ATB-CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of ATB-CONSTRUCT is 1.8% (moderate). The 2025 annual accounts show equity of €66,966 and a net result of €27,818. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 4579 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency86▲+40
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.2 in 2024; short-term debt: 38.9% and cash: 7.8% of total assets), and 38.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.1%
Return on assets
25.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
37 d early
2023
37 d early
2022
34 d early
2021
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€66,966▲ 71.1%
2024 · €39,147
Total assets
€109,661▼ 40.4%
2024 · €184,064
Net result
€27,818▼ 41.5%
2024 · €47,554
Working capital
€42,360▲ 57.6%
2024 · €26,877
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€31,987--€6,251▲ 80.5%€36,492€64,399▲ 76.5%€37,785▼ 41.3%
Net result-€32,344below the sector's middle half--€7,135below the sector's middle half▲ 77.9%€26,073above the sector's middle half€47,554above the sector's middle half▲ 82.4%€27,818within the sector's middle half▼ 41.5%
Equity-€27,344below the sector's middle half--€34,480below the sector's middle half▼ 26.1%-€8,406below the sector's middle half▲ 75.6%€39,147within the sector's middle half€66,966within the sector's middle half▲ 71.1%
Total assets€36,585below the sector's middle half-€13,706below the sector's middle half▼ 62.5%€74,665within the sector's middle half▲ 445%€184,064within the sector's middle half▲ 147%€109,661within the sector's middle half▼ 40.4%
Debt€63,930-€48,185▼ 24.6%€83,071▲ 72.4%€144,917▲ 74.4%€42,695▼ 70.5%
Working capital-€34,409below the sector's middle half--€17,074below the sector's middle half▲ 50.4%-€8,265below the sector's middle half▲ 51.6%€26,877within the sector's middle half€42,360within the sector's middle half▲ 57.6%
Solvency-74.7%below the sector's middle half--251.6%below the sector's middle half▼ 176.8pp-11.3%below the sector's middle half▲ 240.3pp21.3%within the sector's middle half▲ 32.5pp61.1%within the sector's middle half▲ 39.8pp
Current ratio0.10below the sector's middle half-0.42below the sector's middle half▲ 0.320.88within the sector's middle half▲ 0.461.20within the sector's middle half▲ 0.311.99within the sector's middle half▲ 0.79
Return on assets (ROA)-88.4%below the sector's middle half--52.1%below the sector's middle half▲ 36.3pp34.9%above the sector's middle half▲ 87.0pp25.8%above the sector's middle half▼ 9.1pp25.4%above the sector's middle half▼ 0.5pp
Staff (FTE)0.2-
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109,661
Fixed assets
€24,605 ▲ 17.0%
Current assets
€85,055 ▼ 47.8%
Equity and liabilities €109,661
Equity
€66,966 ▲ 71.1%
Debt
€42,695 ▼ 70.5%
Debt's share of the balance-sheet total falls from 78.7% to 38.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48,310▼
2024 · €69,505
Cash flow
€38,343▼
2024 · €52,660
Quick ratio
1.76▲
2024 · 0.97
Debt to equity
0.64▼
2024 · 3.70
ROE
41.5%▼
2024 · 121.5%
Interest coverage
112.72▼
2024 · 127.48
Debt ≤ 1 year
€42,695▼
2024 · €136,158
Debt > 1 year
€0▼
2024 · €4,785
Income taxes
€9,538▼
2024 · €16,300
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €12,179 | €773 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,604 | €905 | €1,326 | €5,106 | €10,525 | ▲ 106% |
| Other operating charges640/8 | €1,060 | €1,952 | €568 | €717 | €803 | ▲ 12.0% |
| Gross operating margin9900 | -€6,145 | -€2,621 | €38,385 | €70,222 | €49,113 | ▼ 30.1% |
| Operating profit (loss)9901 | -€31,987 | -€6,251 | €36,492 | €64,399 | €37,785 | ▼ 41.3% |
| Financial income75/76B | €3 | €0 | - | - | - | - |
| Recurring financial income75 | €3 | €0 | - | - | - | - |
| Financial charges65/66B | €360 | €884 | €805 | €545 | €429 | ▼ 21.4% |
| Recurring financial charges65 | €360 | €884 | €805 | €545 | €429 | ▼ 21.4% |
| Profit (loss) for the period before taxes9903 | -€32,344 | -€7,135 | €35,687 | €63,854 | €37,356 | ▼ 41.5% |
| Income taxes67/77 | - | - | €9,613 | €16,300 | €9,538 | ▼ 41.5% |
| Profit (loss) for the period9904 | -€32,344 | -€7,135 | €26,073 | €47,554 | €27,818 | ▼ 41.5% |
