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ATAL AF

Active
Private limited companyfounded 20241 yr activeVandenpeereboomstraat 44, 1500 Halle, BelgiumKBO/BCE: BE 1016.745.783
Summary

The computed 12-month bankruptcy probability of ATAL AF is 1.5% (moderate). The 2025 annual accounts show equity of €30,924 and a net result of €20,924. Its solvency ranks better than 62% of 18606 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency73
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.92; short-term debt: 52.2% and cash: 4.1% of total assets), but 52.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.8%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
5 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 November 2024, ATAL AF was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€679,745
EBIT margin
3.1%
Net result
€20,924
Working capital
€30,924

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €64,694
Equity €30,924
Debt €33,770
Debt finances 52.2% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.92
Quick ratio
0.38
Debt to equity
1.09
ROE
67.7%
ROA
32.3%
Debt ≤ 1 year
€33,770
Staff costs
€39,185

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet Code2025
Assets
Total assets20/58€64,694
Current assets29/58€64,694
Stocks and contracts in progress3€51,874
Stocks30/36€51,874
Amounts receivable within one year40/41€10,147
Other amounts receivable41€10,147
Cash at bank and in hand54/58€2,673
Equity and liabilities
Total equity and liabilities10/49€64,694
Equity10/15€30,924
Contributions10/11€10,000
Profit (loss) carried forward14€20,924
Amounts payable17/49€33,770
Amounts payable within one year42/48€33,770
Trade debts44€33,770
Suppliers440/4€33,770
Income statement Code2025
Turnover70€679,745
Goods, raw materials, services and sundry goods60/61€619,103
Remuneration, social security and pensions62€39,185
Other operating charges640/8€460
Gross operating margin9900€60,643
Operating profit (loss)9901€20,997
Financial charges65/66B€73
Recurring financial charges65€73
Profit (loss) for the period before taxes9903€20,924
Profit (loss) for the period9904€20,924
Profit (loss) for the period to be appropriated9905€20,924
Appropriation of the result
Profit (loss) to be appropriated9906€20,924

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€679,745
Goods, raw materials, services and sundry goods60/61€619,103
Remuneration, social security and pensions62€39,185
Other operating charges640/8€460
Gross operating margin9900€60,643
Operating profit (loss)9901€20,997
Financial charges65/66B€73
Recurring financial charges65€73
Profit (loss) for the period before taxes9903€20,924
Profit (loss) for the period9904€20,924
Profit (loss) for the period to be appropriated9905€20,924
Line2025
Assets
Total assets20/58€64,694
Current assets29/58€64,694
Stocks and contracts in progress3€51,874
Stocks30/36€51,874
Amounts receivable within one year40/41€10,147
Other amounts receivable41€10,147
Cash at bank and in hand54/58€2,673
Equity and liabilities
Total equity and liabilities10/49€64,694
Equity10/15€30,924
Contributions10/11€10,000
Profit (loss) carried forward14€20,924
Amounts payable17/49€33,770
Amounts payable within one year42/48€33,770
Trade debts44€33,770
Suppliers440/4€33,770
Line2025
Profit (loss) for the period9904€20,924
Operating cash flow (approximation)€20,924

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
05-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 2 establishment units since 2024
seat establishment All 2 establishment units on the map
Ground area
2,154 m²
Building footprint
936 m²
Volume, LiDAR
8,512 m³
2 parcels, Flanders · tallest building 17.3 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
ATAL AF
Vandenpeereboomstraat 44, 1500 HalleGambling and betting activities
since 20242.367.452.076
Vandenpeereboomstraat 34, 1500 Halle
Limited-service restaurants, excluding mobile food services
since 20252.380.933.096
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23413H0085/00X003 Flanders 2,088 m² 1 · 869 m² 17.3 m · 4 fl.
23413H0083/00D003 Flanders 67 m² 1 · 67 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Halle2.367.452.076
1 permission
Toelating · Detailhandel met verwerking · since 06-02-2025
Halle2.380.933.096
1 permission
Toelating · Traiteur · since 03-12-2025

Similar companies · same sector, comparable size

Of 10,510 companies in sector 47110 we hold annual accounts for 5,854. 4,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47221Retail sale of meat and meat products, excluding game and poultry
47241Retail sale of bread and pastry (bakery outlets)
47251Retail sale of wines and spirits
47260Retail trade
47271Retail trade
56112Limited-service restaurants, excluding mobile food services
92000Gambling and betting activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016745783
Registered 17-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.