Astarté Concept
ActiveSummary
The computed 12-month bankruptcy probability of Astarté Concept is 2.4% (moderate). The 2024 annual accounts show equity of €159k and a net result of €115k. Equity is growing by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 58% of 6537 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+36
Solvency64▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.79 in 2023; short-term debt: 44.1% and cash: 53.3% of total assets), and 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
29 d late
2022
28 d late
2021
18 d late
2020
23 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€115k▲ 380%
2023 · €24k
2020: €-43k
2021: €12k
2022: €10k
2023: €24k
2020 → 2024
Working capital
€45k
2023 · €-31k
2020: €-52k
2021: €-75k
2022: €-60k
2023: €-31k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€37k-€49k▲ 32.9%€60k▲ 21.0%€84k▲ 40.2%€159k▲ 89.8%
Operating result€-33k-€26k€22k▼ 12.2%€43k▲ 91.0%€179k▲ 318%
Net result€-43k-€12k€10k▼ 15.2%€24k▲ 132%€115k▲ 380%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 318% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €405k
Fixed assets
€181k ▼ 15.7%
Current assets
€223k ▲ 89.9%
Equity and liabilities €405k
Equity
€159k ▲ 89.8%
Debt
€246k ▼ 1.2%
Debt's share of the balance-sheet total falls from 74.8% to 60.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€216k▲
2023 · €81k
Cash flow
€152k▲
2023 · €62k
Current ratio
1.25▲
2023 · 0.79
Debt to equity
1.55▼
2023 · 2.97
ROE
72.5%▲
2023 · 28.7%
ROA
28.5%▲
2023 · 7.2%
Interest coverage
7.72▲
2023 · 4.32
Debt ≤ 1 year
€179k▲
2023 · €149k
Debt > 1 year
€64k▼
2023 · €99k
Income taxes
€36k▲
2023 · €82
Staff costs
€166k▲
2023 · €132k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€333k€405k▲
Fixed assets21/28€215k€181k▼
Intangible fixed assets21€67k€55k▼
Tangible fixed assets22/27€145k€124k▼
Plant, machinery and equipment23€141k€121k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€2k€2k=
Current assets29/58€118k€223k▲
Amounts receivable within one year40/41€12k€8k▼
Trade receivables40€9k€6k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€103k€216k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€333k€405k▲
Equity10/15€84k€159k▲
Contributions10/11€80k€80k=
Profit (loss) carried forward14€4k€79k▲
Amounts payable17/49€249k€246k▼
Amounts payable after more than one year17€99k€64k▼
Financial debts170/4€99k€64k▼
Amounts payable within one year42/48€149k€179k▲
Current portion of amounts payable after more than one year42€34k€52k▲
Trade debts44€32k€23k▼
Suppliers440/4€32k€23k▼
Taxes, remuneration and social security45€54k€63k▲
Taxes450/3€28k€30k▲
Remuneration and social security454/9€26k€34k▲
Other amounts payable47/48€29k€40k▲
Accrued charges and deferred income492/3€794€3k▲
Income statement
Code20232024
Remuneration, social security and pensions62€132k€166k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€37k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€214k€383k▲
Operating profit (loss)9901€43k€179k▲
Financial income75/76B€103€22▼
Recurring financial income75€103€22▼
Financial charges65/66B€19k€28k▲
Recurring financial charges65€19k€28k▲
Profit (loss) for the period before taxes9903€24k€151k▲
Income taxes67/77€82€36k▲
Profit (loss) for the period9904€24k€115k▲
Profit (loss) for the period to be appropriated9905€24k€115k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€119k▲
Profit (loss) brought forward from the previous period14P€-20k€4k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
Social balance
Average headcount (FTE)9087-4.8
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 22 days late
2024
31-12
Financial
Highest result since 2020net €115k ▲380%
Operating result €179k, net result €115k, both a record.
31-12
Financial
Equity above €150kEq €159k ▲89.8%
4 profitable years in a row build equity to €159k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Collège 115000 NamurGround area
1,026 m²
Building footprint
862 m²
Volume, LiDAR
61,111 m³
2 parcels, Wallonia · tallest building 96.1 m, ±26 floors. Linked by address, not a title deed.
2 establishment units
dépil tech
since 20192.285.006.333
Dépil tech
since 20222.333.613.330
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011D0211/00A000 | Wallonia | 857 m² | 1 · 738 m² | 96.1 m · 26 fl. |
| 92094C1067/00B000 | Wallonia | 169 m² | 1 · 124 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALTERNATIVE PARFUM
BE 0553.865.743
Elsene · Eq €159k
Parfumerie Aura
BE 0472.626.758
Kapellen · Eq €158k
ROYAL BEAUTY & COSMETICS
BE 0773.831.851
Brussel · Eq €160k
MMJ STORES
BE 0704.621.559
Brussel · Eq €155k
PARFUMERIE GUTMANN RONSE
BE 0462.931.015
Ronse · Eq €151k
Of 2,070 companies in sector 47750 we hold annual accounts for 517. 345 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
96230Day spas, saunas and steam baths
64999Other financial services
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.