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ATC WITGOED

Active
Public limited companyfounded 198738 yrs activeNieuwmoer-Dorp (Nm) 24, 2920 Kalmthout, BelgiumKBO/BCE: BE 0432.238.730
Summary

ATC WITGOED has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €425,228 and a net result of €32,142. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 2204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Other specialised construction activities
NACE 43990NACE 43999NACE 45250
#10 oldest company in Kalmthout, Construction sector1 site
Size
€779,142total assets 2025
Equity
€425,228
Profit
€32,142
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts filed 48 d late0 of 6 deeds read
Why 85- Latest accounts 48 days late; 2 of the last 3 late- 1 change of registered office in 24 months+ Founded in 1987+ Liquidity: current ratio 1.80, cash €132,229Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 80+6
equity 54.6% of total assets
Liquidity 52-3
short-term debt 40.9% · cash 17.0%
Profitability 74+3
return on assets 4.1%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 21 months 02-2025: 0.4% 03-2025: 0.4%▼ -1.7% vs 02-2025 04-2025: 0.3%▼ -1.4% vs 03-2025 05-2025: 0.3%▼ -3.7% vs 04-2025 06-2025: 0.3%▼ -13.6% vs 05-2025 07-2025: 0.3%▲ +16.2% vs 06-2025 08-2025: 0.5%▲ +47.6% vs 07-2025 09-2025: 0.6%▲ +11.0% vs 08-2025 10-2025: 0.1%▼ -82.7% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.2%▲ +136% vs 01-2026 03-2026: 0.2%▲ +2.2% vs 02-2026 04-2026: 0.2%▼ -5.2% vs 03-2026 05-2026: 0.3%▲ +24.1% vs 04-2026 06-2026: 0.2%▼ -8.8% vs 05-2026 07-2026: 0.3%▲ +16.1% vs 06-2026 08-2026: 0.5%▲ +71.3% vs 07-2026 09-2026: 0.6%▲ +30.5% vs 08-2026highest value 10-2026: 0.4%▼ -45.5% vs 09-2026
  • Latest accounts 48 days late; 2 of the last 3 late raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Founded in 1987 lowers the probability for this profile
  • Liquidity: current ratio 1.80, cash €132,229 lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.53 in 2024; short-term debt: 40.9% and cash: 17% of total assets), and 45.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 59%, liquidity 47%, profitability 47%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 48 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Founded in 1987
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.80, cash €132,229
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
48 d late
2024
29 d late
2023
56 d late
2022
192 d late
2021
31 d late
2020
51 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 71 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €14,473

Key points

  • Positive: Oldest company in Kalmthout, Construction sectorin the Checked rankings #10 View
  • Active since 1987founded 15-10-1987 38 years View
  • Total assets 20256 fiscal years filed €779,142 View

By topic

Financials

Fiscal year
2025
Total assets
€779,142
Profit
€32,142
Solvency
54.6%
Total assets▼ 3.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 17-09-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
15-10-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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