ATB
ActiveATB has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €31k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 37% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-7
Solvency63▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 5.37 in 2024; short-term debt: 8.7% and cash: 4.2% of total assets), but 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 d early
2024
on the day
2023
1 d early
2022
1 d early
2021
5 d early
2020
6 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€209k▲ 8.3%
2024 · €193k
2018: €79k
2019: €90k
2020: €112k
2021: €118k
2022: €118k
2023: €157k
2024: €193k
2018 → 2025
Total assets
€552k▲ 2.7%
2024 · €537k
2018: €114k
2019: €100k
2020: €152k
2021: €160k
2022: €177k
2023: €178k
2024: €537k
2018 → 2025
Net result
€31k▼ 14.2%
2024 · €36k
2018: €34k
2019: €53k
2020: €50k
2021: €38k
2022: €47k
2023: €41k
2024: €36k
2018 → 2025
Working capital
€83k▼ 39.8%
2024 · €138k
2018: €76k
2019: €82k
2020: €102k
2021: €107k
2022: €105k
2023: €144k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€118k=€157k▲ 33.0%€193k▲ 23.1%€209k▲ 8.3%
Operating result€50k-€60k▲ 18.7%€54k▼ 10.0%€57k▲ 5.5%€48k▼ 15.2%
Net result€38k-€47k▲ 21.5%€41k▼ 11.1%€36k▼ 12.5%€31k▼ 14.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€421k▲ 14.3%
Current assets
€131k▼ 22.7%
Equity and liabilities €552k
Equity
€209k▲ 8.3%
Debt
€343k▼ 0.5%
The debt ratio falls from 64.1% to 62.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68k▼
2024 · €76k
Cash flow
€51k▼
2024 · €56k
Solvency
37.9%▲
2024 · 35.9%
Current ratio
2.73▼
2024 · 5.37
Quick ratio
1.13▼
2024 · 3.06
Debt / equity
1.64▼
2024 · 1.79
ROE
14.9%▼
2024 · 18.8%
ROA
5.6%▼
2024 · 6.7%
Interest coverage
5.26▼
2024 · 7.86
Debt
€343k▼
2024 · €344k
Debt ≤ 1 year
€48k▲
2024 · €32k
Debt > 1 year
€294k▼
2024 · €312k
Income taxes
€4k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€537k€552k▲
Fixed assets21/28€368k€421k▲
Tangible fixed assets22/27€367k€421k▲
Land and buildings22€355k€401k▲
Plant, machinery and equipment23€3k€13k▲
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€1k-
Current assets29/58€169k€131k▼
Stocks and contracts in progress3€73k€77k▲
Stocks30/36€73k€77k▲
Amounts receivable within one year40/41€31k€30k▼
Trade receivables40€14k€20k▲
Other amounts receivable41€16k€10k▼
Cash at bank and in hand54/58€65k€23k▼
Deferred charges and accrued income490/1€555€633▲
Equity and liabilities
Total equity and liabilities10/49€537k€552k▲
Equity10/15€193k€209k▲
Contributions10/11€19k€19k=
Reserves13€174k€190k▲
Distributable reserves133€174k€190k▲
Amounts payable17/49€344k€343k▼
Amounts payable after more than one year17€312k€294k▼
Financial debts170/4€312k€294k▼
Amounts payable within one year42/48€32k€48k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€5k€11k▲
Remuneration and social security454/9€810-
Other amounts payable47/48-€15k
Accrued charges and deferred income492/3€700€700=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€12k€2k▼
Gross operating margin9900€88k€70k▼
Operating profit (loss)9901€57k€48k▼
Financial income75/76B€558€254▼
Recurring financial income75€558€254▼
Financial charges65/66B€10k€13k▲
Recurring financial charges65€10k€13k▲
Profit (loss) for the period before taxes9903€47k€35k▼
Income taxes67/77€11k€4k▼
Profit (loss) for the period9904€36k€31k▼
Profit (loss) for the period to be appropriated9905€36k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€31k▼
Transfer to equity691/2€36k€16k▼
To other reserves6921€36k€16k▼
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €31k ▼14.2%
Net result drops to €31k, the lowest in the series.
31-12
Financial
Equity above €200kEq €209k ▲8.3%
8 profitable years in a row build equity to €209k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 7.87
Current ratio from 2.81 to 7.87; short-term debt falls from €58k to €21k.
31-12
Financial
Equity above €150kEq €157k ▲33%
6 profitable years in a row build equity to €157k.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 6 days late
2020
31-12
Financial
Equity above €100kEq €112k ▲24.2%
3 profitable years in a row build equity to €112k.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €53k ▲58.5%
Operating result €67k, net result €53k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 9.41
Current ratio from 3.88 to 9.41; short-term debt falls from €27k to €10k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broechemsesteenweg 3022560 NijlenGround area
502 m²
Building footprint
131 m²
Volume, LiDAR
824 m³
Parcel 12026A0391/00B002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ATB
since 20162.248.772.378
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026A0391/00B002 | Flanders | 502 m² | 1 · 131 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Pont-à-Celles · Eq €209k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,692 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
58110Book publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.