AT et Cie
ActiveSummary
AT et Cie has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-17k) and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €-17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2023
30 d late
2022
144 d late
2021
114 d late
2020
3 d late
2019
102 d late
2018
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€4k▼ 37.4%
2023 · €6k
2021: €39k
2022: €7k
2023: €6k
2021 → 2025
EBIT margin
-54.9%▲ 149.4pp
2023 · -204.4%
2021: 4.6%
2022: -97.2%
2023: -204.4%
2021 → 2025
Net result
€-2k▲ 84.6%
2023 · €-15k
2018: €-822
2019: €-3k
2020: €-134
2021: €12
2022: €-9k
2023: €-15k
2018 → 2025
Working capital
€-17k▼ 46.6%
2023 · €-12k
2018: €15k
2019: €12k
2020: €12k
2021: €12k
2022: €3k
2023: €-12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Turnover€39k€7k▼ 82.4%€6k▼ 6.4%€4k▼ 37.4%
Equity€12k-€12k▲ 0.1%€3k▼ 74.5%€-12k€-17k▼ 46.6%
Operating result€683-€2k▲ 162%€-7k€-13k▼ 96.8%€-2k▲ 83.2%
Net result€-134-€12€-9k€-15k▼ 64.7%€-2k▲ 84.6%
Result per fiscal year
Operating resultNet result
The operating result is €-2k in 2025, compared with €-13k in 2023. Comparable figures for the intervening years are unavailable.
Key figures and ratios
Debt
€19k▲
2023 · €13k
Debt ≤ 1 year
€19k▲
2023 · €13k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 41 lines
Balance sheet
Code20232025
Assets
Total assets20/58€2k€2k▲
Current assets29/58€2k€2k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€2k€657▼
Other amounts receivable41-€399
Current investments50/53€2-
Cash at bank and in hand54/58-€1k
Equity and liabilities
Total equity and liabilities10/49€2k€2k▲
Equity10/15€-12k€-17k▼
Contributions10/11€33k€33k=
Capital10€33k-
Issued capital100€33k-
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k-
Reserves not available under the articles1311-€4k
Profit (loss) carried forward14€-49k€-54k▼
Amounts payable17/49€13k€19k▲
Amounts payable within one year42/48€13k€19k▲
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€299€2k▲
Suppliers440/4€299€2k▲
Taxes, remuneration and social security45€176-
Taxes450/3€176-
Other amounts payable47/48€8k€17k▲
Income statement
Code20232025
Turnover70€6k€4k▼
Goods, raw materials, services and sundry goods60/61€9k€6k▼
Other operating charges640/8€847-
Non-recurring operating charges66A€10k-
Gross operating margin9900€-2k€-2k▲
Operating profit (loss)9901€-13k€-2k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€2k€82▼
Recurring financial charges65€2k€82▼
Profit (loss) for the period before taxes9903€-15k€-2k▲
Profit (loss) for the period9904€-15k€-2k▲
Profit (loss) for the period to be appropriated9905€-15k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-54k▼
Profit (loss) brought forward from the previous period14P€-34k€-52k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 144 days late
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
31-12
Financial
Back to profitnet €12
Net result €12 after 3 loss-making years.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waverse steenweg 18231160 OudergemGround area
165 m²
Building footprint
85 m²
Volume, LiDAR
689 m³
Parcel 21332B0403/00K000, Brussels · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AT & CIE
since 19912.053.791.886
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0403/00K000 | Brussels | 165 m² | 1 · 85 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANESSA ANDRIES
BE 0729.574.414
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BE 0761.607.178
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Trans4Benelux
BE 0662.901.661
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TRAZZ
BE 0804.724.767
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Turjuman
BE 0741.991.404
Wemmel · Eq €3,258
Of 4,529 companies in sector 74301 we hold annual accounts for 719. 213 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap (oud statuut)
Founded15-12-1990
Fiscal year end31-12
Activities, NACEBEL 2025
74301Translation services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.