ASVCo
ActiveASVCo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.24M and a net result of €1.07M. Equity is growing by ~74.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 2258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €320k at 30 days acceptable
Liquidity ample (current ratio 3.86 against 3.43 in 2024), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
24.9%
Age of the figures
17 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-01-2026, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
88 d late
2024
3 d late
2023
8 d late
2022
61 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.24M▲ 49.7%
2024 · €2.16M
2022: €630k
2023: €1.11M
2024: €2.16M
2022 → 2025
Total assets
€4.31M▲ 41.9%
2024 · €3.04M
2022: €1.07M
2023: €1.71M
2024: €3.04M
2022 → 2025
Net result
€1.07M▲ 2.4%
2024 · €1.05M
2022: €620k
2023: €483k
2024: €1.05M
2022 → 2025
Working capital
€3.09M▲ 45.0%
2024 · €2.13M
2022: €616k
2023: €1.10M
2024: €2.13M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€630k-€1.11M▲ 76.8%€2.16M▲ 94.2%€3.24M▲ 49.7%
Operating result€914k-€716k▼ 21.7%€1.54M▲ 115%€1.44M▼ 6.1%
Net result€620k-€483k▼ 22.0%€1.05M▲ 117%€1.07M▲ 2.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.31M
Fixed assets
€146k▲ 364%
Current assets
€4.17M▲ 38.5%
Equity and liabilities €4.31M
Equity
€3.24M▲ 49.7%
Debt
€1.08M▲ 22.8%
The debt ratio falls from 28.9% to 25.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€1.47M▼
2024 · €1.55M
Cash flow
€1.10M▲
2024 · €1.06M
Solvency
75.0%▲
2024 · 71.1%
Current ratio
3.86▲
2024 · 3.43
Quick ratio
3.86▲
2024 · 3.43
Debt / equity
0.33▼
2024 · 0.41
ROE
33.2%▼
2024 · 48.5%
ROA
24.9%▼
2024 · 34.5%
Interest coverage
41.75▼
2024 · 200.93
Debt
€1.08M▲
2024 · €878k
Debt ≤ 1 year
€1.08M▲
2024 · €878k
Income taxes
€363k▼
2024 · €494k
Staff costs
€1.24M▲
2024 · €918k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.04M€4.31M▲
Fixed assets21/28€31k€146k▲
Tangible fixed assets22/27€31k€146k▲
Plant, machinery and equipment23€30k€139k▲
Furniture and vehicles24€1k€7k▲
Current assets29/58€3.01M€4.17M▲
Amounts receivable after more than one year29€89k€354k▲
Other amounts receivable291€89k€354k▲
Amounts receivable within one year40/41€1.06M€773k▼
Trade receivables40€1.04M€711k▼
Other amounts receivable41€28k€61k▲
Current investments50/53-€2.21M
Cash at bank and in hand54/58€1.85M€835k▼
Deferred charges and accrued income490/1€8k-
Equity and liabilities
Total equity and liabilities10/49€3.04M€4.31M▲
Equity10/15€2.16M€3.24M▲
Contributions10/11€10k€10k=
Reserves13€2.15M€3.23M▲
Distributable reserves133€2.15M€3.23M▲
Amounts payable17/49€878k€1.08M▲
Amounts payable within one year42/48€878k€1.08M▲
Financial debts43-€580k
Credit institutions430/8-€580k
Trade debts44€133k€226k▲
Suppliers440/4€133k€226k▲
Taxes, remuneration and social security45€745k€273k▼
Taxes450/3€588k€115k▼
Remuneration and social security454/9€157k€158k▲
Income statement
Code20242025
Remuneration, social security and pensions62€918k€1.24M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€30k▲
Other operating charges640/8€109€8k▲
Gross operating margin9900€2.46M€2.72M▲
Operating profit (loss)9901€1.54M€1.44M▼
Financial income75/76B€12k€28k▲
Recurring financial income75€12k€28k▲
Financial charges65/66B€8k€35k▲
Recurring financial charges65€8k€35k▲
Profit (loss) for the period before taxes9903€1.54M€1.44M▼
Income taxes67/77€494k€363k▼
Profit (loss) for the period9904€1.05M€1.07M▲
Profit (loss) for the period to be appropriated9905€1.05M€1.07M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.05M€1.07M▲
Transfer to equity691/2€1.05M€1.07M▲
To other reserves6921€1.05M€1.07M▲
Social balance
Average headcount (FTE)908711.616.1▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 88 days late
2025
31-03
Financial
Highest result since 2022net €1.07M ▲2.4%
Net result €1.07M, the highest in the series.
2024
03-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
31-03
Financial
Equity above €2MEq €2.16M ▲94.2%
3 profitable years in a row build equity to €2.16M.
2023
08-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
31-03
Financial
Weakest financial yearnet €483k ▼22%
Net result drops to €483k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €1MEq €1.11M ▲76.8%
2 profitable years in a row build equity to €1.11M.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blarenberglaan 3b2800 MechelenGround area
9,967 m²
Building footprint
916 m²
Volume, LiDAR
11,403 m³
Parcel 12402A0102/00R000, Flanders · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ASVCo
since 20212.316.415.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402A0102/00R000 | Flanders | 9,967 m² | 1 · 916 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 4,060 EUR awarded · 4,060 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,591 EUR | 2,591 EUR |
| 2023 | 1 | 1,469 EUR | 1,469 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500NEZZOK4D66WK55
Similar companies · same sector, comparable size
Office Financier Immobilier
BE 0403.315.112
Sint-Agatha-Berchem · Eq €3.23M
SECURITY TWO
BE 0870.786.915
Verviers · Eq €3.24M
ActuaRisk Consulting
BE 0874.912.779
Jette · Eq €3.24M
BUILDONE
BE 0550.928.029
Wavre · Eq €3.23M
M.J.J.M
BE 0467.173.576
Sint-Pieters-Woluwe · Eq €3.23M
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 15,038 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2021
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.