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AT&MB

Active
Private limited companyfounded 201610 yrs activeRené Reniersstraat 44, 1090 Jette, BelgiumKBO/BCE: BE 0652.956.389
Summary

The computed 12-month bankruptcy probability of AT&MB is 2.4% (moderate). The annual accounts of AT&MB for fiscal year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €12,360 and a net result of -€9,348. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 19% of 952 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
AT&MBActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
Freight transport by road
NACE 49410
1 site
Size
€86,730total assets 2025
Equity
€12,360
Loss
-€9,348
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.4%
Structure
Accounts filed 2 d late0 of 3 deeds read
Why 51- Sector Land transport and transport via pipelines (NACE 49)- Loss of €9,348 (FY 2025)- Equity €12,360 (14.3% of total assets)- Liquidity: current ratio 0.39, cash €2,152Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 39-5
equity 14.3% of total assets
Liquidity 11-16
short-term debt 77.6% · cash 2.5%
Profitability 55-25
return on assets -10.8%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.0% (8,980 companies)
Last 19 months 04-2025: 1.7% 05-2025: 1.7%● 0.0% vs 04-2025 06-2025: 1.7%● 0.0% vs 05-2025 07-2025: 1.7%▼ -0.9% vs 06-2025 08-2025: 1.7%● 0.0% vs 07-2025 09-2025: 1.7%▼ -0.8% vs 08-2025 10-2025: 1.8%▲ +3.6% vs 09-2025 11-2025: 1.7%▼ -3.0% vs 10-2025 12-2025: 1.7%▼ -2.1% vs 11-2025lowest value 01-2026: 1.9%▲ +14.9% vs 12-2025 02-2026: 2.5%▲ +32.7% vs 01-2026highest value 03-2026: 2.4%▼ -6.1% vs 02-2026 04-2026: 2.4%● 0.0% vs 03-2026 05-2026: 2.4%● 0.0% vs 04-2026 06-2026: 2.4%▲ +1.4% vs 05-2026 07-2026: 2.4%▼ -0.2% vs 06-2026 08-2026: 2.4%● 0.0% vs 07-2026 09-2026: 2.4%● 0.0% vs 08-2026 10-2026: 2.4%▼ -1.4% vs 09-2026
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Loss of €9,348 (FY 2025) raises the probability
  • Equity €12,360 (14.3% of total assets) raises the probability
  • Liquidity: current ratio 0.39, cash €2,152 raises the probability
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.39 against 0.56 in 2024; short-term debt: 77.6% and cash: 2.5% of total assets), and 85.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 26%, liquidity 10%, profitability 30%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Loss of €9,348 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €12,360 (14.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.39, cash €2,152
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 952 sector peers (2025).
NBB · sector comparison
Position among 952 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
2 d late
2024
4 d late
2023
on the day
2022
43 d early
2021
on the day
2020
6 d early
2018
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€9,348
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 10% on equitysector median €975,617 · 951 companies €12,360 View
  • Total assets 20256 fiscal years filed €86,730 View
  • Active since 2016founded 29-04-2016 10 years View

By topic

Financials

Fiscal year
2025
Total assets
€86,730
Loss
-€9,348
Solvency
14.3%
Total assets▼ 2.5%
Net result
20202025
Go to Financials

Timeline

Events
11
Since
2018
Next accounts
by 31-01-2027
  1. 02-02-2026Annual accounts filed
  2. 30-06-2025Weakest financial year
  3. 04-02-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Freight transport by roadNACE 49410
Founded
29-04-2016
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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