AST-Consult
ActiveSummary
AST-Consult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194k and a net result of €49k. Equity is growing by ~43.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▼-7
Solvency100▲+8
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.88 against 2.87 in 2024; short-term debt: 24.6% and cash: 8.5% of total assets), and 24.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
19.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
36 d late
2023
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€194k▲ 33.9%
2024 · €145k
2023: €68klowest in 3 years
2024: €145k▲ +113% vs 2023
2025: €194k▲ +33.9% vs 2024highest in 3 years
2023 → 2025
Total assets
€258k▲ 19.7%
2024 · €215k
2023: €100klowest in 3 years
2024: €215k▲ +114% vs 2023
2025: €258k▲ +19.7% vs 2024highest in 3 years
2023 → 2025
Net result
€49k▼ 36.1%
2024 · €77k
2023: €63k
2024: €77k▲ +21.8% vs 2023highest in 3 years
2025: €49k▼ -36.1% vs 2024lowest in 3 years
2023 → 2025
Working capital
€183k▲ 38.8%
2024 · €132k
2023: €56klowest in 3 years
2024: €132k▲ +136% vs 2023
2025: €183k▲ +38.8% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€68k-€145k▲ 113%€194k▲ 33.9%
2023: €68klowest in 3 years
2024: €145k▲ +113% vs 2023
2025: €194k▲ +33.9% vs 2024highest in 3 years
Operating result€85k-€104k▲ 22.7%€73k▼ 29.9%
2023: €85k
2024: €104k▲ +22.7% vs 2023highest in 3 years
2025: €73k▼ -29.9% vs 2024lowest in 3 years
Net result€63k-€77k▲ 21.8%€49k▼ 36.1%
2023: €63k
2024: €77k▲ +21.8% vs 2023highest in 3 years
2025: €49k▼ -36.1% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258k
Fixed assets
€12k ▼ 14.3%
Current assets
€246k ▲ 21.9%
Equity and liabilities €258k
Equity
€194k ▲ 33.9%
Debt
€63k ▼ 9.6%
Debt's share of the balance-sheet total falls from 32.6% to 24.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €107k
Cash flow
€53k▼
2024 · €80k
Current ratio
3.88▲
2024 · 2.87
Debt to equity
0.33▼
2024 · 0.48
ROE
25.3%▼
2024 · 53.0%
ROA
19.1%▼
2024 · 35.7%
Interest coverage
12.15▼
2024 · 27.09
Debt ≤ 1 year
€63k▼
2024 · €70k
Income taxes
€17k▼
2024 · €23k
Staff costs
€42k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€215k€258k▲
Fixed assets21/28€13k€12k▼
Tangible fixed assets22/27€13k€11k▼
Land and buildings22€6k€5k▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€351€351=
Current assets29/58€202k€246k▲
Amounts receivable within one year40/41€157k€223k▲
Trade receivables40€48k€26k▼
Other amounts receivable41€109k€197k▲
Cash at bank and in hand54/58€38k€22k▼
Deferred charges and accrued income490/1€6k€1k▼
Equity and liabilities
Total equity and liabilities10/49€215k€258k▲
Equity10/15€145k€194k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€140k€189k▲
Amounts payable17/49€70k€63k▼
Amounts payable within one year42/48€70k€63k▼
Current portion of amounts payable after more than one year42€9k€7k▼
Trade debts44€17k€19k▲
Suppliers440/4€17k€19k▲
Taxes, remuneration and social security45€45k€37k▼
Taxes450/3€45k€36k▼
Remuneration and social security454/9-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€41k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€153k€124k▼
Operating profit (loss)9901€104k€73k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€100k€67k▼
Income taxes67/77€23k€17k▼
Profit (loss) for the period9904€77k€49k▼
Profit (loss) for the period to be appropriated9905€77k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€140k€189k▲
Profit (loss) brought forward from the previous period14P€63k€140k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €45k | €41k | €42k | ▲ 1.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €3k | €4k | ▲ 10.9% |
