ASY
ActiveSummary
ASY has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14,783 and a net result of €563. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 66% of 6159 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▼-2
Solvency70▲+15
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.69 against 1.0 in 2023; short-term debt: 47.3% of total assets), and 55.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.5%
Return on assets
1.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2025, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d early
2023
56 d early
2022
36 d early
2021
47 d early
2020
40 d early
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 48 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€14,783▲ 4.0%
2023 · €14,220
Total assets
€33,193▼ 30.9%
2023 · €48,062
Net result
€563▼ 69.1%
2023 · €1,820
Working capital
-€4,786
2023 · €83
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€702▲ 80.7%€1,966▲ 180%€2,448▲ 24.5%€4,817▲ 96.8%€3,249▼ 32.5%
Net result€10▼ 87.5%€130▲ 1,200%€80▼ 38.5%€1,820▲ 2,175%€563▼ 69.1%
Equity€17,190▲ 0.1%€17,320▲ 0.8%€17,400▲ 0.5%€14,220▼ 18.3%€14,783▲ 4.0%
Total assets€42,583▲ 46.1%€33,546▼ 21.2%€62,924▲ 87.6%€48,062▼ 23.6%€33,193▼ 30.9%
Debt€25,393▲ 112%€16,226▼ 36.1%€45,524▲ 181%€33,842▼ 25.7%€18,410▼ 45.6%
Working capital-€5,736-€2,981▲ 48.0%€16,349€83▼ 99.5%-€4,786
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 33% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €33,193
Fixed assets
€22,294 ▼ 15.0%
Current assets
€10,899 ▼ 50.1%
Equity and liabilities €33,193
Equity
€14,783 ▲ 4.0%
Debt
€18,410 ▼ 45.6%
Debt's share of the balance-sheet total falls from 70.4% to 55.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16,310▲
2023 · €16,175
Cash flow
€13,624▲
2023 · €13,179
Current ratio
0.69▼
2023 · 1.00
Quick ratio
0.66▼
2023 · 0.99
Debt to equity
1.25▼
2023 · 2.38
ROE
3.8%▼
2023 · 12.8%
ROA
1.7%▼
2023 · 3.8%
Interest coverage
7.04▼
2023 · 8.39
Debt ≤ 1 year
€15,684▼
2023 · €21,749
Debt > 1 year
€2,726▼
2023 · €12,093
Income taxes
€368▼
2023 · €1,080
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,094 | €10,545 | €9,757 | €11,359 | €13,061 | ▲ 15.0% |
| Other operating charges640/8 | - | €2,752 | €1,166 | €1,618 | €2,691 | ▲ 66.3% |
| Gross operating margin9900 | €8,256 | €15,263 | €13,371 | €17,793 | €19,001 | ▲ 6.8% |
| Operating profit (loss)9901 | €702 | €1,966 | €2,448 | €4,817 | €3,249 | ▼ 32.5% |
| Financial income75/76B | - | - | €273 | €11 | - | - |
| Recurring financial income75 | €0 | - | €273 | €11 | - | - |
| Financial charges65/66B | - | €960 | €1,636 | €1,927 | €2,318 | ▲ 20.3% |
| Recurring financial charges65 | €591 | €960 | €1,636 | €1,927 | €2,318 | ▲ 20.3% |
| Profit (loss) for the period before taxes9903 | €111 | €1,006 | €1,085 | €2,900 | €931 | ▼ 67.9% |
| Income taxes67/77 | €101 | €876 | €1,005 | €1,080 | €368 | ▼ 66.0% |
| Profit (loss) for the period9904 | €10 | €130 | €80 | €1,820 | €563 | ▼ 69.1% |
| Profit (loss) for the period to be appropriated9905 | €10 | €130 | €80 | €1,820 | €563 | ▼ 69.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42,583 | €33,546 | €62,924 | €48,062 | €33,193 | ▼ 30.9% |
| Fixed assets21/28 | €38,721 | €28,476 | €22,718 | €26,229 | €22,294 | ▼ 15.0% |
| Intangible fixed assets21 | €1,250 | - | - | - | - | - |
| Tangible fixed assets22/27 | €36,671 | €27,676 | €21,918 | €25,429 | €21,494 | ▼ 15.5% |
| Land and buildings22 | - | - | €3,929 | €3,129 | €9,944 | ▲ 218% |
| Plant, machinery and equipment23 | - | €13,009 | €8,322 | €17,634 | €11,551 | ▼ 34.5% |
| Furniture and vehicles24 | - | €14,667 | €9,667 | €4,667 | - | - |
| Financial fixed assets28 | €800 | €800 | €800 | €800 | €800 | = |
| Current assets29/58 | €3,862 | €5,070 | €40,206 | €21,832 | €10,899 | ▼ 50.1% |