| Profit (loss) for the period to be appropriated9905 | -€32,344 | -€7,135 | €26,073 | €47,554 | €27,818 | ▼ 41.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,585 | €13,706 | €74,665 | €184,064 | €109,661 | ▼ 40.4% |
| Fixed assets21/28 | €32,619 | €1,361 | €11,704 | €21,030 | €24,605 | ▲ 17.0% |
| Tangible fixed assets22/27 | €32,619 | €1,361 | €11,704 | €21,030 | €24,605 | ▲ 17.0% |
| Plant, machinery and equipment23 | €14,490 | €1,230 | €10,773 | €15,121 | €19,930 | ▲ 31.8% |
| Furniture and vehicles24 | €18,129 | €131 | €931 | €5,908 | €4,675 | ▼ 20.9% |
| Current assets29/58 | €3,967 | €12,345 | €62,961 | €163,035 | €85,055 | ▼ 47.8% |
| Stocks and contracts in progress3 | - | - | - | €30,629 | €10,110 | ▼ 67.0% |
| Stocks30/36 | - | - | - | €30,629 | €10,110 | ▼ 67.0% |
| Amounts receivable within one year40/41 | €2,291 | €383 | €31,317 | €95,644 | €64,467 | ▼ 32.6% |
| Trade receivables40 | €529 | - | €23,504 | €28,888 | €26,631 | ▼ 7.8% |
| Other amounts receivable41 | €1,761 | €383 | €7,813 | €66,757 | €37,836 | ▼ 43.3% |
| Cash at bank and in hand54/58 | €965 | €11,962 | €29,120 | €35,103 | €8,509 | ▼ 75.8% |
| Deferred charges and accrued income490/1 | €711 | - | €2,525 | €1,658 | €1,969 | ▲ 18.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,585 | €13,706 | €74,665 | €184,064 | €109,661 | ▼ 40.4% |
| Equity10/15 | -€27,344 | -€34,480 | -€8,406 | €39,147 | €66,966 | ▲ 71.1% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€32,344 | -€39,480 | -€13,406 | €34,147 | €61,966 | ▲ 81.5% |
| Amounts payable17/49 | €63,930 | €48,185 | €83,071 | €144,917 | €42,695 | ▼ 70.5% |
| Amounts payable after more than one year17 | €25,554 | €18,767 | €11,845 | €4,785 | €0 | ▼ 100% |
| Financial debts170/4 | €25,554 | €18,767 | €11,845 | €4,785 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €38,376 | €29,418 | €71,226 | €136,158 | €42,695 | ▼ 68.6% |
| Current portion of amounts payable after more than one year42 | €6,654 | €6,787 | €6,922 | €7,060 | €4,785 | ▼ 32.2% |
| Trade debts44 | €6,227 | €83 | €18,970 | €83,784 | €4,099 | ▼ 95.1% |
| Suppliers440/4 | €6,227 | €83 | €18,970 | €83,784 | €4,099 | ▼ 95.1% |
| Taxes, remuneration and social security45 | €6,141 | - | €9,613 | €10,913 | €6 | ▼ 99.9% |
| Taxes450/3 | - | - | €9,613 | €10,913 | €6 | ▼ 99.9% |
| Remuneration and social security454/9 | €6,141 | - | - | - | - | - |
| Other amounts payable47/48 | €19,354 | €22,548 | €35,721 | €34,400 | €33,805 | ▼ 1.7% |
| Accrued charges and deferred income492/3 | - | - | - | €3,974 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€32,344 | -€7,135 | €26,073 | €47,554 | €27,818 | ▼ 41.5% |
| + Depreciation and write-downs630 | €12,604 | €905 | €1,326 | €5,106 | €10,525 | ▲ 106% |
| Operating cash flow (approximation) | -€19,741 | -€6,230 | €27,399 | €52,660 | €38,343 | ▼ 27.2% |
| Investment in fixed assets (approximation) | - | €30,352 | -€11,668 | -€14,432 | -€14,101 | ▲ 2.3% |
| Change in cash | - | €10,997 | €17,158 | €5,984 | -€26,594 | ▼ 544% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €47,554 ▲82.4%
Operating result €64,399, net result €47,554, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €26,073
Net result €26,073 after 2 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 2020
Ground area
460 m²
Building footprint
169 m²
Volume, LiDAR
1,045 m³
Parcel 41008A0476/00R000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ATB-CONSTRUCT
since 20202.305.696.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41008A0476/00R000 | Flanders | 460 m² | 1 · 169 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 243 EUR awarded · 243 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 243 EUR |
| 2024 | 1 | 243 EUR | 0 EUR |
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Of 21,225 companies in sector 81300 we hold annual accounts for 4,369. 3,656 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
25110Manufacture of metal structures and parts of structures
43110Demolition
Contact
E-mail
info.atb.construct@gmail.comHerzele
E-invoicing
Reachable via Peppol
Peppol ID
0208:0751538776
Also
9925:BE0751538776
Registered
30-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.