ASSUSOFT
ActiveSummary
ASSUSOFT has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,496 and a net result of €1.2m. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 15% of 2729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency27▼-1
Growth68=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.42 in 2024; short-term debt: 38.2% and cash: 2.8% of total assets), and 98% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
26.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2729 sector peers (2025).
NBB · sector comparisonPosition among 2729 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
109 d early
2024
113 d early
2023
85 d early
2022
104 d early
2021
93 d early
2020
71 d early
2019
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 90 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 company by total assets in Duffel, Telecoms and IT sector#2 oldest company in Duffel, Telecoms and IT sector#8 fastest grower in Duffel
Equity
€88,496=
2024 · €88,496
Total assets
€4.5m▲ 51.5%
2024 · €3.0m
Net result
€1.2m▲ 7.1%
2024 · €1.1m
Working capital
€544,174▼ 13.5%
2024 · €629,443
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€952,963▲ 10.7%€966,883▲ 1.5%€1.0m▲ 6.2%€1.3m▲ 22.8%€1.3m▲ 3.5%
Net result€787,160above the sector's middle half▲ 12.6%€833,836above the sector's middle half▲ 5.9%€891,365above the sector's middle half▲ 6.9%€1.1mabove the sector's middle half▲ 26.3%€1.2mabove the sector's middle half▲ 7.1%
Equity€88,496within the sector's middle half=€88,496within the sector's middle half=€88,496within the sector's middle half=€88,496within the sector's middle half=€88,496within the sector's middle half=
Total assets€2.2mabove the sector's middle half▲ 4.4%€2.4mabove the sector's middle half▲ 6.4%€2.6mabove the sector's middle half▲ 8.4%€3.0mabove the sector's middle half▲ 15.4%€4.5mabove the sector's middle half▲ 51.5%
Debt€2.1m▲ 4.6%€2.3m▲ 6.6%€2.5m▲ 8.7%€2.9m▲ 15.9%€4.4m▲ 53.1%
Working capital€214,289within the sector's middle half▲ 46.2%€274,955within the sector's middle half▲ 28.3%€454,388above the sector's middle half▲ 65.3%€629,443above the sector's middle half▲ 38.5%€544,174above the sector's middle half▼ 13.5%
Solvency4.0%below the sector's middle half▼ 0.2pp3.7%below the sector's middle half▼ 0.2pp3.5%below the sector's middle half▼ 0.3pp3.0%below the sector's middle half▼ 0.5pp2.0%below the sector's middle half▼ 1.0pp
Current ratio1.19within the sector's middle half▲ 0.051.22within the sector's middle half▲ 0.031.36within the sector's middle half▲ 0.131.42within the sector's middle half▲ 0.061.32within the sector's middle half▼ 0.10
Return on assets (ROA)35.4%above the sector's middle half▲ 2.6pp35.3%above the sector's middle half▼ 0.1pp34.8%above the sector's middle half▼ 0.5pp38.1%above the sector's middle half▲ 3.3pp26.9%above the sector's middle half▼ 11.2pp
Staff (FTE)19.3above the sector's middle half▲ 10.3%20.4above the sector's middle half▲ 5.7%21.2above the sector's middle half▲ 3.9%21.2above the sector's middle half=23.6above the sector's middle half▲ 11.3%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.5m
Fixed assets
€2.2m ▲ 169%
Current assets
€2.3m ▲ 5.8%
Equity and liabilities €4.5m
Equity
€88,496 =
Debt
€4.4m ▲ 53.1%
Debt's share of the balance-sheet total rises from 97.0% to 98.0%. Debt is higher.