| Other operating charges640/8 | €4k | €5k | €6k | ▲ 31.5% |
| Gross operating margin9900 | €136k | €153k | €124k | ▼ 18.7% |
| Operating profit (loss)9901 | €85k | €104k | €73k | ▼ 29.9% |
| Financial income75/76B | €0 | €0 | €1 | ▲ 50.0% |
| Recurring financial income75 | €0 | €0 | €1 | ▲ 50.0% |
| Financial charges65/66B | €2k | €4k | €6k | ▲ 59.1% |
| Recurring financial charges65 | €2k | €4k | €6k | ▲ 59.1% |
| Profit (loss) for the period before taxes9903 | €83k | €100k | €67k | ▼ 33.4% |
| Income taxes67/77 | €20k | €23k | €17k | ▼ 24.3% |
| Profit (loss) for the period9904 | €63k | €77k | €49k | ▼ 36.1% |
| Profit (loss) for the period to be appropriated9905 | €63k | €77k | €49k | ▼ 36.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €100k | €215k | €258k | ▲ 19.7% |
| Fixed assets21/28 | €12k | €13k | €12k | ▼ 14.3% |
| Tangible fixed assets22/27 | €12k | €13k | €11k | ▼ 14.7% |
| Land and buildings22 | €6k | €6k | €5k | ▼ 11.3% |
| Furniture and vehicles24 | €6k | €7k | €6k | ▼ 17.3% |
| Financial fixed assets28 | €351 | €351 | €351 | = |
| Current assets29/58 | €88k | €202k | €246k | ▲ 21.9% |
| Amounts receivable within one year40/41 | €44k | €157k | €223k | ▲ 41.6% |
| Trade receivables40 | €4k | €48k | €26k | ▼ 46.1% |
| Other amounts receivable41 | €41k | €109k | €197k | ▲ 80.3% |
| Cash at bank and in hand54/58 | €42k | €38k | €22k | ▼ 42.6% |
| Deferred charges and accrued income490/1 | €2k | €6k | €1k | ▼ 79.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €100k | €215k | €258k | ▲ 19.7% |
| Equity10/15 | €68k | €145k | €194k | ▲ 33.9% |
| Contributions10/11 | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €63k | €140k | €189k | ▲ 35.1% |
| Amounts payable17/49 | €32k | €70k | €63k | ▼ 9.6% |
| Amounts payable within one year42/48 | €32k | €70k | €63k | ▼ 9.6% |
| Current portion of amounts payable after more than one year42 | - | €9k | €7k | ▼ 23.7% |
| Trade debts44 | €5k | €17k | €19k | ▲ 17.2% |
| Suppliers440/4 | €5k | €17k | €19k | ▲ 17.2% |
| Taxes, remuneration and social security45 | €28k | €45k | €37k | ▼ 16.8% |
| Taxes450/3 | €28k | €45k | €36k | ▼ 19.5% |
| Remuneration and social security454/9 | - | - | €1k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €63k | €77k | €49k | ▼ 36.1% |
| + Depreciation and write-downs630 | €2k | €3k | €4k | ▲ 10.9% |
| Operating cash flow (approximation) | €65k | €80k | €53k | ▼ 34.2% |
| Investment in fixed assets (approximation) | - | €-4k | €-2k | ▲ 61.7% |
| Change in cash | - | €-4k | €-16k | ▼ 321% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €49k ▼36.1%
Net result drops to €49k, the lowest in the series.
31-12
Financial
Equity above €150kEq €194k ▲33.9%
3 profitable years in a row build equity to €194k.
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
31-12
Financial
Highest result since 2023net €77k ▲21.8%
Operating result €104k, net result €77k, both a record.
31-12
Financial
Equity above €100kEq €145k ▲113%
2 profitable years in a row build equity to €145k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
Ground area
1,176 m²
Building footprint
118 m²
Parcel 92039B0028/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Jacinthes(EP) 24, 5101 Namur
since 20222.337.462.448
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039B0028/00K002 | Wallonia | 1,176 m² | 1 · 118 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46900Non-specialised wholesale trade
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail
info@ast-consult.be
Scores and ratios are computed by Checked and are not a credit decision.