Assuur
ActiveSummary
Assuur has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148,578 and a net result of €39,974. Equity is growing by ~37.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · fiscal year 2025, micro schema
2023 to 2025, 3 fiscal years
The operating result has fallen two years in a row; 2025 is 5% below 2024 and is the lowest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 3,127 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,127 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €43,956 | €42,000 | €42,657 | ▲ 1.6% |
| Other operating charges640/8 | €207 | €354 | €1,004 | ▲ 183% |
| Gross operating margin9900 | €114,917 | €107,343 | €105,511 | ▼ 1.7% |
| Operating profit (loss)9901 | €70,754 | €64,989 | €61,850 | ▼ 4.8% |
| Financial income75/76B | €10 | €12 | €51 | ▲ 328% |
| Recurring financial income75 | €10 | €12 | €12 | ▲ 1.3% |
| Non-recurring financial income76B | - | - | €39 | - |
| Financial charges65/66B | €10,839 | €10,826 | €11,398 | ▲ 5.3% |
| Recurring financial charges65 | €10,820 | €10,826 | €11,398 | ▲ 5.3% |
| Non-recurring financial charges66B | €19 | - | - | - |
| Profit (loss) for the period before taxes9903 | €59,925 | €54,175 | €50,503 | ▼ 6.8% |
| Income taxes67/77 | €12,378 | €11,119 | €10,529 | ▼ 5.3% |
| Profit (loss) for the period9904 | €47,547 | €43,056 | €39,974 | ▼ 7.2% |
| Profit (loss) for the period to be appropriated9905 | €47,547 | €43,056 | €39,974 | ▼ 7.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €459,999 | €473,476 | €476,425 | ▲ 0.6% |
| Fixed assets21/28 | €377,374 | €335,386 | €327,328 | ▼ 2.4% |
| Intangible fixed assets21 | €376,044 | €334,044 | €292,044 | ▼ 12.6% |
| Tangible fixed assets22/27 | - | - | €33,930 | - |
| Plant, machinery and equipment23 | - | - | €3,507 | - |
| Assets under construction and advance payments27 | - | - | €30,423 | - |
| Financial fixed assets28 | €1,330 | €1,342 | €1,354 | ▲ 0.9% |
| Current assets29/58 | €82,625 | €138,090 | €149,098 | ▲ 8.0% |
| Amounts receivable within one year40/41 | €869 | €7,160 | €4,793 | ▼ 33.1% |
| Trade receivables40 | €869 | €779 | €1,321 | ▲ 69.7% |
| Other amounts receivable41 | - | €6,381 | €3,471 | ▼ 45.6% |
| Cash at bank and in hand54/58 | €60,932 | €103,464 | €121,001 | ▲ 17.0% |
| Deferred charges and accrued income490/1 | €20,824 | €27,467 | €23,304 | ▼ 15.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €459,999 | €473,476 | €476,425 | ▲ 0.6% |
| Equity10/15 | €67,547 | €108,603 | €148,578 | ▲ 36.8% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €45,000 | €85,000 | €120,000 | ▲ 41.2% |
| Distributable reserves133 | €45,000 | €85,000 | €120,000 | ▲ 41.2% |
| Profit (loss) carried forward14 | €2,547 | €3,603 | €8,578 | ▲ 138% |
| Amounts payable17/49 | €392,451 | €364,873 | €327,848 | ▼ 10.1% |
| Amounts payable after more than one year17 | €284,419 | €252,704 | €219,963 | ▼ 13.0% |
| Financial debts170/4 | €284,419 | €252,704 | €219,963 | ▼ 13.0% |
| Amounts payable within one year42/48 | €107,828 | €112,167 | €107,883 | ▼ 3.8% |
| Current portion of amounts payable after more than one year42 | €30,719 | €31,714 | €32,742 | ▲ 3.2% |
| Trade debts44 | €663 | €3,300 | €4,760 | ▲ 44.2% |
| Suppliers440/4 | €663 | €3,300 | €4,760 | ▲ 44.2% |
| Taxes, remuneration and social security45 | €6,328 | €4,978 | - | - |
| Taxes450/3 | €6,328 | €4,978 | - | - |
| Other amounts payable47/48 | €70,117 | €72,174 | €70,382 | ▼ 2.5% |
| Accrued charges and deferred income492/3 | €205 | €2 | €2 | = |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €47,547 | €43,056 | €39,974 | ▼ 7.2% |
| + Depreciation and write-downs630 | €43,956 | €42,000 | €42,657 | ▲ 1.6% |
| Operating cash flow (approximation) | €91,504 | €85,056 | €82,632 | ▼ 2.8% |
| Investment in fixed assets (approximation) | - | -€12 | -€34,599 | ▼ 288,226% |
| Change in cash | - | €42,532 | €17,538 | ▼ 58.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.