Key figures and ratios
EBITDA
€1.4m▲
2024 · €1.3m
Cash flow
€1.3m▲
2024 · €1.2m
Quick ratio
1.30▼
2024 · 1.38
Debt to equity
49.64▲
2024 · 32.42
Interest coverage
37.48▼
2024 · 96.56
Debt ≤ 1 year
€1.7m▲
2024 · €1.5m
Debt > 1 year
€1.2m▲
2024 · €0
Income taxes
€90,310▼
2024 · €139,902
Staff costs
€2.3m▲
2024 · €2.0m
A ratio outside any meaningful range has been withheld (balance sheet total €4.5m, equity €88,496).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 497 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.2%
went bankrupt
3.2%
stopped otherwise
95%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 497 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €7,999 | €7,438 | €0 | - | - |
| Remuneration, social security and pensions62 | €1.5m | €1.7m | €1.9m | €2.0m | €2.3m | ▲ 15.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €55,768 | €37,110 | €37,330 | €38,995 | €61,816 | ▲ 58.5% |
| Other operating charges640/8 | €5,738 | €5,038 | €7,985 | €7,894 | €8,684 | ▲ 10.0% |
| Gross operating margin9900 | €2.5m | €2.7m | €3.0m | €3.3m | €3.7m | ▲ 11.6% |
| Operating profit (loss)9901 | €952,963 | €966,883 | €1.0m | €1.3m | €1.3m | ▲ 3.5% |
| Financial income75/76B | €835 | €4,093 | €859 | €18,440 | €27,574 | ▲ 49.5% |
| Recurring financial income75 | €835 | €4,093 | €859 | €18,440 | €27,574 | ▲ 49.5% |
| Financial charges65/66B | €23,937 | €14,618 | €13,780 | €13,464 | €36,472 | ▲ 171% |
| Recurring financial charges65 | €23,937 | €14,618 | €13,780 | €13,464 | €36,472 | ▲ 171% |
| Profit (loss) for the period before taxes9903 | €929,861 | €956,358 | €1.0m | €1.3m | €1.3m | ▲ 2.4% |
| Income taxes67/77 | €142,700 | €122,523 | €122,321 | €139,902 | €90,310 | ▼ 35.4% |
| Profit (loss) for the period9904 | €787,160 | €833,836 | €891,365 | €1.1m | €1.2m | ▲ 7.1% |
| Profit (loss) for the period to be appropriated9905 | €787,160 | €833,836 | €891,365 | €1.1m | €1.2m | ▲ 7.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.2m | €2.4m | €2.6m | €3.0m | €4.5m | ▲ 51.5% |
| Fixed assets21/28 | €887,805 | €863,133 | €833,836 | €826,902 | €2.2m | ▲ 169% |
| Tangible fixed assets22/27 | €887,730 | €863,058 | €833,836 | €821,312 | €2.2m | ▲ 171% |
| Land and buildings22 | €877,463 | €847,886 | €818,310 | €788,733 | €2.0m | ▲ 151% |
| Plant, machinery and equipment23 | €8,562 | €10,618 | €13,134 | €19,475 | €132,631 | ▲ 581% |
| Furniture and vehicles24 | €1,706 | €4,554 | €2,392 | €13,103 | €110,538 | ▲ 744% |
| Financial fixed assets28 | €75 | €75 | €0 | €5,590 | €5,590 | = |
| Current assets29/58 | €1.3m | €1.5m | €1.7m | €2.1m | €2.3m | ▲ 5.8% |
| Stocks and contracts in progress3 | €36,637 | €50,177 | €19,190 | €60,586 | €31,344 | ▼ 48.3% |
| Contracts in progress37 | €36,637 | €50,177 | €19,190 | €60,586 | €31,344 | ▼ 48.3% |
| Amounts receivable within one year40/41 | €695,271 | €810,780 | €1.0m | €1.2m | €1.5m | ▲ 27.2% |
| Trade receivables40 | €655,656 | €783,305 | €997,143 | €1.2m | €1.5m | ▲ 24.3% |
| Other amounts receivable41 | €39,614 | €27,475 | €4,679 | €0 | €33,973 | - |
| Current investments50/53 | - | - | €400,000 | €400,000 | €555,625 | ▲ 38.9% |
| Cash at bank and in hand54/58 | €601,133 | €637,908 | €302,283 | €465,838 | €123,248 | ▼ 73.5% |
| Deferred charges and accrued income490/1 | €2,770 | €2,850 | €5,502 | €10,277 | €25,726 | ▲ 150% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.2m | €2.4m | €2.6m | €3.0m | €4.5m | ▲ 51.5% |
