Astrum Retail
ActiveThe computed 12-month bankruptcy probability of Astrum Retail is 1.9% (moderate). The 2025 annual accounts show negative equity (€-71k) and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7415 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.09 in 2024; cash: 13.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-918.7%
Return on assets
-55.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-71k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
108 d early
2024
44 d early
2023
27 d early
2022
60 d early
2021
153 d early
2020
52 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-71k▼ 6.5%
2024 · €-67k
2018: €17k
2019: €18k
2020: €73k
2021: €51k
2022: €12k
2023: €-34k
2024: €-67k
2018 → 2025
Total assets
€8k▲ 14.8%
2024 · €7k
2018: €116k
2019: €27k
2020: €85k
2021: €95k
2022: €67k
2023: €76k
2024: €7k
2018 → 2025
Net result
€-4k▲ 86.9%
2024 · €-33k
2018: €13k
2019: €660
2020: €55k
2021: €-22k
2022: €-38k
2023: €-46k
2024: €-33k
2018 → 2025
Working capital
€-71k▼ 6.5%
2024 · €-67k
2018: €17k
2019: €18k
2020: €73k
2021: €54k
2022: €-640
2023: €-44k
2024: €-67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€12k▼ 75.8%€-34k€-67k▼ 97.1%€-71k▼ 6.5%
Operating result€-21k-€-36k▼ 69.7%€-45k▼ 24.4%€-32k▲ 28.2%€-4k▲ 88.0%
Net result€-22k-€-38k▼ 74.0%€-46k▼ 20.8%€-33k▲ 28.6%€-4k▲ 86.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €32k in 2024; the loss shrinks.
Key figures and ratios
EBITDA
€-4k▲
2024 · €-31k
Cash flow
€-4k▲
2024 · €-32k
Solvency
-918.7%▲
2024 · -990.5%
Current ratio
0.10▲
2024 · 0.09
Quick ratio
0.04▼
2024 · 0.09
Debt / equity
-1.11▼
2024 · -1.10
ROA
-55.7%▲
2024 · -487.9%
Interest coverage
-7.70▲
2024 · -32.25
Debt
€79k▲
2024 · €74k
Debt ≤ 1 year
€79k▲
2024 · €74k
Staff costs
€0▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€8k▲
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Other tangible fixed assets26€0-
Current assets29/58€7k€8k▲
Stocks and contracts in progress3-€4k
Stocks30/36-€4k
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€0€1k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€7k€8k▲
Equity10/15€-67k€-71k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-86k€-90k▼
Amounts payable17/49€74k€79k▲
Amounts payable within one year42/48€74k€79k▲
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€74k€79k▲
Income statement
Code20242025
Remuneration, social security and pensions62€14k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€744€0▼
Other operating charges640/8€10k€400▼
Gross operating margin9900€-6k€-3k▲
Operating profit (loss)9901€-32k€-4k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€971€498▼
Recurring financial charges65€971€498▼
Profit (loss) for the period before taxes9903€-33k€-4k▲
Profit (loss) for the period9904€-33k€-4k▲
Profit (loss) for the period to be appropriated9905€-33k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-86k€-90k▼
Profit (loss) brought forward from the previous period14P€-53k€-86k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €55k ▲8222%
Operating result €74k, net result €55k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.80
Current ratio from 2.98 to 6.80.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 2.98
Current ratio from 1.17 to 2.98; short-term debt falls from €99k to €9k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 13600 GenkGround area
872 m²
Building footprint
231 m²
Volume, LiDAR
1,414 m³
Parcel 71016I0524/00P000, Flanders · tallest building 15.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Astrum Retail
since 20152.242.555.866
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I0524/00P000 | Flanders | 872 m² | 1 · 231 m² | 15.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 519 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2015
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
41001General construction of residential buildings
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.