AT RUNTIME
ActiveSummary
AT RUNTIME has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,437 and a net result of €37,294. Its solvency ranks better than 37% of 21,076 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €40,437
- Profit
- €37,294
Why 96raises riskFounded in 2024lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.37, cash €46,865Size: total assets €89,827Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 39% on solvency, 57% on liquidity, 82% on profitability and 99% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 18 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: Sels Alexander Jozef Marie-Irène…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 66 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €687 | €2,083 | ▲ 203% |
| Other operating charges640/8 | €343 | €436 | ▲ 27.3% |
| Non-recurring operating charges66A | - | €19,150 | - |
| Gross operating margin9900 | €1,783 | €71,175 | ▲ 40× |
| Operating profit (loss)9901 | €753 | €49,505 | ▲ 66× |
| Financial income75/76B | - | €192 | - |
| Recurring financial income75 | - | €192 | - |
| Financial charges65/66B | €582 | €3,102 | ▲ 433% |
| Recurring financial charges65 | €582 | €3,102 | ▲ 433% |
| Profit (loss) for the period before taxes9903 | €171 | €46,596 | ▲ 273× |
| Income taxes67/77 | €28 | €9,301 | ▲ 328× |
| Profit (loss) for the period9904 | €143 | €37,294 | ▲ 261× |
| Profit (loss) for the period to be appropriated9905 | €143 | €37,294 | ▲ 261× |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €35,198 | €89,827 | ▲ 155% |
| Fixed assets21/28 | €7,810 | €25,097 | ▲ 221% |
| Tangible fixed assets22/27 | €7,810 | €25,097 | ▲ 221% |
| Plant, machinery and equipment23 | - | €2,442 | - |
| Other tangible fixed assets26 | €7,810 | €22,655 | ▲ 190% |
| Current assets29/58 | €27,388 | €64,731 | ▲ 136% |
| Amounts receivable within one year40/41 | €5,204 | €17,865 | ▲ 243% |
| Trade receivables40 | €1,962 | €17,163 | ▲ 775% |
| Other amounts receivable41 | €3,241 | €702 | ▼ 78.3% |
| Cash at bank and in hand54/58 | €3,574 | €46,865 | ▲ 13× |
| Deferred charges and accrued income490/1 | €18,611 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €35,198 | €89,827 | ▲ 155% |
| Equity10/15 | €3,143 | €40,437 | ▲ 13× |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €143 | €37,437 | ▲ 262× |
| Amounts payable17/49 | €32,056 | €49,390 | ▲ 54.1% |
| Amounts payable within one year42/48 | €32,056 | €47,135 | ▲ 47.0% |
| Trade debts44 | €3,105 | €5,739 | ▲ 84.8% |
| Suppliers440/4 | €3,105 | €5,739 | ▲ 84.8% |
| Taxes, remuneration and social security45 | €1,951 | €18,723 | ▲ 860% |
| Taxes450/3 | €1,951 | €17,407 | ▲ 792% |
| Remuneration and social security454/9 | - | €1,317 | - |
| Other amounts payable47/48 | €27,000 | €22,672 | ▼ 16.0% |
| Accrued charges and deferred income492/3 | - | €2,255 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €143 | €37,294 | ▲ 261× |
| + Depreciation and write-downs630 | €687 | €2,083 | ▲ 203% |
| Operating cash flow (approximation) | €830 | €39,378 | ▲ 47× |
| Investment in fixed assets (approximation) | - | -€19,369 | - |
| Change in cash | - | €43,291 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 08-07-2026 | 2026-00271723 |
| 31-12-2024 | micro format | 18-07-2025 | 2025-00283130 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Sels Alexander Jozef Marie-Irène |
|
Owners and capital
Capital and shareholders
- Sels Alexander Jozef Marie-Irène 100 shares (100%) · €3,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 18-03-2024 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 14 March 2024, AT RUNTIME was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 Sels Alexander Jozef Marie-Irène has served as director of the company since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
18-03
Gazette deed
IncorporationAppointment: Sels Alexander Jozef Marie-Irène (director) · Registered office clause · Board rule12 facts ▸
- Registered office clause, “8460 Oudenburg,Abdijlaan 33” (deed in Dutch)
- Board rule, 1
- Director appointment, Sels Alexander Jozef Marie-Irène (director (not named in the articles))
- Other provision, “geen bestuursverbod, niet getroffen door strafrechtelijke,burgerrechtelijke of andere bestuursverboden,noch besluit tegen benoeming als bestuurder” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Other provision, “verklaring eenhoofdigheid, artikel 2:8,§4 Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Other provision, “alle aandelen in een hand verenigd, eenhoofdigheid neerlegging” (deed in Dutch)
- Incorporation, “At Runtime” (deed in Dutch)
- Founder, Sels Alexander Jozef Marie-Irène
- Founding capital, €3,000
- Bank account, “KBC Bank”, 3000 (deed in Dutch)
- Other provision, “notariële bevestiging deponering en beschikking”, EUR (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1007.129.422
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 35014B0408/00W000 | Flanders | 878 m² | 1 · 140 m² | 0.1 m |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Detailhandel in computers,randapparatuur en software in gespecialiseerde winkels; Ontwerpen en programmeren van computerprogramma’s…” (deed in Dutch)
40 activities (deed in Dutch)
- Detailhandel in computers,randapparatuur en software in gespecialiseerde winkels
- Ontwerpen en programmeren van computerprogramma’s
- Computerconsultancy-activiteiten
- Gegevensverwerking,webhosting en aanverwante activiteiten
- Reparatie van computer en randapparatuur
- Uitgeven van software
- Verlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur (software)
- Activiteiten van systeemintegrators
- Diensten op het gebied van informatietechnologie en computer
- Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant: invoeren van gegevens – volledige verwerking van gegevens
- Permanent beheren van en werken met de gegevensverwerkende apparatuur van derden
- Samenstelling van databanken door samenbrengen en al dan niet interpreteren van bestaande gegevens uit verschillende bronnen: uurroosters,industriële catalogi,wetenschappelijke gegevens,enz.