| Stocks and contracts in progress3 | €771 | €504 | €183 | €314 | €600 | ▲ 90.9% |
| Stocks30/36 | - | €504 | €183 | €314 | €600 | ▲ 90.9% |
| Amounts receivable within one year40/41 | €375 | €1,717 | €31,566 | €12,637 | €7,234 | ▼ 42.8% |
| Trade receivables40 | - | - | €25,119 | - | - | - |
| Other amounts receivable41 | - | €1,717 | €6,447 | €12,637 | €7,234 | ▼ 42.8% |
| Cash at bank and in hand54/58 | €1,523 | €762 | €6,493 | €6,692 | - | - |
| Deferred charges and accrued income490/1 | - | €2,087 | €1,964 | €2,189 | €3,065 | ▲ 40.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42,583 | €33,546 | €62,924 | €48,062 | €33,193 | ▼ 30.9% |
| Equity10/15 | €17,190 | €17,320 | €17,400 | €14,220 | €14,783 | ▲ 4.0% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €1,110 | €1,110 | €1,110 | €1,110 | €1,110 | = |
| Non-distributable reserves130/1 | - | €1,110 | €1,110 | €1,110 | €1,110 | = |
| Reserves not available under the articles1311 | - | €1,110 | €1,110 | €1,110 | €1,110 | = |
| Profit (loss) carried forward14 | €3,680 | €3,810 | €3,890 | €710 | €1,273 | ▲ 79.3% |
| Amounts payable17/49 | €25,393 | €16,226 | €45,524 | €33,842 | €18,410 | ▼ 45.6% |
| Amounts payable after more than one year17 | €15,795 | €8,174 | €21,667 | €12,093 | €2,726 | ▼ 77.5% |
| Financial debts170/4 | - | €8,174 | €21,667 | €12,093 | €2,726 | ▼ 77.5% |
| Amounts payable within one year42/48 | €9,599 | €8,052 | €23,857 | €21,749 | €15,684 | ▼ 27.9% |
| Current portion of amounts payable after more than one year42 | - | €7,620 | €12,776 | €14,719 | €9,367 | ▼ 36.4% |
| Trade debts44 | - | - | €3,323 | €1,907 | €4,464 | ▲ 134% |
| Suppliers440/4 | - | - | €3,323 | €1,907 | €4,464 | ▲ 134% |
| Taxes, remuneration and social security45 | - | €431 | €7,758 | €1,623 | - | - |
| Taxes450/3 | - | - | €7,758 | €1,623 | - | - |
| Remuneration and social security454/9 | - | €431 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €3,500 | €1,853 | ▼ 47.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10 | €130 | €80 | €1,820 | €563 | ▼ 69.1% |
| + Depreciation and write-downs630 | €6,094 | €10,545 | €9,757 | €11,359 | €13,061 | ▲ 15.0% |
| Operating cash flow (approximation) | €6,104 | €10,675 | €9,837 | €13,179 | €13,624 | ▲ 3.4% |
| Investment in fixed assets (approximation) | - | -€300 | -€4,000 | -€14,870 | -€9,126 | ▲ 38.6% |
| Change in cash | - | -€761 | €5,731 | €199 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €1,820 ▲2,175%
Operating result €4,817, net result €1,820, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 1.69
Current ratio from 0.63 to 1.69.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €10 ▼87.5%
Net result drops to €10, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 3 establishment units since 2012
Ground area
314 m²
Building footprint
183 m²
Volume, LiDAR
1,801 m³
3 parcels, Wallonia · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
3 establishment units
Rue du Moulin 119, 4020 Liège
since 20122.214.272.250
lavoir NANCY
since 20202.297.135.192
ASY
since 20232.353.666.002
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62816D0191/00N002 | Wallonia | 155 m² | 1 · 72 m² | 19.2 m · 6 fl. |
| 62020A0438/00T005 | Wallonia | 87 m² | 1 · 55 m² | - |
| 62020A0811/00W000 | Wallonia | 72 m² | 1 · 56 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 998 companies in sector 96102 we hold annual accounts for 458. 308 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-2012
Fiscal year end31-12
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
Contact
E-mail
ammarjnied4@hotmail.comLiège
Phone
+32494948191Liège
E-invoicing
Reachable via Peppol
Peppol ID
0208:0500667676
Also
9925:BE0500667676
Registered
09-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.