AT GESTION
ActiveSummary
AT GESTION has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6,790 and a net result of €8,311. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+5
Solvency49▼-49
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.32 against 3.57 in 2023; short-term debt: 75.6% and cash: 58.6% of total assets), and 75.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.4%
Return on assets
29.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
45 d early
2024
46 d early
2023
12 d early
2022
10 d early
2021
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€6,790▼ 49.6%
2023 · €13,480
Total assets
€27,774▲ 50.1%
2023 · €18,498
Net result
€8,311▲ 117%
2023 · €3,828
Working capital
€6,741▼ 47.8%
2023 · €12,902
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result-€466-€9,096€5,591▼ 38.5%€11,366▲ 103%
Net result-€578below the sector's middle half-€7,229below the sector's middle half€3,828below the sector's middle half▼ 47.0%€8,311below the sector's middle half▲ 117%
Equity€2,422below the sector's middle half-€9,651below the sector's middle half▲ 298%€13,480below the sector's middle half▲ 39.7%€6,790below the sector's middle half▼ 49.6%
Total assets€6,388below the sector's middle half-€15,873below the sector's middle half▲ 148%€18,498below the sector's middle half▲ 16.5%€27,774below the sector's middle half▲ 50.1%
Debt€3,966-€6,221▲ 56.9%€5,018▼ 19.3%€20,984▲ 318%
Working capital€2,422below the sector's middle half-€8,545below the sector's middle half▲ 253%€12,902within the sector's middle half▲ 51.0%€6,741below the sector's middle half▼ 47.8%
Solvency37.9%within the sector's middle half-60.8%within the sector's middle half▲ 22.9pp72.9%within the sector's middle half▲ 12.1pp24.4%below the sector's middle half▼ 48.4pp
Current ratio1.61within the sector's middle half-2.37within the sector's middle half▲ 0.763.57within the sector's middle half▲ 1.201.32within the sector's middle half▼ 2.25
Return on assets (ROA)-9.0%below the sector's middle half-45.5%above the sector's middle half▲ 54.6pp20.7%within the sector's middle half▼ 24.9pp29.9%within the sector's middle half▲ 9.2pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 103% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €27,774
Fixed assets
€49 ▼ 91.5%
Current assets
€27,725 ▲ 54.7%
Equity and liabilities €27,774
Equity
€6,790 ▼ 49.6%
Debt
€20,984 ▲ 318%
Debt's share of the balance-sheet total rises from 27.1% to 75.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11,894▲
2023 · €6,119
Cash flow
€8,839▲
2023 · €4,357
Debt to equity
3.09▲
2023 · 0.37
ROE
122.4%▲
2023 · 28.4%
Interest coverage
15.51▲
2023 · 9.53
Debt ≤ 1 year
€20,984▲
2023 · €5,018
Income taxes
€2,509▲
2023 · €1,120
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €337 | €479 | €528 | €528 | = |
| Other operating charges640/8 | €348 | €448 | €931 | €827 | ▼ 11.1% |
| Gross operating margin9900 | €219 | €10,023 | €7,050 | €12,722 | ▲ 80.4% |
| Operating profit (loss)9901 | -€466 | €9,096 | €5,591 | €11,366 | ▲ 103% |
| Financial income75/76B | - | €46 | - | €220 | - |
| Recurring financial income75 | - | €46 | - | €220 | - |
| Financial charges65/66B | €6 | €25 | €642 | €767 | ▲ 19.4% |
| Recurring financial charges65 | €6 | €25 | €642 | €767 | ▲ 19.4% |
| Profit (loss) for the period before taxes9903 | -€472 | €9,117 | €4,949 | €10,819 | ▲ 119% |
| Income taxes67/77 | €106 | €1,887 | €1,120 | €2,509 | ▲ 124% |
| Profit (loss) for the period9904 | -€578 | €7,229 | €3,828 | €8,311 | ▲ 117% |
| Profit (loss) for the period to be appropriated9905 | -€578 | €7,229 | €3,828 | €8,311 | ▲ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €6,388 | €15,873 | €18,498 | €27,774 | ▲ 50.1% |
| Fixed assets21/28 | - | €1,106 | €578 | €49 | ▼ 91.5% |
| Tangible fixed assets22/27 | - | €1,106 | €578 | €49 | ▼ 91.5% |
| Furniture and vehicles24 | - | €1,106 | €578 | €49 | ▼ 91.5% |
| Current assets29/58 | €6,388 | €14,766 | €17,920 | €27,725 | ▲ 54.7% |
| Amounts receivable within one year40/41 | €194 | €1,194 | - | €7,270 | - |
| Trade receivables40 | €194 | €1,194 | - | - | - |
| Other amounts receivable41 | - | - | - | €7,270 | - |
| Cash at bank and in hand54/58 | €6,194 | €9,406 | €13,753 | €16,288 | ▲ 18.4% |
| Deferred charges and accrued income490/1 | - | €4,167 | €4,167 | €4,167 | = |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €6,388 | €15,873 | €18,498 | €27,774 | ▲ 50.1% |
| Equity10/15 | €2,422 | €9,651 | €13,480 | €6,790 | ▼ 49.6% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€578 | €6,651 | €10,480 | €3,790 | ▼ 63.8% |
| Amounts payable17/49 | €3,966 | €6,221 | €5,018 | €20,984 | ▲ 318% |
| Amounts payable within one year42/48 | €3,966 | €6,221 | €5,018 | €20,984 | ▲ 318% |
| Financial debts43 | - | - | €50 | €108 | ▲ 117% |
| Other loans439 | - | - | €50 | €108 | ▲ 117% |
| Trade debts44 | - | €2,687 | €384 | €878 | ▲ 128% |
| Suppliers440/4 | - | €2,687 | €384 | €878 | ▲ 128% |
| Taxes, remuneration and social security45 | €3,966 | €3,534 | €4,584 | €4,999 | ▲ 9.0% |
| Taxes450/3 | €3,966 | €3,534 | €4,584 | €4,999 | ▲ 9.0% |
| Other amounts payable47/48 | - | - | - | €15,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€578 | €7,229 | €3,828 | €8,311 | ▲ 117% |
| + Depreciation and write-downs630 | €337 | €479 | €528 | €528 | = |
| Operating cash flow (approximation) | -€241 | €7,709 | €4,357 | €8,839 | ▲ 103% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
| Change in cash | - | €3,212 | €4,347 | €2,535 | ▼ 41.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €8,311 ▲117%
Operating result €11,366, net result €8,311, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7,229
Net result €7,229 after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2021
Ground area
124 m²
Building footprint
124 m²
Volume, LiDAR
682 m³
Parcel 25004B0035/00N000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Bruxelles 278, 1401 Nivelles
since 20212.322.463.773
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25004B0035/00N000 | Wallonia | 124 m² | 1 · 124 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,772 companies in sector 69109 we hold annual accounts for 1,209. 513 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0774704455
Registered
15-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.