ASSURLEEN
ActiveSummary
ASSURLEEN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €497k and a net result of €27k. Equity is growing by ~23% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 55.29 against 28.64 in 2024; short-term debt: 1.5% and cash: 0.4% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
5.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
23 d late
2023
6 d early
2022
28 d late
2021
25 d late
2020
30 d late
2019
16 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€497k▲ 5.7%
2024 · €470k
2018: €149k
2019: €127k
2020: €150k
2021: €157k
2022: €474k
2023: €451k
2024: €470k
2018 → 2025
Total assets
€506k▲ 4.3%
2024 · €485k
2018: €159k
2019: €165k
2020: €162k
2021: €166k
2022: €484k
2023: €479k
2024: €485k
2018 → 2025
Net result
€27k▲ 42.7%
2024 · €19k
2018: €-2k
2019: €-21k
2020: €22k
2021: €7k
2022: €317k
2023: €-22k
2024: €19k
2018 → 2025
Working capital
€420k▲ 8.2%
2024 · €389k
2018: €77k
2019: €9k
2020: €38k
2021: €50k
2022: €374k
2023: €357k
2024: €389k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€474k▲ 202%€451k▼ 4.7%€470k▲ 4.2%€497k▲ 5.7%
Operating result€10k-€431k▲ 4,399%€-15k€11k€23k▲ 116%
Net result€7k-€317k▲ 4,526%€-22k€19k€27k▲ 42.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 116% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €506k
Fixed assets
€78k ▼ 5.7%
Current assets
€428k ▲ 6.3%
Equity and liabilities €506k
Equity
€497k ▲ 5.7%
Debt
€9k ▼ 41.0%
Debt's share of the balance-sheet total falls from 3.1% to 1.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €16k
Cash flow
€31k▲
2024 · €24k
Current ratio
55.29▲
2024 · 28.64
Debt to equity
0.02▼
2024 · 0.03
ROE
5.4%▲
2024 · 4.0%
ROA
5.3%▲
2024 · 3.9%
Interest coverage
48.92▲
2024 · 28.41
Debt ≤ 1 year
€8k▼
2024 · €14k
Income taxes
€12k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€485k€506k▲
Fixed assets21/28€82k€78k▼
Tangible fixed assets22/27€82k€78k▼
Land and buildings22€82k€78k▼
Current assets29/58€403k€428k▲
Amounts receivable within one year40/41€399k€424k▲
Trade receivables40€4k€11k▲
Other amounts receivable41€395k€414k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€430€2k▲
Equity and liabilities
Total equity and liabilities10/49€485k€506k▲
Equity10/15€470k€497k▲
Contributions10/11€40k€40k=
Reserves13€274k€292k▲
Distributable reserves133€274k€292k▲
Profit (loss) carried forward14€157k€165k▲
Amounts payable17/49€15k€9k▼
Amounts payable within one year42/48€14k€8k▼
Trade debts44€1k€370▼
Suppliers440/4€1k€370▼
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€9k€7k▼
Accrued charges and deferred income492/3€789€1k▲
Income statement
Code20242025
Non-recurring operating income76A€18k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€2k€6k▲
Gross operating margin9900€18k€34k▲
Operating profit (loss)9901€11k€23k▲
Financial income75/76B€17k€17k▼
Recurring financial income75€17k€17k▼
Financial charges65/66B€2k€565▼
Recurring financial charges65€546€565▲
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€26k€39k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€19k€27k▲
Profit (loss) for the period to be appropriated9905€19k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€157k€183k▲
Profit (loss) brought forward from the previous period14P€138k€157k▲
Transfer to equity691/2-€18k
To other reserves6921-€18k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 23 days late
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 28.64
Current ratio from 14.06 to 28.64; short-term debt falls from €27k to €14k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-22k ▼107%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €317k ▲4526%
Operating result €431k, net result €317k, both a record.
31-12
Financial
Liquidity times 6current ratio 39.02
Current ratio from 6.33 to 39.02.
31-12
Financial
Equity above €200kEq €474k ▲202%
3 profitable years in a row build equity to €474k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-12
Financial
Equity above €150kEq €157k ▲4.6%
2 profitable years in a row build equity to €157k.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 4.25
Current ratio from 1.24 to 4.25; short-term debt falls from €38k to €12k.
16-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 16 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diesterstraat 233800 Sint-TruidenGround area
8,862 m²
Building footprint
4,999 m²
Volume, LiDAR
50,492 m³
Parcel 71053H0442/00N000, Flanders · tallest building 18.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ASSURLEEN BVBA
since 19922.057.446.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H0442/00N000 | Flanders | 8,861 m² | 1 · 4,999 m² | 18.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-1992
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.