- Opslag van gegevens door middel van een computerrecord in een bepaald formaat
- Terbeschikkingstelling van databank: leveren van gegevens voor gebruikers (individueel of in groep),in een bepaalde volgorde,door online terugzoeken of door toegankelijkheid van de gegevens
- Groothandel in computers,randapparatuur en software
- Groothandel in andere kantoormachines en kantoorbenodigdheden,met uitzondering van computers en randapparatuur
- Kleinhandel in computers en standaardprogrammatuur
- Kleinhandel in kantoormaterieel en –meubelen
- Onderhoud en reparatie van computers en randapparatuur
- Onderhoud en reparatie van rekenmachines en overige kantoormachines
- Verlenen van advies en praktische hulp aan de bedrijven i.v.m. public relations en communicatie
- Ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media
- Ontwerpen van publicitaire teksten en slogans (copywriters)
- Ontwerpen van publicitaire artikelen
- Verhuur en lease van kantoormachines inclusief computers
- Verhuur en operationele leasing van kantoormachines,incl. computers,zonder bedieningspersoneel: computerapparatuur,duplicators,fotokopieermachines,schrijfmachines,tekstverwerkers,enz.
- Verhuur van standaardprogrammatuur
- Reparatie van computers en randapparatuur
- Zagen en schaven van hout
- Schrijnwerk
- Vervaardiging van schrijn- en timmerwerk,kantoor- en winkelmeubelen,keukenmeubelen,eetkamer-,zitkamer-,slaapkamer- en badkamermeubelen,tuin- en terrasmeubelen en andere artikelen van hout
- Plaatsen van vloerbedekking en wandbekleding van hout
- Installatie van bewakingssystemen en alarminstallaties tegen diefstal
- Het waarnemen van bestuursmandaten of mandaten als vereffenaars of bewindvoerder,of van alle andere vormen van mandaten,functies of opdrachten met betrekking tot bestuur,advies,toezicht en controle in andere vennootschappen of ondernemingen
- Het verstrekken van leningen,onder eender welke vorm of duur,waaronder doch niet uitsluitend aan alle verbonden ondernemingen en ondernemingen waarin ze een participatie bezit,alsmede kredieten verlenen of doen verlenen,voorschotten toestaan,zich borg stellen of haar aval verlenen of persoonlijke en zakelijke waarborgen doen verstrekken
- Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals onder meer erfpacht- en opstalrechten en de huurfinanciering van onroerende goederen aan derden,het aankopen en verkopen zowel in volle eigendom als in vruchtgebruik en/of blote eigendom,ruilen,(doen) bouwen,(doen) verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,de aan- en verkoop,huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen
- Onroerende goederen in hypotheek geven,alsook zich borg stellen of haar goederen in hypotheek geven,voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van (een gedeelte van) deze onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen
- De vennootschap kan alle handels- en nijverheidsdaden stellen,alle roerende en onroerende verrichtingen realiseren,alle financiële transacties uitvoeren,zowel voor eigen rekening als voor rekening van derden,die van aard zijn om de verwezenlijking van haar voorwerp rechtstreeks of onrechtstreeks te bevorderen,zowel in België als in het buitenland
- De vennootschap mag met alle middelen samenwerken met of deelnemen aan alle ondernemingen of vennootschappen,in België of in het buitenland die eenzelfde,gelijkaardig of aanverwant voorwerp nastreven,of die van aard zijn het voorwerp te bevorderen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Eenvoudige beslissing, alle machten om op authentieke wijze de statutenwijziging te doen vaststellen” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen al dan niet aandeelhouder, één of meer bestuurders” (deed in Dutch)“Algemene kosten los van representatie- reis- en verplaatsingskosten, vaste of evenredige vergoeding” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Ieder aandeel, gelijk recht in de winstverdeling” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “In vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)1 more provision on this in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed