Summary
Aster is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.9m and a net result of €184,557. Equity has been stable since 2023 (±0.3% per year). Its solvency ranks better than 88% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 15-12-2016 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.260.212.539 2610 Antwerpen, since 15-12-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Board and ownership
Last known board
- Aerts KoenDirector · until 2023
- Holdings
- Shares in 1 company Goodlife & Company
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €184,557
- ▲ 88.6%
- Equity
- €2.9m
- ▲ 6.7%
- Total assets
- €3.3m
- ▲ 4.2%
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
105 days early
2024
2 days early
2023
5 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 37 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (3 of the last 3 accounts filed within 101 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 17-04-2026 PDF all 3 filings
Equity
€2.9m▲ 6.7%
2024 · €2.7m
Net result
€184,557▲ 88.6%
2024 · €97,860
Total assets
€3.3m▲ 4.2%
2024 · €3.1m
Solvency
89.6%▲ 2.2pp
2024 · 87.4%
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
€54,799
▲ 152%
2025
20232025
Net result
€184,557
▲ 88.6%
2025
highest quarter of the sector
20232025
Equity
€2.9m
▲ 6.7%
2025
highest quarter of the sector
20232025
Total assets
€3.3m
▲ 4.2%
2025
highest quarter of the sector
20232025
Debt
€340,414
▼ 13.7%
2025
20232025
Working capital
€2.9m
▲ 6.5%
2025
highest quarter of the sector
20232025
Solvency
89.6%
▲ 2.2pp
2025
highest quarter of the sector
20232025
Current ratio
11.45
▲ 2.22
2025
highest quarter of the sector
20232025
Return on assets (ROA)
5.7%
▲ 2.5pp
2025
middle half of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€0.5m-€0.02m▼ 95.6%€0.05m▲ 152%
Net result€6.2mabove the sector's middle half-€0.1mabove the sector's middle half▼ 98.4%€0.2mabove the sector's middle half▲ 88.6%
Equity€2.9mabove the sector's middle half-€2.7mabove the sector's middle half▼ 6.9%€2.9mabove the sector's middle half▲ 6.7%
Total assets€3.2mabove the sector's middle half-€3.1mabove the sector's middle half▼ 2.4%€3.3mabove the sector's middle half▲ 4.2%
Debt€0.3m-€0.4m▲ 47.3%€0.3m▼ 13.7%
Working capital€2.9mabove the sector's middle half-€2.7mabove the sector's middle half▼ 5.9%€2.9mabove the sector's middle half▲ 6.5%
Solvency91.7%above the sector's middle half-87.4%above the sector's middle half▼ 4.2pp89.6%above the sector's middle half▲ 2.2pp
Current ratio58.06above the sector's middle half-9.23above the sector's middle half▼ 48.8311.45above the sector's middle half▲ 2.22
Return on assets (ROA)192.8%above the sector's middle half-3.1%within the sector's middle half▼ 189.7pp5.7%within the sector's middle half▲ 2.5pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 152% higher than in 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.3m
Fixed assets
€66,190 ▲ 12.6%
Current assets
€3.2m ▲ 4.0%
Equity and liabilities €3.3m
Equity
€2.9m ▲ 6.7%
Debt
€340,414 ▼ 13.7%
Debt's share of the balance-sheet total falls from 12.6% to 10.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
6.3%▲
2024 · 3.6%
Debt ≤ 1 year
€279,318▼
2024 · €333,207
Debt > 1 year
€61,095=
2024 · €61,095
Income taxes
€57,245▲
2024 · €29,075
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €39,681 | €14,050 | €14,582 |
| Depreciation and write-downs of the year | €17,082 | €7,927 | €7,191 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.02m | €0.008m | €0.007m | ▼ 9.3% |
| Other operating charges640/8 | €0.002m | €0.03m | €0.002m | ▼ 95.2% |
| Gross operating margin9900 | €0.5m | €0.06m | €0.06m | ▲ 2.0% |
| Operating profit (loss)9901 | €0.5m | €0.02m | €0.05m | ▲ 152% |
| Financial income75/76B | €5.8m | €0.1m | €0.2m | ▲ 65.9% |
| Recurring financial income75 | €5.8m | €0.1m | €0.2m | ▲ 65.9% |
| Financial charges65/66B | €0.007m | €0.009m | €0.002m | ▼ 80.2% |
| Recurring financial charges65 | €0.007m | €0.009m | €0.002m | ▼ 80.2% |
| Profit (loss) for the period before taxes9903 | €6.3m | €0.1m | €0.2m | ▲ 90.5% |
| Income taxes67/77 | €0.1m | €0.03m | €0.06m | ▲ 96.9% |
| Profit (loss) for the period9904 | €6.2m | €0.1m | €0.2m | ▲ 88.6% |
| Transfer from tax-exempt reserves789 | - | €0.08m | - | - |
| Profit (loss) for the period to be appropriated9905 | €6.2m | €0.2m | €0.2m | ▲ 1.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €3.2m | €3.1m | €3.3m | ▲ 4.2% |
| Fixed assets21/28 | €0.2m | €0.06m | €0.07m | ▲ 12.6% |
| Tangible fixed assets22/27 | €0.2m | €0.06m | €0.06m | ▲ 13.3% |
| Land and buildings22 | €0.2m | - | - | - |
| Plant, machinery and equipment23 | €0.001m | €0.001m | €181 | ▼ 72.8% |
| Furniture and vehicles24 | €0.006m | €0.004m | €0.003m | ▼ 32.1% |
| Other tangible fixed assets26 | €0.04m | €0.05m | €0.06m | ▲ 17.9% |
| Financial fixed assets28 | €0.003m | €0.003m | €0.003m | = |
| Current assets29/58 | €3.0m | €3.1m | €3.2m | ▲ 4.0% |
| Amounts receivable after more than one year29 | €2.6m | €2.6m | €2.6m | = |
| Other amounts receivable291 | €2.6m | €2.6m | €2.6m | = |
| Amounts receivable within one year40/41 | €0.03m | €0.03m | €0.002m | ▼ 92.5% |
| Trade receivables40 | €0.03m | €0.01m | - | - |
| Other amounts receivable41 | €0.001m | €0.01m | €0.002m | ▼ 85.0% |
| Cash at bank and in hand54/58 | €0.4m | €0.4m | €0.5m | ▲ 21.1% |
| Deferred charges and accrued income490/1 | €0.003m | €0.05m | €0.1m | ▲ 129% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €3.2m | €3.1m | €3.3m | ▲ 4.2% |
| Equity10/15 | €2.9m | €2.7m | €2.9m | ▲ 6.7% |
| Contributions10/11 | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €2.9m | €2.7m | €2.9m | ▲ 6.8% |
| Tax-exempt reserves132 | €0.08m | - | - | - |
| Distributable reserves133 | €2.8m | €2.7m | €2.9m | ▲ 6.8% |
| Amounts payable17/49 | €0.3m | €0.4m | €0.3m | ▼ 13.7% |
| Amounts payable after more than one year17 | €0.2m | €0.06m | €0.06m | = |
| Financial debts170/4 | €0.2m | €0.06m | €0.06m | = |
| Amounts payable within one year42/48 | €0.05m | €0.3m | €0.3m | ▼ 16.2% |
| Current portion of amounts payable after more than one year42 | €0.02m | €0.009m | - | - |
| Trade debts44 | €0.005m | €0.005m | €0.01m | ▲ 139% |
| Suppliers440/4 | €0.005m | €0.005m | €0.01m | ▲ 139% |
| Taxes, remuneration and social security45 | €0.03m | €0.02m | €0.007m | ▼ 58.7% |
| Taxes450/3 | €0.03m | €0.02m | €0.007m | ▼ 58.7% |
| Other amounts payable47/48 | - | €0.3m | €0.3m | ▼ 13.8% |
| Accrued charges and deferred income492/3 | €397 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €6.2m | €0.1m | €0.2m | ▲ 88.6% |
| + Depreciation and write-downs630 | €0.02m | €0.008m | €0.007m | ▼ 9.3% |
| Operating cash flow (approximation) | €6.2m | €0.1m | €0.2m | ▲ 81.3% |
| Investment in fixed assets (approximation) | - | €0.2m | -€0.01m | - |
| Change in cash | - | €0.07m | €0.09m | ▲ 24.1% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
Last change in 2023
