303 | €9,092 | €11,157 | ▲ 22.7% |
| Profit (loss) for the period9904 | €37,070 | €49,281 | €29,251 | €38,616 | ▲ 32.0% |
| Profit (loss) for the period to be appropriated9905 | €37,070 | €49,281 | €29,251 | €38,616 | ▲ 32.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €77,583 | €126,464 | €144,237 | €72,837 | ▼ 49.5% |
| Fixed assets21/28 | €6,292 | €13,765 | €18,947 | €24,474 | ▲ 29.2% |
| Tangible fixed assets22/27 | €6,292 | €13,765 | €18,947 | €24,474 | ▲ 29.2% |
| Plant, machinery and equipment23 | €2,012 | €5,414 | €5,509 | €6,172 | ▲ 12.0% |
| Furniture and vehicles24 | €1,432 | €6,192 | €11,969 | €17,522 | ▲ 46.4% |
| Other tangible fixed assets26 | €2,848 | €2,159 | €1,470 | €780 | ▼ 46.9% |
| Current assets29/58 | €71,292 | €112,699 | €125,291 | €48,363 | ▼ 61.4% |
| Amounts receivable after more than one year29 | €50,000 | €50,000 | €50,000 | - | - |
| Other amounts receivable291 | €50,000 | €50,000 | €50,000 | - | - |
| Amounts receivable within one year40/41 | €9,075 | €32,403 | €36,082 | €22,982 | ▼ 36.3% |
| Trade receivables40 | €9,075 | €26,068 | €17,424 | €22,982 | ▲ 31.9% |
| Other amounts receivable41 | - | €6,335 | €18,658 | - | - |
| Cash at bank and in hand54/58 | €1,865 | €23,826 | €28,375 | €13,028 | ▼ 54.1% |
| Deferred charges and accrued income490/1 | €10,352 | €6,470 | €10,833 | €12,353 | ▲ 14.0% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €77,583 | €126,464 | €144,237 | €72,837 | ▼ 49.5% |
| Equity10/15 | €41,070 | €90,351 | €119,602 | €43,218 | ▼ 63.9% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | €37,070 | €86,351 | €115,602 | €39,218 | ▼ 66.1% |
| Distributable reserves133 | €37,070 | €86,351 | €115,602 | €39,218 | ▼ 66.1% |
| Amounts payable17/49 | €36,514 | €36,113 | €24,635 | €29,619 | ▲ 20.2% |
| Amounts payable within one year42/48 | €35,914 | €36,113 | €24,635 | €25,866 | ▲ 5.0% |
| Trade debts44 | €120 | €156 | €2,231 | €18 | ▼ 99.2% |
| Suppliers440/4 | €120 | €156 | €2,231 | €18 | ▼ 99.2% |
| Taxes, remuneration and social security45 | €17,958 | €35,957 | €22,404 | €25,848 | ▲ 15.4% |
| Taxes450/3 | €17,958 | €33,957 | €20,404 | €25,848 | ▲ 26.7% |
| Remuneration and social security454/9 | - | €2,000 | €2,000 | - | - |
| Other amounts payable47/48 | €17,835 | - | - | - | - |
| Accrued charges and deferred income492/3 | €600 | - | - | €3,752 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,070 | €49,281 | €29,251 | €38,616 | ▲ 32.0% |
| + Depreciation and write-downs630 | €1,028 | €3,043 | €5,231 | €8,439 | ▲ 61.3% |
| Operating cash flow (approximation) | €38,097 | €52,324 | €34,482 | €47,055 | ▲ 36.5% |
| Investment in fixed assets (approximation) | - | -€10,516 | -€10,413 | -€13,965 | ▼ 34.1% |
| Change in cash | - | €21,961 | €4,549 | -€15,347 | ▼ 437% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €29,251 ▼40.6%
Net result drops to €29,251, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100,000Eq €119,602 ▲32.4%
3 profitable years in a row build equity to €119,602.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €49,281 ▲32.9%
Operating result €61,279, net result €49,281, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2022
Ground area
1,017 m²
Building footprint
252 m²
Volume, LiDAR
662 m³
Parcel 44004A1025/00A000, Flanders · tallest building 17.7 m. Linked by address, not a title deed.
1 establishment unit
Atec Construct
since 20222.326.073.361
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004A1025/00A000 | Flanders | 1,017 m² | 1 · 252 m² | 17.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KBA TECHNICS
BE 0771.786.834
Enghien · Eq €43,221
solunax
BE 0781.424.773
Nazareth-De Pinte · Eq €43,222
Spectral X-ray Imaging Cameras
BE 0803.283.328
Nazareth-De Pinte · Eq €43,196
Hyems Saxum
BE 1007.784.270
Wichelen · Eq €43,180
BM ENGINEERING CONSULTING
BE 0738.989.352
Kortrijk · Eq €43,165
Of 11,571 companies in sector 71121 we hold annual accounts for 6,563. 4,781 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
63920Other information service activities
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.