| Equity10/15 | €88,496 | €88,496 | €88,496 | €88,496 | €88,496 | = |
| Contributions10/11 | €80,450 | €80,450 | €80,450 | €80,450 | €80,450 | = |
| Capital10 | €80,450 | €80,450 | €80,450 | €80,450 | €80,450 | = |
| Issued capital100 | €80,450 | €80,450 | €80,450 | €80,450 | €80,450 | = |
| Reserves13 | €8,045 | €8,045 | €8,045 | €8,045 | €8,045 | = |
| Non-distributable reserves130/1 | €8,045 | €8,045 | €8,045 | €8,045 | €8,045 | = |
| Legal reserve130 | €8,045 | €8,045 | €8,045 | €8,045 | €8,045 | = |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €2.1m | €2.3m | €2.5m | €2.9m | €4.4m | ▲ 53.1% |
| Amounts payable after more than one year17 | €134,912 | €52,750 | €11,316 | €0 | €1.2m | - |
| Financial debts170/4 | €134,912 | €52,750 | €11,316 | €0 | €1.2m | - |
| Amounts payable within one year42/48 | €1.1m | €1.2m | €1.3m | €1.5m | €1.7m | ▲ 13.9% |
| Current portion of amounts payable after more than one year42 | €82,162 | €82,162 | €41,435 | €11,316 | €68,430 | ▲ 505% |
| Financial debts43 | €25,042 | €25,048 | €0 | - | - | - |
| Credit institutions430/8 | €25,042 | €25,048 | €0 | - | - | - |
| Trade debts44 | €17,115 | €31,227 | €26,369 | €28 | €12,035 | ▲ 42,578% |
| Suppliers440/4 | €17,115 | €31,227 | €26,369 | €28 | €12,035 | ▲ 42,578% |
| Taxes, remuneration and social security45 | €209,601 | €254,488 | €315,241 | €363,429 | €423,371 | ▲ 16.5% |
| Taxes450/3 | €61,074 | €74,080 | €104,766 | €153,693 | €183,671 | ▲ 19.5% |
| Remuneration and social security454/9 | €148,528 | €180,408 | €210,475 | €209,736 | €239,700 | ▲ 14.3% |
| Other amounts payable47/48 | €787,602 | €833,836 | €891,365 | €1.1m | €1.2m | ▲ 7.1% |
| Accrued charges and deferred income492/3 | €878,687 | €996,842 | €1.2m | €1.4m | €1.5m | ▲ 10.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €787,160 | €833,836 | €891,365 | €1.1m | €1.2m | ▲ 7.1% |
| + Depreciation and write-downs630 | €55,768 | €37,110 | €37,330 | €38,995 | €61,816 | ▲ 58.5% |
| Operating cash flow (approximation) | €842,928 | €870,946 | €928,695 | €1.2m | €1.3m | ▲ 8.8% |
| Investment in fixed assets (approximation) | - | -€12,438 | -€8,033 | -€32,061 | -€1.5m | ▼ 4,461% |
| Change in cash | - | €36,775 | -€335,625 | €163,555 | -€342,591 | ▼ 309% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €1.2m ▲7.1%
Operating result €1.3m, net result €1.2m, both a record.
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €494,388 ▼6.7%
Net result drops to €494,388, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 1986
Ground area
1,067 m²
Building footprint
422 m²
Volume, LiDAR
1,988 m³
Parcel 12302B0276/00N000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Assusoft NV
since 19862.028.859.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302B0276/00N000 | Flanders | 1,067 m² | 1 · 422 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 75,205 EUR awarded · 75,205 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 20,142 EUR | 20,142 EUR |
| 2024 | 1 | 19,447 EUR | 19,447 EUR |
| 2023 | 1 | 18,677 EUR | 18,677 EUR |
| 2022 | 1 | 16,939 EUR | 16,939 EUR |
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-12-1985
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428305577
Also
9925:BE0428305577
Registered
15-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.