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“TITEL IV. BESTUUR - CONTROLE Artikel 10. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”
deed of 06-09-2023Owners and capital
Capital transactions
Capital over time
- 06-09-2023 Converted to unavailable equity
Mandate history
1 person, 0 in office
- Board
| Name | Functions and periods |
|---|---|
| Aerts Koen |
|
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- Sourceown accounts 2025Equity €1.4m Loss of €13,679 in 2025 (loss of €77,905 in 2024)10%
Connections & network
See the function holders in the KBO register.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
03-07
Gazette deed
Registered office moved to AntwerpenNew seat: Eekhoornlaan 45, 2610 Antwerpen2 points ▸
Gazette deed
Registered office moved to Antwerpen
New seat: Eekhoornlaan 45, 2610 Antwerpen2 points ▸
- Board meeting, 23-06-2026
- Registered-office move, Eekhoornlaan 45,2610 Antwerpen
17-04
micro format · 105 days before the deadline
2025
29-07
micro format · 2 days before the deadline
2024
31-12
Financial
Weakest financial yearnet €97,860 ▼98.4%
The net result drops to €97,860, the lowest from 2023 to 2025. It recovers the following year.
26-07
micro format · 5 days before the deadline
2023
06-09
Gazette deed
Company renamed from Aster Konsulting to AsterChange of role: Aerts Koen, from manager to director · Legal-form conversion · Auditor report14 points ▸
Gazette deed
Company renamed from Aster Konsulting to Aster
Change of role: Aerts Koen, from manager to director · Legal-form conversion · Auditor report14 points ▸
- General meeting, 30-08-2023
- Other provision, “Antwerpen, registerinschrijving” (deed in Dutch)
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Auditor report, “Werchter”, 84200 (deed in Dutch)
- Name change, Aster
- Capital conversion, “onbeschikbaar eigen vermogen” (deed in Dutch)
- Director resignation, Aerts Koen (manager)
- Director discharge, Aerts Koen (manager)
- Director appointment, Aerts Koen (director (not named in the articles))
- Other provision, “beroepsverbod, geen beroepsverbod uitgesproken” (deed in Dutch)
- Amendment of the articles
- Capital
- The act holds 2 more points.
2017
12-01
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Aster in Dutch
Former name
Aster Konsulting until the act of 06-09-2023
Enterprise number
0668.577.250
Legal form
Private limited company
Status
Active, normale toestand
Founded
15-12-2016
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-09-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Enkel besluit, Vlaams Gewest”
deed of 06-09-2023 (in Dutch)Registered office and establishments
Registered office
Eekhoornlaan 45, 2610 Antwerpen, Belgium
Establishment unit
Aster Konsulting, Eekhoornlaan 45, 2610 Antwerpen since 15-12-2016 · unit number 2.260.212.5397010001 Activities of head offices
Activities
NACEBEL 202564210
Activities of holding companies main activity
Codes under NACEBEL 2008
64200
Holdings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 06-09-2023 (in Dutch)
“Het verlenen van financiële,administratieve,commerciële,juridische,technische en consultatieve bijstand aan ondernemingen en natuurlijke…”
10 activities
- Het verlenen van financiële,administratieve,commerciële,juridische,technische en consultatieve bijstand aan ondernemingen en natuurlijke personen,en het uitvoeren van alle hiertoe strekkende handelstransacties verrichtingen en dit zelfs zonder enige participatie in het maatschappelijk kapitaal van de bedoelde personen en ondernemingen te hebben.
- Alle verrichtingen die rechtstreeks of onrechtstreeks,geheel of gedeeltelijk betrekking hebben op management en consultancy in de meest ruime betekenis van het woord,omvattend-doch geenszins beperkt tot-het uitvoeren van alle studies en onderzoeken alsmede het verlenen van alle adviezen en alle bijstand inzake het geheel of enig deelaspect management,bestuur,de directie,ondernemingen,bedrijvigheden en verenigingen zonder onderscheid.Het optreden als studie-,organisatie-,raadgevend en beherend bureau inzake zowel de in onderhavig artikel vermelde aangelegenheden,als inzake financiële,handels-,of sociale aangelegenheden,zowel ten behoeve van vennootschappen,ondernemingen,bedrijvigheden,openbare besturen,verenigingen en particulieren.
- Het nemen van participaties in ondernemingen,al dan niet Belgische,in alle sectoren van de industrie,handel of diensten.Dit omvat ondermeer kapitaalverschaffing aan bestaande of nog op te richten vennootschappen of ondernemingen en ook investeringen in toekomstgerichte projecten met hogere risicograad.De vennootschap kan de participaties verwerven door aankoop of enige andere rechtsgeldige wijze van verwerving.Zij kan haar participaties beheren,valoriseren en ten gelde maken.
- Het waarnemen van bestuurs-en vereffeningsmandaten in een Belgische of buitenlandse,reeds bestaande of nog op te richten vennootschap.Zij mag het bestuur en de vereffening waarnemen in alle vennootschappen waarmee rechtstreeks of onrechtstreeks een band van deelneming bestaat,of die verwant zijn met haar aandeelhouders of bestuurders.Meer in het bijzonder kan de vennootschap ondernemingen waarin zij participeert of onrechtstreeks belang bij heeft,mee besturen en toezicht uitoefenen op de bedrijfsvoering teneinde de ontwikkeling en de realisatie van het maatschappelijk voorwerp van deze ondernemingen te stimuleren en te coördineren.
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren onder om het even welke vorm,het borg stellen of aval verlenen in de meest ruime zin,het dekken van risico’s voortspruitend uit schommelingen van de wisselkoersen en intrestvoeten,kortom:het verrichten van alle handels-en financiële operaties behalve die wettelijk voorbehouden zijn aan de houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen.
- Meer in het bijzonder kan de vennootschap alle leningen,van gelijk welke vorm andere en voor gelijk welke duur toestaan aan de vennootschappen waarmee rechtstreeks of onrechtstreeks een band van deelneming bestaat,of persoonlijke of zakelijke zekerheden verstrekken voor deze vennootschappen.
- Het oordeelkundig uitbreiden van haar roerend en onroerend patrimonium,het beleggen of wederbeleggen van alle beschikbare middelen,zowel roerende als onroerende goederen,onder welke vorm ook,onder andere door het participeren door middel van fusie,inschrijving,deelname of verkrijging van aandelen in alle bestaande of nog op te richten Belgische of buitenlandse vennootschappen,het aankopen van obligaties of kasbons,en dergelijke,en het beheer van deze roerende waarden.
- Projectontwikkeling en handel in onroerende goederen voor eigen rekening;
- Het aankopen,het verkopen,het bouwen,doen bouwen,het doen verbouwen,het huren,het verhuren,de leasing,het beheren,het inrichten en het uitbaten van onroerende goederen;het aankopen,verkopen en verkavelen van gronden;
- Inrichten van alle gebouwde en ongebouwde onroerende goederen en de uitbating ervan en de onderneming voor het beheer van eigen onroerend patrimonium,doch slechts voor de handelingen waarvoor geen voorafgaande vergunning van de Autoriteit voor Financiële Diensten en Markten voor vereist is;
Invoicing and payment
VAT number
BE 0668.577.250
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 20:00
deed of 06-09-2023 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
1,292 m²
Building footprint
217 m²
Building volume
1,223 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11051C0202/00F005 | Flanders | 1,292 m² | 1 · 217 m² | 9.3 m · 2 |